Mechanics Bancorp (MCHB)

NASDAQ: MCHB · Real-Time Price · USD

14.31

-0.30 (-2.09%)

Oct 8, 2026, 11:59 AM EDT - Market open

Mechanics Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	742.47	643.65	381.56	636.69	668.34	670.86
Revenue Growth	25.95%	68.69%	-40.07%	-4.74%	-0.38%	25.93%
Net Income	281.25	265.74	29	201.91	216.58	206.01
Earnings Per Share	1.23	1.21	0.14	0.95	1.02	0.97
EPS Growth	39.58%	746.38%	-84.92%	-6.79%	5.05%	120.42%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	603.71	1,084	1,013	1,458	359.69	1,038
Total Debt	297.01	287.42	67.16	847.9	355	92.25
Net Cash (Debt)	306.7	796.27	945.39	609.67	4.69	945.29
Net Cash Growth	-84.82%	-15.77%	55.07%	12902.88%	-99.50%	-14.12%
Net Cash Per Share	1.34	3.64	4.68	2.87	0.02	4.46

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	194.08	193.59	292.26	266	318.18	295.26
Capital Expenditures	-10.34	-6.51	-6.37	-6.87	-9.49	-7.24
Free Cash Flow	183.74	187.08	285.89	259.14	308.7	288.02
Free Cash Flow Growth	-9.63%	-34.56%	10.33%	-16.05%	7.18%	40.79%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	37.88%	41.29%	7.60%	31.71%	32.41%	30.71%
FCF Margin	24.75%	29.07%	74.93%	40.70%	46.19%	42.93%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.800	0.210	0.450	0.499	1.109	0.245
Dividend Per Share Growth	0%	-53.33%	-9.86%	-54.97%	351.79%	-
Dividend Yield	19.48%	1.57%	6.22%	8.09%	19.29%	4.25%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.70	12.73	58.69	7.63	7.12	8.73
Forward PE	12.80	12.61	-	-	-	-
P/FCF Ratio	18.40	18.08	5.95	5.95	4.99	6.24
PS Ratio	4.55	5.26	4.46	2.42	2.31	2.68