Hanover Bancorp, Inc. (HNVR)

NASDAQ: HNVR · IEX Real-Time Price · USD
14.82
-0.18 (-1.20%)
At close: Mar 28, 2024, 4:00 PM
15.22
+0.40 (2.70%)
After-hours: Mar 28, 2024, 4:35 PM EDT

Total Valuation

HNVR has a market cap or net worth of $107.14 million. The enterprise value is $93.98 million.

Market Cap 107.14M
Enterprise Value 93.98M

Important Dates

The next estimated earnings date is Thursday, April 25, 2024.

Earnings Date Apr 25, 2024
Ex-Dividend Date Feb 6, 2024

Share Statistics

HNVR has 7.23 million shares outstanding. The number of shares has increased by 2.59% in one year.

Shares Outstanding 7.23M
Shares Change (YoY) +2.59%
Shares Change (QoQ) +2.08%
Owned by Insiders (%) 30.19%
Owned by Institutions (%) 23.86%
Float 4.37M

Valuation Ratios

The trailing PE ratio is 8.05 and the forward PE ratio is 7.73.

PE Ratio 8.05
Forward PE 7.73
PS Ratio 1.77
Forward PS 1.89
PB Ratio 0.58
P/FCF Ratio 9.30
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.20, with an EV/FCF ratio of 8.16.

EV / Earnings 6.92
EV / Sales 1.55
EV / EBITDA 4.20
EV / EBIT 5.13
EV / FCF 8.16

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.89
Debt / EBITDA 7.34
Debt / FCF 14.24
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.40% and return on invested capital (ROIC) is 3.90%.

Return on Equity (ROE) 7.40%
Return on Assets (ROA) 0.60%
Return on Capital (ROIC) 3.90%
Revenue Per Employee $343,443
Profits Per Employee $77,210
Employee Count 176
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, HNVR has paid $4.74 million in taxes.

Income Tax 4.74M
Effective Tax Rate 25.85%

Stock Price Statistics

The stock price has decreased by -19.24% in the last 52 weeks.

Beta (1Y) n/a
52-Week Price Change -19.24%
50-Day Moving Average 16.82
200-Day Moving Average 17.66
Relative Strength Index (RSI) 12.22
Average Volume (30 Days) 4,916

Short Selling Information

The latest short interest is 4,376, so 0.06% of the outstanding shares have been sold short.

Short Interest 4,376
Short Previous Month 3,489
Short % of Shares Out 0.06%
Short % of Float 0.10%
Short Ratio (days to cover) 0.85

Income Statement

In the last 12 months, HNVR had revenue of $60.45 million and earned $13.59 million in profits. Earnings per share was $1.84.

Revenue 60.45M
Gross Profit 60.45M
Operating Income 18.33M
Pretax Income 18.33M
Net Income 13.59M
EBITDA 22.36M
EBIT 18.33M
Earnings Per Share (EPS) $1.84
Full Income Statement

Balance Sheet

The company has $177.21 million in cash and $164.05 million in debt, giving a net cash position of $13.16 million or $1.82 per share.

Cash & Cash Equivalents 177.21M
Total Debt 164.05M
Net Cash 13.16M
Net Cash Per Share $1.82
Equity / Book Value 184.83M
Book Value Per Share 25.57
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $14.44 million and capital expenditures -$2.92 million, giving a free cash flow of $11.52 million.

Operating Cash Flow 14.44M
Capital Expenditures -2.92M
Free Cash Flow 11.52M
FCF Per Share $1.57
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 30.32% and 22.48%.

Gross Margin 100.00%
Operating Margin 30.32%
Pretax Margin 30.32%
Profit Margin 22.48%
EBITDA Margin 36.99%
EBIT Margin 30.32%
FCF Margin 19.06%

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.70%.

Dividend Per Share $0.40
Dividend Yield 2.70%
Dividend Growth (YoY) n/a
Years of Dividend Growth 2
Payout Ratio 21.74%
Buyback Yield -2.59%
Shareholder Yield 0.11%
Earnings Yield 12.68%
FCF Yield 10.75%
Dividend Details

Analyst Forecast

The average price target for HNVR is $21.00, which is 41.70% higher than the current price. The consensus rating is "Buy".

Price Target $21.00
Price Target Difference 41.70%
Analyst Consensus Buy
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4