The Hartford Insurance Group, Inc. (HIG)
NYSE: HIG · Real-Time Price · USD
122.36
-0.33 (-0.27%)
At close: Oct 29, 2025, 4:00 PM EDT
122.36
0.00 (0.00%)
After-hours: Oct 29, 2025, 7:00 PM EDT

HIG Statistics

Total Valuation

HIG has a market cap or net worth of $34.06 billion. The enterprise value is $38.28 billion.

Market Cap34.06B
Enterprise Value 38.28B

Important Dates

The last earnings date was Monday, October 27, 2025, after market close.

Earnings Date Oct 27, 2025
Ex-Dividend Date Dec 1, 2025

Share Statistics

HIG has 278.40 million shares outstanding. The number of shares has decreased by -3.93% in one year.

Current Share Class 278.40M
Shares Outstanding 278.40M
Shares Change (YoY) -3.93%
Shares Change (QoQ) -0.94%
Owned by Insiders (%) 0.38%
Owned by Institutions (%) 95.16%
Float 276.98M

Valuation Ratios

The trailing PE ratio is 10.01 and the forward PE ratio is 9.50. HIG's PEG ratio is 1.11.

PE Ratio 10.01
Forward PE 9.50
PS Ratio 1.25
Forward PS 1.14
PB Ratio 1.89
P/TBV Ratio 2.18
P/FCF Ratio 5.78
P/OCF Ratio 5.69
PEG Ratio 1.11
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.87, with an EV/FCF ratio of 6.50.

EV / Earnings 10.82
EV / Sales 1.37
EV / EBITDA 7.87
EV / EBIT 8.27
EV / FCF 6.50

Financial Position

The company has a current ratio of 1.80, with a Debt / Equity ratio of 0.24.

Current Ratio 1.80
Quick Ratio 1.06
Debt / Equity 0.24
Debt / EBITDA 0.89
Debt / FCF 0.74
Interest Coverage 22.26

Financial Efficiency

Return on equity (ROE) is 20.07% and return on invested capital (ROIC) is 13.10%.

Return on Equity (ROE) 20.07%
Return on Assets (ROA) 3.48%
Return on Invested Capital (ROIC) 13.10%
Return on Capital Employed (ROCE) 6.20%
Revenue Per Employee $1.46M
Profits Per Employee $185,183
Employee Count19,100
Asset Turnover 0.34
Inventory Turnover n/a

Taxes

In the past 12 months, HIG has paid $863.00 million in taxes.

Income Tax 863.00M
Effective Tax Rate 19.52%

Stock Price Statistics

The stock price has increased by +7.91% in the last 52 weeks. The beta is 0.68, so HIG's price volatility has been lower than the market average.

Beta (5Y) 0.68
52-Week Price Change +7.91%
50-Day Moving Average 130.44
200-Day Moving Average 123.61
Relative Strength Index (RSI) 31.00
Average Volume (20 Days) 1,564,446

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, HIG had revenue of $27.92 billion and earned $3.54 billion in profits. Earnings per share was $12.22.

Revenue27.92B
Gross Profit 10.17B
Operating Income 4.63B
Pretax Income 4.42B
Net Income 3.54B
EBITDA 4.87B
EBIT 4.63B
Earnings Per Share (EPS) $12.22
Full Income Statement

Balance Sheet

The company has $4.37 billion in cash and $4.37 billion in debt, giving a net cash position of -$4.22 billion or -$15.15 per share.

Cash & Cash Equivalents 4.37B
Total Debt 4.37B
Net Cash -4.22B
Net Cash Per Share -$15.15
Equity (Book Value) 18.45B
Book Value Per Share 64.78
Working Capital 8.23B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $5.99 billion and capital expenditures -$97.00 million, giving a free cash flow of $5.89 billion.

Operating Cash Flow 5.99B
Capital Expenditures -97.00M
Free Cash Flow 5.89B
FCF Per Share $21.16
Full Cash Flow Statement

Margins

Gross margin is 36.43%, with operating and profit margins of 16.58% and 12.74%.

Gross Margin 36.43%
Operating Margin 16.58%
Pretax Margin 15.84%
Profit Margin 12.74%
EBITDA Margin 17.43%
EBIT Margin 16.58%
FCF Margin 21.10%

Dividends & Yields

This stock pays an annual dividend of $2.40, which amounts to a dividend yield of 1.96%.

Dividend Per Share $2.40
Dividend Yield 1.96%
Dividend Growth (YoY) 11.92%
Years of Dividend Growth 12
Payout Ratio 17.67%
Buyback Yield 3.93%
Shareholder Yield 5.89%
Earnings Yield 10.38%
FCF Yield 17.29%
Dividend Details

Analyst Forecast

The average price target for HIG is $138.36, which is 13.08% higher than the current price. The consensus rating is "Buy".

Price Target $138.36
Price Target Difference 13.08%
Analyst Consensus Buy
Analyst Count 15
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 16, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Jul 16, 1998
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5