Mechanics Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	541.57	585.72	120.09	166.75	233.31	227.06
Net Interest Income Growth	69.91%	387.75%	-27.98%	-28.53%	2.75%	8.82%
Non-Interest Income	224.42	222.91	-44.39	41.92	51.57	119.98
Non-Interest Income Growth	350.51%	-	-	-18.71%	-57.02%	-19.68%
Revenues Before Loan Losses	765.99	808.62	75.7	208.67	284.88	347.03
Provision for Credit Losses	57.56	19.52	-	-0.44	-5.2	-15
Revenue	708.43	789.11	75.7	209.12	290.08	362.03
Revenue Growth (YoY)	93.84%	942.39%	-63.80%	-27.91%	-19.88%	7.25%
Compensation Expenses	217.3	219.32	107.42	111.06	115.53	132.02
Selling, General & Admin	153.91	144.36	88.79	90.95	89.89	83.33
Other Non-Interest Expenses	99.81	105.88	-	39.86	-	-
Total Non-Interest Expense	471.02	469.56	196.21	241.87	205.42	215.34
Pretax Income	237.41	319.55	-120.51	-32.76	84.66	146.69
Provision for Income Taxes	31.38	53.81	23.83	-5.25	18.12	31.27
Net Income	206.03	265.74	-144.34	-27.51	66.54	115.42
Net Income to Common	206.03	265.74	-144.34	-27.51	66.54	115.42
Net Income Growth	-	-	-	-	-42.35%	44.30%
Shares Outstanding (Basic)	213	209	202	64	64	21
Shares Outstanding (Diluted)	213	209	202	64	64	21
Shares Change (YoY)	36.48%	3.31%	214.34%	0.02%	203.96%	-8.38%
EPS (Basic)	1.13	1.22	0.14	3143.95	3372.60	5.53
EPS (Diluted)	1.13	1.22	0.14	3141.26	3369.98	5.46
EPS Growth	253.13%	771.43%	-100.00%	-6.79%	61621.24%	57.35%
Shares Outstanding	231.43	231.34	212.03	21.51	21.51	21.51
Free Cash Flow	212.06	187.08	285.89	4.21	211.54	170.09
Free Cash Flow Growth	13.35%	-34.56%	6685.95%	-98.01%	24.37%	-
Free Cash Flow Per Share	1.00	0.90	1.41	0.07	3.29	8.04
Dividends Per Share	0.610	0.210	0.450	0.499	1.109	0.245
Dividend Growth	190.48%	-53.33%	-9.86%	-54.97%	351.79%	-
Profit Margin	29.08%	33.68%	-190.67%	-13.15%	22.94%	31.88%
FCF Margin	29.93%	23.71%	377.65%	2.01%	72.93%	46.98%
EBITDA	40	31.52	29.61	16.66	22.07	25.73
EBITDA Margin	5.65%	3.99%	39.11%	7.97%	7.61%	7.11%
Effective Tax Rate	13.22%	16.84%	-19.78%	16.02%	21.40%	21.32%

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.