Hanover Bancorp, Inc. (HNVR)
NASDAQ: HNVR · Real-Time Price · USD
20.60
-0.13 (-0.63%)
Mar 13, 2026, 4:00 PM EDT - Market closed
Hanover Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Net Income | 11.22 | 12.35 | 15.16 | 23.56 | 23.56 | 10.85 |
Depreciation & Amortization | 2.06 | 2.15 | 1.88 | 1.74 | 1.74 | 1.48 |
Provision for Credit Losses | 4.48 | 4.94 | 3.43 | 4.45 | 4.45 | 1 |
Stock-Based Compensation | 1.57 | 1.59 | 1.87 | 1.68 | 1.88 | 0.9 |
Net Change in Loans Held-for-Sale | -3.14 | - | - | - | - | - |
Other Adjustments | -5.79 | -8.53 | -2.73 | -6.95 | -6.85 | -4.46 |
Changes in Accrued Interest and Accounts Receivable | -0.42 | 0.07 | -2.09 | 0.82 | 0.82 | 1.92 |
Changes in Accounts Payable | 0.18 | -0.19 | 0.91 | -0.38 | -0.38 | -0.13 |
Changes in Accrued Expenses | 1.84 | 3.07 | -0.26 | 0.16 | 0.16 | 0.24 |
Changes in Other Operating Activities | -1.3 | -9.54 | -1.77 | -0.01 | -0.01 | 1.4 |
Operating Cash Flow | 9.08 | 5.9 | 16.4 | 25.08 | 25.08 | 13.19 |
Operating Cash Flow Growth | -44.63% | -64.03% | -34.61% | - | 90.12% | - |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | 2.23 | 0.73 | -4.27 | -2.57 | -7.13 | 1.15 |
Net Change in Loans Held-for-Investment | -68.37 | -23.87 | -249.04 | -369.09 | -369.09 | 63.64 |
Net Change in Securities and Investments | -65.14 | -21.38 | 0.35 | -1.37 | -3.47 | 0.98 |
Payments for Business Acquisitions | - | - | - | - | - | 26.16 |
Capital Expenditures | -0.99 | -1.29 | -3.41 | -1.12 | -1.12 | -2.08 |
Investing Cash Flow | -146.9 | -45.82 | -256.36 | -374.15 | -374.15 | 89.85 |
Net Change in Deposits | 190.16 | 49.94 | 207.47 | 364.52 | 364.52 | 157.73 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -49 | - | -6 | 55 | 55 | - |
Short-Term Debt Issued | - | 20 | - | - | - | - |
Short-Term Debt Repaid | -1.9 | -22.29 | -4.77 | -108.71 | -108.71 | -149.24 |
Net Short-Term Debt Issued (Repaid) | -1.9 | -2.29 | -4.77 | -108.71 | -108.71 | -149.24 |
Long-Term Debt Issued | - | - | 100.73 | - | - | 24.46 |
Long-Term Debt Repaid | -7.08 | -18.86 | -11.8 | -4 | - | -49.76 |
Net Long-Term Debt Issued (Repaid) | -7.08 | -18.86 | 88.93 | -4 | - | -25.3 |
Issuance of Common Stock | -0.3 | -0.07 | 0.11 | 27.73 | - | 0.11 |
Repurchase of Common Stock | -1.09 | -0.2 | -0.17 | -0.03 | - | - |
Net Common Stock Issued (Repurchased) | -1.62 | -0.27 | -0.06 | 27.7 | - | 0.11 |
Common Dividends Paid | -2.98 | -2.96 | -2.93 | -2.04 | -2.04 | - |
Financing Cash Flow | 127.28 | 25.57 | 282.64 | 332.47 | 332.47 | -16.71 |
Net Cash Flow | -10.71 | -14.35 | 42.68 | -16.6 | -16.6 | 86.34 |
Free Cash Flow | 5.18 | 4.61 | 12.99 | 23.96 | 23.96 | 11.11 |
Free Cash Flow Growth | 12.33% | -64.55% | -45.77% | - | 115.59% | - |
FCF Margin | 7.58% | 7.26% | 21.69% | 36.48% | 36.48% | 25.22% |
Free Cash Flow Per Share | 0.70 | 0.62 | 1.82 | 3.89 | 3.84 | 2.38 |
Levered Free Cash Flow | 3.75 | -14.54 | 94.58 | -87.94 | -83.94 | -160.87 |
Unlevered Free Cash Flow | 1.37 | -5.74 | -4.74 | 1.22 | 1.22 | 2.82 |
Updated Nov 7, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.