Hanover Bancorp, Inc. (HNVR)
NASDAQ: HNVR · Real-Time Price · USD
23.34
-0.26 (-1.10%)
Oct 30, 2026, 4:00 PM EDT - Market closed
Hanover Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Net Income | 7.49 | 12.35 | 13.59 | 15.16 | 23.56 |
Depreciation & Amortization | 4.15 | 3.87 | 3.64 | 3.49 | 1.74 |
Other Amortization | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 |
Gain (Loss) on Sale of Assets | -0.17 | - | - | - | - |
Gain (Loss) on Sale of Investments | 1.6 | 0.98 | -0.5 | -0.75 | -3.68 |
Provision for Credit Losses | 10.38 | 4.94 | 2.13 | 3.43 | 4.45 |
Accrued Interest Receivable | 0.07 | 0.07 | -2.39 | -2.09 | 0.82 |
Change in Other Net Operating Assets | -5.2 | -8.21 | -1.47 | -3.55 | 0.16 |
Other Operating Activities | 3.07 | 1.4 | 2.54 | 1.96 | 1.81 |
Operating Cash Flow | 13.05 | 5.44 | 14.44 | 16.4 | 25.08 |
Operating Cash Flow Growth | 139.91% | -62.32% | -11.97% | -34.61% | 90.12% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Capital Expenditures | -0.87 | -1.29 | -2.92 | -3.41 | -1.12 |
Sale of Property, Plant and Equipment | 0.3 | - | - | - | - |
Investment in Securities | -11.49 | -21.38 | -50.16 | 0.35 | -1.37 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -15.98 | -23.41 | -214.87 | -249.04 | -369.09 |
Other Investing Activities | 0.09 | 0.73 | 3.59 | -4.27 | -2.57 |
Investing Cash Flow | -27.95 | -45.36 | -264.36 | -256.36 | -374.15 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Short-Term Debt Issued | - | - | - | - | 55 |
Long-Term Debt Issued | - | 20 | - | 100.73 | - |
Total Debt Issued | - | 20 | 100.73 | 100.73 | 55 |
Short-Term Debt Repaid | - | - | - | -6 | - |
Long-Term Debt Repaid | -7.08 | -41.15 | - | -16.57 | -112.71 |
Total Debt Repaid | -7.08 | -41.15 | -210.03 | -22.57 | -112.71 |
Net Debt Issued (Repaid) | -7.08 | -21.15 | -109.31 | 78.16 | -57.71 |
Issuance of Common Stock | - | - | 0.17 | 0.11 | 27.73 |
Repurchase of Common Stock | -2.61 | -0.2 | -0.5 | -0.17 | -0.03 |
Common Dividends Paid | -3.01 | -2.96 | -2.93 | -2.93 | -2.04 |
Net Increase (Decrease) in Deposit Accounts | 74.11 | 49.94 | 387.39 | 207.47 | 364.52 |
Other Financing Activities | -0.47 | -0.07 | - | - | - |
Financing Cash Flow | 60.94 | 25.57 | 274.83 | 282.64 | 332.47 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Net Cash Flow | 46.05 | -14.35 | 24.91 | 42.68 | -16.6 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Free Cash Flow | 12.18 | 4.15 | 11.52 | 12.99 | 23.96 |
Free Cash Flow Growth | 193.68% | -63.99% | -11.34% | -45.77% | 115.59% |
Free Cash Flow Margin | 19.36% | 6.53% | 19.06% | 22.05% | 36.48% |
Free Cash Flow Per Share | 1.68 | 0.58 | 1.61 | 1.82 | 3.89 |