The Hartford Financial Services Group, Inc. (HIG)

HIG Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 21, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	34,761	24,176	24,121	23,498	17,551	21,903
Market Cap Growth	57.93%	0.23%	2.65%	33.88%	-19.87%	37.36%
Enterprise Value	38,738	28,760	28,645	28,588	22,142	27,154
PE Ratio	12.03	9.74	13.42	10.00	10.23	10.61
PS Ratio	1.34	0.98	1.08	1.05	0.86	1.06
PB Ratio	2.06	1.58	1.76	1.32	0.95	1.35
P/FCF Ratio	6.38	6.04	6.29	5.93	4.67	6.47
P/OCF Ratio	6.11	5.73	6.02	5.74	4.53	6.28
EV/Sales Ratio	1.49	1.17	1.28	1.28	1.08	1.31
EV/EBITDA Ratio	9.11	7.71	9.52	7.69	7.58	7.84
EV/EBIT Ratio	9.82	8.70	11.64	9.23	9.23	9.01
EV/FCF Ratio	7.14	7.18	7.47	7.22	5.89	8.02
Debt / Equity Ratio	0.26	0.29	0.33	0.29	0.25	0.31
Debt / EBITDA Ratio	1.02	1.20	1.47	1.38	1.56	1.46
Debt / FCF Ratio	0.80	1.12	1.17	1.31	1.24	1.51
Quick Ratio	1.08	1.11	1.15	1.15	1.12	1.04
Current Ratio	1.87	2.03	2.14	2.11	2.08	1.87
Asset Turnover	0.33	0.33	0.30	0.30	0.28	0.31
Return on Equity (ROE)	19.74%	17.27%	11.54%	13.03%	9.98%	14.20%
Return on Assets (ROA)	3.16%	2.76%	2.06%	2.57%	2.07%	2.83%
Return on Capital (ROIC)	12.51%	10.88%	7.47%	8.38%	6.73%	9.59%
Earnings Yield	8.69%	10.36%	7.54%	10.09%	9.90%	9.52%
FCF Yield	15.68%	16.57%	15.89%	16.85%	21.41%	15.45%
Dividend Yield	1.73%	2.20%	2.16%	2.21%	2.88%	2.21%
Payout Ratio	20.85%	21.92%	28.97%	21.34%	27.52%	21.77%
Buyback Yield / Dilution	4.61%	5.46%	6.95%	1.80%	1.18%	-0.22%
Total Shareholder Return	6.35%	7.66%	9.11%	4.02%	4.06%	1.99%

Source: S&P Capital IQ. Insurance template. Financial Sources.