Mechanics Bancorp (MCHB)

Mechanics Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	-	999.71	215.66	72.83	65.21
Securities and Investments	5,330	4,506	1,278	1,400	1,007
Trading Assets	49.52	-	-	-	-
Other Earning Assets	-	0.54	19.64	17.33	176.13
Gross Loans	14,177	9,643	-	-	-
Allowance for Loan Losses	-153.32	-88.56	-	-	-
Net Loans	14,024	9,555	7,382	7,385	5,496
Net Property, Plant & Equipment	225.97	170.91	53.58	51.17	58.15
Accrued Interest and Accounts Receivable	352.15	259.63	-	-	-
Other Intangible Assets	298.32	38.74	113.88	111.87	101
Goodwill	843.31	843.31	-	29.98	31.71
Long-Term Investments	187.63	100.99	-	-	-
Other Non-Earning Assets	4.99	15.6	329.02	296.55	269.47
Total Assets	22,351	16,490	9,392	9,365	7,204
Interest-bearing deposits	12,281	8,326	-	-	-
Noninterest-bearing deposits	6,744	5,616	-	-	-
Total Deposits	19,025	13,942	6,763	7,452	6,147
Short-Term Borrowings	-	-	1,745	1,016	41
Accounts Payable	-	-	120.92	110.29	175.22
Accrued Expenses	185.3	190.35	-	-	-
Long-Term Debt	192.01	-	224.77	224.4	126.03
Other Liabilities	86.79	56.09	-	-	-
Total Liabilities	19,489	14,188	8,854	8,803	6,489
Common Stock	2,402	2,122	229.89	226.59	249.86
Accumulated Other Comprehensive Income	3.49	-59.77	-86.86	-99.53	21.14
Retained Earnings	456.7	239.52	395.36	435.09	444.34
Shareholders' Equity	2,862	2,302	538.39	562.15	715.34
Total Liabilities & Equity	22,351	16,490	9,392	9,365	7,204
Total Debt	192.01	0	224.77	224.4	126.03
Net Cash (Debt)	-192.01	-0	-224.77	-224.4	-126.03
Net Cash Per Share	-0.93	-	-3.50	-3.49	-5.96
Book Value	2,862	2,302	538.39	562.15	715.34
Book Value Per Share	13.79	11.46	8.38	8.75	33.83
Tangible Book Value	1,721	1,420	424.51	420.29	582.63
Tangible Book Value Per Share	8.29	7.07	6.60	6.54	27.56

Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.