Mechanics Bancorp (MCHB)

Mechanics Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	-	-	-	215.66	72.83	65.21
Securities and Investments	5,247	5,330	4,506	1,278	1,400	1,007
Trading Assets	49.46	49.52	-	-	-	-
Other Earning Assets	-	-	-	19.64	17.33	176.13
Gross Loans	13,852	14,177	9,644	-	-	-
Allowance for Loan Losses	-156.8	-153.32	-88.56	-	-	-
Net Loans	13,695	14,024	9,555	7,382	7,385	5,496
Net Property, Plant & Equipment	221.2	225.97	170.91	53.58	51.17	58.15
Accrued Interest and Accounts Receivable	361.25	352.15	259.63	-	-	-
Other Intangible Assets	289.27	298.32	38.74	113.88	111.87	101
Goodwill	843.31	843.31	843.31	-	29.98	31.71
Long-Term Investments	188.96	187.63	100.99	-	-	-
Other Non-Earning Assets	4.66	4.99	15.6	329.02	296.55	269.47
Total Assets	21,389	22,352	16,490	9,392	9,365	7,204
Interest-bearing deposits	11,731	12,281	8,326	-	-	-
Noninterest-bearing deposits	6,512	6,744	5,616	-	-	-
Total Deposits	18,243	19,025	13,942	6,763	7,452	6,147
Short-Term Borrowings	-	-	-	1,745	1,016	41
Accounts Payable	-	-	-	120.92	110.29	175.22
Accrued Expenses	143.58	185.3	190.35	-	-	-
Long-Term Debt	128.82	192.01	-	224.77	224.4	126.03
Other Liabilities	82.4	86.79	56.09	-	-	-
Total Liabilities	18,598	19,489	14,188	8,854	8,803	6,489
Common Stock	2,403	2,402	2,122	229.89	226.59	249.86
Accumulated Other Comprehensive Income	-19.48	3.49	-59.77	-86.86	-99.53	21.14
Retained Earnings	407.91	456.7	239.52	395.36	435.09	444.34
Shareholders' Equity	2,791	2,862	2,302	538.39	562.15	715.34
Total Liabilities & Equity	21,389	22,352	16,490	9,392	9,365	7,204
Total Debt	128.82	192.01	0	224.77	224.4	126.03
Net Cash (Debt)	-128.82	-192.01	-0	-224.77	-224.4	-126.03
Net Cash Per Share	-0.60	-0.92	-	-3.50	-3.49	-5.96
Book Value	2,791	2,862	2,302	538.39	562.15	715.34
Book Value Per Share	13.11	13.71	11.39	8.38	8.75	33.83
Tangible Book Value	1,659	1,721	1,420	424.51	420.29	582.63
Tangible Book Value Per Share	7.79	8.24	7.03	6.60	6.54	27.56

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.