Mechanics Bancorp (MCHB)

NASDAQ: MCHB · Real-Time Price · USD

16.64

-0.15 (-0.89%)

Aug 7, 2026, 4:00 PM EDT - Market closed

Mechanics Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	869.19	789.11	75.7	209.12	290.08	362.03
Revenue Growth	157.22%	942.39%	-63.80%	-27.91%	-19.88%	7.25%
Net Income	268.14	265.74	-144.34	-27.51	66.54	115.42
Earnings Per Share	1.18	1.22	0.14	3141.26	3369.98	5.46
EPS Growth	38.82%	771.43%	-100.00%	-6.79%	61621.24%	57.35%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	-	-	215.66	72.83	65.21
Total Debt	130.42	192.01	0	224.77	224.4	126.03
Net Cash (Debt)	-130.42	-192.01	-0	-224.77	-224.4	-126.03
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.60	-0.92	-	-3.50	-3.49	-5.96

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	221.14	193.59	292.26	8.02	218.33	173.04
Capital Expenditures	-9.08	-6.51	-6.37	-3.81	-6.79	-2.94
Free Cash Flow	212.06	187.08	285.89	4.21	211.54	170.09
Free Cash Flow Growth	1173.22%	-34.56%	6685.95%	-98.01%	24.37%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	81.21%	40.50%	-159.19%	-15.66%	29.19%	40.52%
Profit Margin	30.85%	33.68%	-190.67%	-13.15%	22.94%	31.88%
FCF Margin	0.00%	23.71%	377.65%	2.01%	72.93%	46.98%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.800	0.210	0.450	0.499	1.109	0.245
Dividend Per Share Growth	0%	-53.33%	-9.86%	-54.97%	351.79%	-
Dividend Yield	16.83%	1.59%	4.12%	1.86%	1.52%	1.96%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.69	11.99	81.57	0.00	0.01	9.52
Forward PE	14.81	12.61	-	-	-	-
P/FCF Ratio	19.47	18.09	8.47	52.59	2.80	6.58
PS Ratio	5.19	4.29	31.99	1.06	2.05	3.09