Hanover Bancorp, Inc. (HNVR)
Total Valuation
HNVR has a market cap or net worth of $107.14 million. The enterprise value is $93.98 million.
Market Cap | 107.14M |
Enterprise Value | 93.98M |
Important Dates
The next estimated earnings date is Thursday, April 25, 2024.
Earnings Date | Apr 25, 2024 |
Ex-Dividend Date | Feb 6, 2024 |
Share Statistics
HNVR has 7.23 million shares outstanding. The number of shares has increased by 2.59% in one year.
Shares Outstanding | 7.23M |
Shares Change (YoY) | +2.59% |
Shares Change (QoQ) | +2.08% |
Owned by Insiders (%) | 30.19% |
Owned by Institutions (%) | 23.86% |
Float | 4.37M |
Valuation Ratios
The trailing PE ratio is 8.05 and the forward PE ratio is 7.73.
PE Ratio | 8.05 |
Forward PE | 7.73 |
PS Ratio | 1.77 |
Forward PS | 1.89 |
PB Ratio | 0.58 |
P/FCF Ratio | 9.30 |
PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 4.20, with an EV/FCF ratio of 8.16.
EV / Earnings | 6.92 |
EV / Sales | 1.55 |
EV / EBITDA | 4.20 |
EV / EBIT | 5.13 |
EV / FCF | 8.16 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.89 |
Debt / EBITDA | 7.34 |
Debt / FCF | 14.24 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.40% and return on invested capital (ROIC) is 3.90%.
Return on Equity (ROE) | 7.40% |
Return on Assets (ROA) | 0.60% |
Return on Capital (ROIC) | 3.90% |
Revenue Per Employee | $343,443 |
Profits Per Employee | $77,210 |
Employee Count | 176 |
Asset Turnover | 0.03 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, HNVR has paid $4.74 million in taxes.
Income Tax | 4.74M |
Effective Tax Rate | 25.85% |
Stock Price Statistics
The stock price has decreased by -19.24% in the last 52 weeks.
Beta (1Y) | n/a |
52-Week Price Change | -19.24% |
50-Day Moving Average | 16.82 |
200-Day Moving Average | 17.66 |
Relative Strength Index (RSI) | 12.22 |
Average Volume (30 Days) | 4,916 |
Short Selling Information
The latest short interest is 4,376, so 0.06% of the outstanding shares have been sold short.
Short Interest | 4,376 |
Short Previous Month | 3,489 |
Short % of Shares Out | 0.06% |
Short % of Float | 0.10% |
Short Ratio (days to cover) | 0.85 |
Income Statement
In the last 12 months, HNVR had revenue of $60.45 million and earned $13.59 million in profits. Earnings per share was $1.84.
Revenue | 60.45M |
Gross Profit | 60.45M |
Operating Income | 18.33M |
Pretax Income | 18.33M |
Net Income | 13.59M |
EBITDA | 22.36M |
EBIT | 18.33M |
Earnings Per Share (EPS) | $1.84 |
Balance Sheet
The company has $177.21 million in cash and $164.05 million in debt, giving a net cash position of $13.16 million or $1.82 per share.
Cash & Cash Equivalents | 177.21M |
Total Debt | 164.05M |
Net Cash | 13.16M |
Net Cash Per Share | $1.82 |
Equity / Book Value | 184.83M |
Book Value Per Share | 25.57 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $14.44 million and capital expenditures -$2.92 million, giving a free cash flow of $11.52 million.
Operating Cash Flow | 14.44M |
Capital Expenditures | -2.92M |
Free Cash Flow | 11.52M |
FCF Per Share | $1.57 |
Margins
Gross margin is 100.00%, with operating and profit margins of 30.32% and 22.48%.
Gross Margin | 100.00% |
Operating Margin | 30.32% |
Pretax Margin | 30.32% |
Profit Margin | 22.48% |
EBITDA Margin | 36.99% |
EBIT Margin | 30.32% |
FCF Margin | 19.06% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.70%.
Dividend Per Share | $0.40 |
Dividend Yield | 2.70% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | 2 |
Payout Ratio | 21.74% |
Buyback Yield | -2.59% |
Shareholder Yield | 0.11% |
Earnings Yield | 12.68% |
FCF Yield | 10.75% |
Analyst Forecast
The average price target for HNVR is $21.00, which is 41.70% higher than the current price. The consensus rating is "Buy".
Price Target | $21.00 |
Price Target Difference | 41.70% |
Analyst Consensus | Buy |
Analyst Count | 1 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |