The Hartford Insurance Group, Inc. (HIG)
NYSE: HIG · Real-Time Price · USD
132.59
+0.53 (0.40%)
At close: Oct 30, 2026, 4:00 PM EDT
135.07
+2.48 (1.87%)
After-hours: Oct 30, 2026, 7:48 PM EDT

HIG Statistics

Total Valuation

HIG has a market cap or net worth of $35.46 billion. The enterprise value is $39.70 billion.

Market Cap35.46B
Enterprise Value 39.70B

Important Dates

The last earnings date was Monday, October 26, 2026, after market close.

Earnings Date Oct 26, 2026
Ex-Dividend Date Dec 1, 2026

Share Statistics

HIG has 267.41 million shares outstanding. The number of shares has decreased by -3.95% in one year.

Current Share Class 267.41M
Shares Outstanding 267.41M
Shares Change (YoY) -3.95%
Shares Change (QoQ) -1.16%
Owned by Insiders (%) 0.33%
Owned by Institutions (%) 96.39%
Float 266.12M

Valuation Ratios

The trailing PE ratio is 8.03 and the forward PE ratio is 9.91. HIG's PEG ratio is 2.20.

PE Ratio 8.03
Forward PE 9.91
PS Ratio 1.20
Forward PS 1.17
PB Ratio 1.92
P/TBV Ratio 2.16
P/FCF Ratio 5.10
P/OCF Ratio 5.07
PEG Ratio 2.20
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.67, with an EV/FCF ratio of 5.72.

EV / Earnings 8.66
EV / Sales 1.34
EV / EBITDA 6.67
EV / EBIT 7.06
EV / FCF 5.72

Financial Position

The company has a current ratio of 1.67, with a Debt / Equity ratio of 0.23.

Current Ratio 1.67
Quick Ratio 1.02
Debt / Equity 0.23
Debt / EBITDA 0.73
Debt / FCF 0.63
Interest Coverage 27.99

Financial Efficiency

Return on equity (ROE) is 23.25% and return on invested capital (ROIC) is 19.04%.

Return on Equity (ROE) 23.25%
Return on Assets (ROA) 4.08%
Return on Invested Capital (ROIC) 19.04%
Return on Capital Employed (ROCE) 7.39%
Weighted Average Cost of Capital (WACC) 6.60%
Revenue Per Employee $1.54M
Profits Per Employee $238,906
Employee Count19,200
Asset Turnover 0.34
Inventory Turnover n/a

Taxes

In the past 12 months, HIG has paid $1.09 billion in taxes.

Income Tax 1.09B
Effective Tax Rate 20.00%

Stock Price Statistics

The stock price has increased by +8.36% in the last 52 weeks. The beta is 0.49, so HIG's price volatility has been lower than the market average.

Beta (5Y) 0.49
52-Week Price Change +8.36%
50-Day Moving Average 132.95
200-Day Moving Average 135.39
Relative Strength Index (RSI) 49.81
Average Volume (20 Days) 1,819,581

Short Selling Information

The latest short interest is 30,189, so 0.01% of the outstanding shares have been sold short.

Short Interest 30,189
Short Previous Month 3.94M
Short % of Shares Out 0.01%
Short % of Float 0.01%
Short Ratio (days to cover) 0.02

Income Statement

In the last 12 months, HIG had revenue of $29.59 billion and earned $4.59 billion in profits. Earnings per share was $16.50.

Revenue29.59B
Gross Profit 11.41B
Operating Income 5.63B
Pretax Income 5.42B
Net Income 4.59B
EBITDA 5.96B
EBIT 5.63B
Earnings Per Share (EPS) $16.50
Full Income Statement

Balance Sheet

The company has $4.51 billion in cash and $4.37 billion in debt, with a net cash position of -$4.25 billion or -$15.89 per share.

Cash & Cash Equivalents 4.51B
Total Debt 4.37B
Net Cash -4.25B
Net Cash Per Share -$15.89
Equity (Book Value) 18.87B
Book Value Per Share 69.09
Working Capital 7.36B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $6.99 billion and capital expenditures -$46.00 million, giving a free cash flow of $6.95 billion.

Operating Cash Flow 6.99B
Capital Expenditures -46.00M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 6.95B
FCF Per Share $25.98
Full Cash Flow Statement

Margins

Gross margin is 38.57%, with operating and profit margins of 19.01% and 15.57%.

Gross Margin 38.57%
Operating Margin 19.01%
Pretax Margin 18.33%
Profit Margin 15.57%
EBITDA Margin 20.13%
EBIT Margin 19.01%
FCF Margin 23.48%

Dividends & Yields

This stock pays an annual dividend of $2.68, which amounts to a dividend yield of 2.02%.

Dividend Per Share $2.68
Dividend Yield 2.02%
Dividend Growth (YoY) 14.35%
Years of Dividend Growth 13
Payout Ratio 16.24%
FCF Payout Ratio 10.32%
Buyback Yield 3.95%
Shareholder Yield 5.97%
Earnings Yield 12.45%
FCF Yield 19.59%
Dividend Details

Analyst Forecast

The average price target for HIG is $147.05, which is 10.91% higher than the current price. The consensus rating is "Buy".

Price Target $147.05
Price Target Difference 10.91%
Analyst Consensus Buy
Analyst Count 24
Revenue Growth Forecast (3Y) 3.44%
EPS Growth Forecast (3Y) 3.19%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 16, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Jul 16, 1998
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5