Hanover Bancorp, Inc. (HNVR)
NASDAQ: HNVR · Real-Time Price · USD
27.07
+0.12 (0.45%)
At close: Aug 10, 2026, 4:00 PM EDT
27.05
-0.02 (-0.07%)
After-hours: Aug 10, 2026, 7:34 PM EDT
Hanover Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Net Income | 9.46 | 7.49 | 12.35 | 15.16 | 23.56 | 10.85 |
Depreciation & Amortization | 2.09 | 2.06 | 2.15 | 1.88 | 1.74 | 1.48 |
Provision for Credit Losses | 8.46 | 10.38 | 4.94 | 3.43 | 4.45 | 1 |
Stock-Based Compensation | 1.49 | 1.57 | 1.59 | 1.87 | 1.68 | 0.9 |
Net Change in Loans Held-for-Sale | 33.15 | -2.83 | -0.46 | - | - | - |
Other Adjustments | -2.37 | -2.77 | -8.53 | -2.73 | -6.95 | -4.46 |
Changes in Accrued Interest and Accounts Receivable | 0.02 | 0.07 | 0.07 | -2.09 | 0.82 | 1.92 |
Changes in Accounts Payable | 0.3 | 0.21 | -0.19 | 0.91 | -0.38 | -0.13 |
Changes in Accrued Expenses | 1.2 | -1.78 | 3.07 | -0.26 | 0.16 | 0.24 |
Changes in Other Operating Activities | -1.03 | -1.36 | -9.54 | -1.77 | -0.01 | 1.4 |
Operating Cash Flow | 26.93 | 13.05 | 5.44 | 16.4 | 25.08 | 13.19 |
Operating Cash Flow Growth | 284.75% | 139.91% | -66.83% | -34.61% | 90.12% | 2230.74% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | 2.02 | 0.09 | 0.73 | -4.27 | -2.57 | 1.15 |
Net Change in Loans Held-for-Investment | -37.08 | -15.98 | -23.41 | -249.04 | -369.09 | 63.64 |
Net Change in Securities and Investments | -37.13 | -11.49 | -21.38 | 0.35 | -1.37 | 0.98 |
Cash Acquisitions | - | - | - | - | - | 26.16 |
Capital Expenditures | -1.18 | -0.87 | -1.29 | -3.41 | -1.12 | -2.08 |
Sale of Property, Plant & Equipment | - | 0.3 | - | - | - | - |
Investing Cash Flow | -65.21 | -27.95 | -45.36 | -256.36 | -374.15 | 89.85 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Net Change in Deposits | 61.56 | 74.11 | 49.94 | 207.47 | 364.52 | 157.73 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | - | - | - | -6 | 55 | - |
Short-Term Debt Issued | - | - | 20 | - | - | - |
Short-Term Debt Repaid | - | - | -22.29 | -4.77 | -108.71 | -149.24 |
Net Short-Term Debt Issued (Repaid) | - | - | -2.29 | -4.77 | -108.71 | -149.24 |
Long-Term Debt Issued | 93.98 | - | - | 100.73 | - | 24.46 |
Long-Term Debt Repaid | -107.81 | -7.08 | -18.86 | -11.8 | -4 | -49.76 |
Net Long-Term Debt Issued (Repaid) | -13.83 | -7.08 | -18.86 | 88.93 | -4 | -25.3 |
Issuance of Common Stock | 0.12 | -0.47 | -0.07 | 0.11 | 27.73 | 0.11 |
Repurchase of Common Stock | -2.22 | -2.61 | -0.2 | -0.17 | -0.03 | - |
Net Common Stock Issued (Repurchased) | -2.1 | -3.08 | -0.27 | -0.06 | 27.7 | 0.11 |
Common Dividends Paid | -3 | -3.01 | -2.96 | -2.93 | -2.04 | - |
Financing Cash Flow | 14.99 | 60.94 | 25.57 | 282.64 | 332.47 | -16.71 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Net Cash Flow | -23.29 | 46.05 | -14.35 | 42.68 | -16.6 | 86.34 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Free Cash Flow | 25.75 | 12.18 | 4.15 | 12.99 | 23.96 | 11.11 |
Free Cash Flow Growth | 329.49% | 193.68% | -68.08% | -45.77% | 115.59% | - |
FCF Margin | 38.66% | 19.36% | 6.53% | 21.69% | 36.48% | 25.22% |
Free Cash Flow Per Share | 3.53 | 1.68 | 0.58 | 1.82 | 3.89 | 2.38 |