The Hartford Insurance Group, Inc. (HIG)
NYSE: HIG · Real-Time Price · USD
141.15
-2.13 (-1.49%)
At close: Aug 10, 2026, 4:00 PM EDT
141.15
0.00 (0.00%)
After-hours: Aug 10, 2026, 4:48 PM EDT

HIG Statistics

Total Valuation

HIG has a market cap or net worth of $38.23 billion. The enterprise value is $42.49 billion.

Market Cap38.23B
Enterprise Value 42.49B

Important Dates

The last earnings date was Thursday, July 23, 2026, after market close.

Earnings Date Jul 23, 2026
Ex-Dividend Date Sep 1, 2026

Share Statistics

HIG has 270.87 million shares outstanding. The number of shares has decreased by -3.97% in one year.

Current Share Class 270.87M
Shares Outstanding 270.87M
Shares Change (YoY) -3.97%
Shares Change (QoQ) -1.29%
Owned by Insiders (%) 0.34%
Owned by Institutions (%) 92.15%
Float 262.01M

Valuation Ratios

The trailing PE ratio is 9.86 and the forward PE ratio is 10.94. HIG's PEG ratio is 3.44.

PE Ratio 9.86
Forward PE 10.94
PS Ratio 1.30
Forward PS 1.29
PB Ratio 2.02
P/TBV Ratio 2.22
P/FCF Ratio 6.58
P/OCF Ratio 6.48
PEG Ratio 3.44
Financial Ratio History

Enterprise Valuation

EV / Earnings 9.75
EV / Sales 1.44
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 7.31

Financial Position

The company has a current ratio of 1.77, with a Debt / Equity ratio of 0.22.

Current Ratio 1.77
Quick Ratio 1.00
Debt / Equity 0.22
Debt / EBITDA n/a
Debt / FCF 0.76
Interest Coverage -4.07

Financial Efficiency

Return on equity (ROE) is 22.06% and return on invested capital (ROIC) is 18.03%.

Return on Equity (ROE) 22.06%
Return on Assets (ROA) 3.85%
Return on Invested Capital (ROIC) 18.03%
Return on Capital Employed (ROCE) -1.08%
Weighted Average Cost of Capital (WACC) 6.45%
Revenue Per Employee $1.53M
Profits Per Employee $226,250
Employee Count19,200
Asset Turnover 0.34
Inventory Turnover n/a

Taxes

In the past 12 months, HIG has paid $986.00 million in taxes.

Income Tax 986.00M
Effective Tax Rate 19.39%

Stock Price Statistics

The stock price has increased by +10.14% in the last 52 weeks. The beta is 0.46, so HIG's price volatility has been lower than the market average.

Beta (5Y) 0.46
52-Week Price Change +10.14%
50-Day Moving Average 135.71
200-Day Moving Average 135.25
Relative Strength Index (RSI) 52.00
Average Volume (20 Days) 1,695,949

Short Selling Information

The latest short interest is 44,437, so 0.02% of the outstanding shares have been sold short.

Short Interest 44,437
Short Previous Month 97,575
Short % of Shares Out 0.02%
Short % of Float 0.02%
Short Ratio (days to cover) 0.03

Income Statement

In the last 12 months, HIG had revenue of $29.32 billion and earned $4.34 billion in profits. Earnings per share was $15.48.

Revenue29.32B
Gross Profit 11.10B
Operating Income 5.29B
Pretax Income 5.08B
Net Income 4.34B
EBITDA -401.00M
EBIT -830.00M
Earnings Per Share (EPS) $15.48
Full Income Statement

Balance Sheet

The company has $3.99 billion in cash and $4.38 billion in debt, with a net cash position of -$4.26 billion or -$15.72 per share.

Cash & Cash Equivalents 3.99B
Total Debt 4.38B
Net Cash -4.26B
Net Cash Per Share -$15.72
Equity (Book Value) 19.63B
Book Value Per Share 71.05
Working Capital 8.49B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $5.88 billion and capital expenditures -$91.00 million, giving a free cash flow of $5.79 billion.

Operating Cash Flow 5.88B
Capital Expenditures -91.00M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 5.79B
FCF Per Share $21.37
Full Cash Flow Statement

Margins

Gross margin is 37.87%, with operating and profit margins of 18.04% and 14.89%.

Gross Margin 37.87%
Operating Margin 18.04%
Pretax Margin 17.34%
Profit Margin 14.89%
EBITDA Margin -1.84%
EBIT Margin -3.81%
FCF Margin 19.75%

Dividends & Yields

This stock pays an annual dividend of $2.40, which amounts to a dividend yield of 1.70%.

Dividend Per Share $2.40
Dividend Yield 1.70%
Dividend Growth (YoY) 15.38%
Years of Dividend Growth 13
Payout Ratio 15.51%
Buyback Yield 3.97%
Shareholder Yield 5.66%
Earnings Yield 11.41%
FCF Yield 15.20%
Dividend Details

Analyst Forecast

The average price target for HIG is $149.85, which is 6.16% higher than the current price. The consensus rating is "Buy".

Price Target $149.85
Price Target Difference 6.16%
Analyst Consensus Buy
Analyst Count 23
Revenue Growth Forecast (3Y) 2.79%
EPS Growth Forecast (3Y) 2.79%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 16, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Jul 16, 1998
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 6