Mechanics Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	541.57	585.72	120.09	166.75	233.31	227.06
Net Interest Income Growth	69.91%	387.75%	-27.98%	-28.53%	2.75%	8.82%
Non-Interest Income	34	222.91	-44.39	41.92	51.57	119.98
Non-Interest Income Growth	-7.34%	-	-	-18.71%	-57.02%	-19.68%
Revenues Before Loan Losses	575.56	808.62	75.7	208.67	284.88	347.03
Provision for Credit Losses	6	19.52	-	-0.44	-5.2	-15
Revenue	569.56	789.11	75.7	209.12	290.08	362.03
Revenue Growth (YoY)	60.25%	942.39%	-63.80%	-27.91%	-19.88%	7.25%
Compensation Expenses	26.01	219.32	107.42	111.06	115.53	132.02
Selling, General & Admin	55.7	144.36	88.79	90.95	89.89	83.33
Other Non-Interest Expenses	-	105.88	-	39.86	-	-
Total Non-Interest Expense	211.08	469.56	196.21	241.87	205.42	215.34
Pretax Income	-4.78	319.55	-120.51	-32.76	84.66	146.69
Provision for Income Taxes	-10.06	53.81	23.83	-5.25	18.12	31.27
Net Income	206.03	265.74	-144.34	-27.51	66.54	115.42
Net Income to Common	206.03	265.74	-144.34	-27.51	66.54	115.42
Net Income Growth	-	-	-	-	-42.35%	44.30%
Shares Outstanding (Basic)	213	209	202	64	64	21
Shares Outstanding (Diluted)	213	209	202	64	64	21
Shares Change (YoY)	36.48%	3.31%	214.34%	0.02%	203.96%	-8.38%
EPS (Basic)	1.13	1.22	0.14	3143.95	3372.60	5.53
EPS (Diluted)	1.13	1.22	0.14	3141.26	3369.98	5.46
EPS Growth	253.13%	771.43%	-100.00%	-6.79%	61621.24%	57.35%
Free Cash Flow	212.06	187.08	285.89	4.21	211.54	170.09
Free Cash Flow Growth	13.35%	-34.56%	6685.95%	-98.01%	24.37%	-
Free Cash Flow Per Share	1.00	0.90	1.41	0.07	3.29	8.04
Dividends Per Share	0.610	0.210	0.450	0.499	1.109	0.245
Dividend Growth	190.48%	-53.33%	-9.86%	-54.97%	351.79%	-
Profit Margin	36.17%	33.68%	-190.67%	-13.15%	22.94%	31.88%
FCF Margin	37.23%	23.71%	377.65%	2.01%	72.93%	46.98%
Effective Tax Rate	210.42%	16.84%	-19.78%	16.02%	21.40%	21.32%