The Hartford Insurance Group, Inc. (HIG)
NYSE: HIG · Real-Time Price · USD
140.49
-0.58 (-0.41%)
Feb 27, 2026, 3:03 PM EST - Market open

HIG Statistics

Total Valuation

HIG has a market cap or net worth of $38.76 billion. The enterprise value is $43.21 billion.

Market Cap38.76B
Enterprise Value 43.21B

Important Dates

The last earnings date was Thursday, January 29, 2026, after market close.

Earnings Date Jan 29, 2026
Ex-Dividend Date Mar 2, 2026

Share Statistics

HIG has 275.86 million shares outstanding. The number of shares has decreased by -4.05% in one year.

Current Share Class 275.86M
Shares Outstanding 275.86M
Shares Change (YoY) -4.05%
Shares Change (QoQ) -0.84%
Owned by Insiders (%) 0.39%
Owned by Institutions (%) 94.75%
Float 274.40M

Valuation Ratios

The trailing PE ratio is 10.56 and the forward PE ratio is 10.48. HIG's PEG ratio is 1.37.

PE Ratio 10.56
Forward PE 10.48
PS Ratio 1.37
Forward PS 1.28
PB Ratio 2.10
P/TBV Ratio 2.40
P/FCF Ratio 6.74
P/OCF Ratio 6.55
PEG Ratio 1.37
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.26, with an EV/FCF ratio of 7.51.

EV / Earnings 11.33
EV / Sales 1.52
EV / EBITDA 8.26
EV / EBIT 8.70
EV / FCF 7.51

Financial Position

The company has a current ratio of 1.84, with a Debt / Equity ratio of 0.24.

Current Ratio 1.84
Quick Ratio 1.08
Debt / Equity 0.24
Debt / EBITDA 0.86
Debt / FCF 0.79
Interest Coverage 24.00

Financial Efficiency

Return on equity (ROE) is 21.66% and return on invested capital (ROIC) is 17.27%.

Return on Equity (ROE) 21.66%
Return on Assets (ROA) 3.72%
Return on Invested Capital (ROIC) 17.27%
Return on Capital Employed (ROCE) 6.55%
Weighted Average Cost of Capital (WACC) 7.16%
Revenue Per Employee $1.48M
Profits Per Employee $198,698
Employee Count19,200
Asset Turnover 0.34
Inventory Turnover n/a

Taxes

In the past 12 months, HIG has paid $924.00 million in taxes.

Income Tax 924.00M
Effective Tax Rate 19.41%

Stock Price Statistics

The stock price has increased by +21.61% in the last 52 weeks. The beta is 0.60, so HIG's price volatility has been lower than the market average.

Beta (5Y) 0.60
52-Week Price Change +21.61%
50-Day Moving Average 137.25
200-Day Moving Average 131.02
Relative Strength Index (RSI) 55.00
Average Volume (20 Days) 1,611,209

Short Selling Information

The latest short interest is 5.00 million, so 1.81% of the outstanding shares have been sold short.

Short Interest 5.00M
Short Previous Month 4.88M
Short % of Shares Out 1.81%
Short % of Float 1.82%
Short Ratio (days to cover) 3.57

Income Statement

In the last 12 months, HIG had revenue of $28.38 billion and earned $3.82 billion in profits. Earnings per share was $13.32.

Revenue28.38B
Gross Profit 10.62B
Operating Income 4.97B
Pretax Income 4.76B
Net Income 3.82B
EBITDA 5.23B
EBIT 4.97B
Earnings Per Share (EPS) $13.32
Full Income Statement

Balance Sheet

The company has $4.49 billion in cash and $4.54 billion in debt, with a net cash position of -$4.41 billion or -$15.99 per share.

Cash & Cash Equivalents 4.49B
Total Debt 4.54B
Net Cash -4.41B
Net Cash Per Share -$15.99
Equity (Book Value) 18.98B
Book Value Per Share 67.33
Working Capital 8.50B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $5.92 billion and capital expenditures -$169.00 million, giving a free cash flow of $5.75 billion.

Operating Cash Flow 5.92B
Capital Expenditures -169.00M
Free Cash Flow 5.75B
FCF Per Share $20.85
Full Cash Flow Statement

Margins

Gross margin is 37.43%, with operating and profit margins of 17.50% and 13.52%.

Gross Margin 37.43%
Operating Margin 17.50%
Pretax Margin 16.77%
Profit Margin 13.52%
EBITDA Margin 18.44%
EBIT Margin 17.50%
FCF Margin 20.27%

Dividends & Yields

This stock pays an annual dividend of $2.40, which amounts to a dividend yield of 1.71%.

Dividend Per Share $2.40
Dividend Yield 1.71%
Dividend Growth (YoY) 13.13%
Years of Dividend Growth 13
Payout Ratio 16.82%
Buyback Yield 4.05%
Shareholder Yield 5.76%
Earnings Yield 9.83%
FCF Yield 14.83%
Dividend Details

Analyst Forecast

The average price target for HIG is $149.25, which is 6.24% higher than the current price. The consensus rating is "Buy".

Price Target $149.25
Price Target Difference 6.24%
Analyst Consensus Buy
Analyst Count 17
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 16, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Jul 16, 1998
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5