The Hartford Insurance Group, Inc. (HIG)

HIG Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 27, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	38,833	38,398	31,714	24,176	24,121	23,498
Market Cap Growth	20.21%	21.08%	31.18%	0.23%	2.65%	33.88%
Enterprise Value	43,213	42,954	36,196	28,760	28,645	28,588
PE Ratio	10.57	10.07	10.26	9.74	13.42	10.00
PS Ratio	1.37	1.35	1.19	0.99	1.08	1.05
PB Ratio	2.10	2.02	1.93	1.58	1.76	1.32
P/FCF Ratio	6.74	6.67	5.50	6.04	6.29	5.93
P/OCF Ratio	6.55	6.48	5.37	5.73	6.02	5.74
EV/Sales Ratio	1.52	1.51	1.36	1.17	1.28	1.28
EV/EBITDA Ratio	8.26	8.21	8.37	7.68	9.46	7.69
EV/EBIT Ratio	8.70	8.65	8.88	8.66	11.54	9.23
EV/FCF Ratio	7.51	7.47	6.28	7.18	7.47	7.22
Debt / Equity Ratio	0.24	0.24	0.27	0.29	0.33	0.29
Debt / EBITDA Ratio	0.86	0.86	1.04	1.20	1.47	1.37
Debt / FCF Ratio	0.79	0.79	0.78	1.13	1.17	1.31
Net Debt / Equity Ratio	0.23	0.23	0.26	0.29	0.31	0.28
Net Debt / EBITDA Ratio	0.84	0.84	1.00	1.17	1.41	1.34
Net Debt / FCF Ratio	0.77	0.77	0.75	1.10	1.11	1.25
Quick Ratio	1.08	1.08	1.09	1.12	1.15	1.15
Current Ratio	1.84	1.84	1.91	2.00	2.15	2.11
Asset Turnover	0.34	0.34	0.34	0.33	0.30	0.30
Return on Equity (ROE)	21.66%	21.66%	19.58%	17.27%	11.54%	13.03%
Return on Assets (ROA)	3.72%	3.72%	3.23%	2.77%	2.07%	2.57%
Return on Invested Capital (ROIC)	17.27%	18.00%	16.15%	14.16%	9.69%	10.95%
Earnings Yield	9.83%	9.99%	9.81%	10.36%	7.54%	10.09%
FCF Yield	14.83%	14.98%	18.18%	16.57%	15.89%	16.85%
Dividend Yield	1.70%	1.57%	1.79%	2.25%	2.21%	2.26%
Payout Ratio	16.82%	15.98%	18.55%	21.93%	28.97%	21.34%
Buyback Yield / Dilution	4.05%	4.05%	4.14%	5.46%	6.95%	1.80%
Total Shareholder Return	5.76%	5.62%	5.93%	7.71%	9.16%	4.06%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q