Mechanics Bancorp (MCHB)
NASDAQ: MCHB · Real-Time Price · USD
15.89
-0.21 (-1.30%)
At close: Aug 28, 2026, 4:00 PM EDT
15.89
0.00 (0.00%)
After-hours: Aug 28, 2026, 4:10 PM EDT
Mechanics Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 281.25 | 265.74 | 29 | 201.91 | 216.58 | 206.01 |
Depreciation & Amortization | 44.06 | 31.46 | 22.82 | 27.99 | 31.66 | 38.21 |
Other Amortization | 9.16 | 12.13 | 19.27 | 30.95 | 36.22 | -16.83 |
Gain (Loss) on Sale of Assets | 0.09 | 2.41 | 0.63 | -0.72 | -0.03 | -4.37 |
Gain (Loss) on Sale of Investments | 4.94 | -0.21 | 213.99 | 16.33 | 34.65 | 40.51 |
Provision for Credit Losses | 28.54 | 19.52 | -1.51 | 0.75 | 26.63 | 20.88 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 40.65 | 36.47 | -0.05 | -0.42 | 0.52 | -0.08 |
Accrued Interest Receivable | 73.35 | 77.34 | -9.15 | -14 | -12.12 | 77.32 |
Other Operating Activities | -214.27 | -160.77 | 2.33 | -3.98 | -6.73 | -17.57 |
Operating Cash Flow | 194.08 | 193.59 | 292.26 | 266 | 318.18 | 295.26 |
Operating Cash Flow Growth | -7.18% | -33.76% | 9.87% | -16.40% | 7.76% | 38.96% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -10.34 | -6.51 | -6.37 | -6.87 | -9.49 | -7.24 |
Sale of Property, Plant and Equipment | 1.62 | 0.89 | 2.62 | 2.49 | 1.26 | 20.09 |
Cash Acquisitions | 156.89 | 156.89 | - | - | - | - |
Investment in Securities | -450.67 | 244.06 | -597.45 | 478.15 | 1,363 | -825.72 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 1,309 | 1,080 | 1,074 | 1,171 | -1,098 | 132.93 |
Other Investing Activities | 56.66 | 56.65 | 1.65 | 28.34 | 0.11 | 0.2 |
Investing Cash Flow | 1,192 | 1,546 | 476.21 | 1,673 | 258.06 | -665.44 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | - | 260 | - |
Long-Term Debt Issued | - | - | - | 750 | - | - |
Total Debt Issued | 80 | - | - | 750 | 260 | - |
Short-Term Debt Repaid | - | - | - | -260 | - | -3.31 |
Long-Term Debt Repaid | - | -1,000 | -775 | - | - | - |
Total Debt Repaid | -1,065 | -1,000 | -775 | -260 | - | -3.31 |
Net Debt Issued (Repaid) | -985 | -1,000 | -775 | 490 | 260 | -3.31 |
Common Dividends Paid | -303.14 | -48.56 | -94.99 | -105.84 | -235.04 | -216.99 |
Net Increase (Decrease) in Deposit Accounts | -1,623 | -660.36 | -356.34 | -1,198 | -1,271 | 420.02 |
Financing Cash Flow | -2,911 | -1,709 | -1,226 | -813.45 | -1,246 | 199.71 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -1,525 | 30.27 | -457.86 | 1,126 | -669.67 | -170.47 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 183.74 | 187.08 | 285.89 | 259.14 | 308.7 | 288.02 |
Free Cash Flow Growth | -9.63% | -34.56% | 10.33% | -16.05% | 7.18% | 40.79% |
Free Cash Flow Margin | 24.75% | 29.07% | 74.93% | 40.70% | 46.19% | 42.93% |
Free Cash Flow Per Share | 0.80 | 0.85 | 1.42 | 1.22 | 1.46 | 1.36 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 248.91 | 220.83 | 217.39 | 150.51 | 19.62 | 12.05 |
Cash Income Tax Paid | 38.68 | 31.39 | 3.56 | 58.46 | 77.26 | 81.05 |