Hanover Bancorp, Inc. (HNVR)

Hanover Bancorp Statistics

Total Valuation

Hanover Bancorp has a market cap or net worth of $150.43 million. The enterprise value is $129.98 million.

Market Cap	150.43M
Enterprise Value	129.98M

Important Dates

The last earnings date was Wednesday, July 23, 2025, after market close.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	Aug 6, 2025

Share Statistics

Hanover Bancorp has 7.23 million shares outstanding. The number of shares has increased by 0.56% in one year.

Current Share Class	7.23M
Shares Outstanding	7.23M
Shares Change (YoY)	+0.56%
Shares Change (QoQ)	+3.83%
Owned by Insiders (%)	24.41%
Owned by Institutions (%)	21.70%
Float	4.42M

Valuation Ratios

The trailing PE ratio is 13.66 and the forward PE ratio is 9.09.

PE Ratio	13.66
Forward PE	9.09
PS Ratio	2.20
Forward PS	2.22
PB Ratio	0.78
P/TBV Ratio	0.84
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	11.79
EV / Sales	1.91
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.86%.

Return on Equity (ROE)	5.86%
Return on Assets (ROA)	0.49%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$387,563
Profits Per Employee	$62,619
Employee Count	176
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Hanover Bancorp has paid $3.56 million in taxes.

Income Tax	3.56M
Effective Tax Rate	23.77%

Stock Price Statistics

The stock price has increased by +19.25% in the last 52 weeks. The beta is 0.07, so Hanover Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.07
52-Week Price Change	+19.25%
50-Day Moving Average	22.18
200-Day Moving Average	22.64
Relative Strength Index (RSI)	31.36
Average Volume (20 Days)	10,911

Short Selling Information

The latest short interest is 107,137, so 1.48% of the outstanding shares have been sold short.

Short Interest	107,137
Short Previous Month	148,358
Short % of Shares Out	1.48%
Short % of Float	2.42%
Short Ratio (days to cover)	2.55

Income Statement

In the last 12 months, Hanover Bancorp had revenue of $68.21 million and earned $11.02 million in profits. Earnings per share was $1.52.

Revenue	68.21M
Gross Profit	68.21M
Operating Income	16.40M
Pretax Income	19.55M
Net Income	11.02M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.52

Balance Sheet

The company has $164.54 million in cash and $144.09 million in debt, giving a net cash position of $20.45 million or $2.83 per share.

Cash & Cash Equivalents	164.54M
Total Debt	144.09M
Net Cash	20.45M
Net Cash Per Share	$2.83
Equity (Book Value)	198.89M
Book Value Per Share	26.51
Working Capital	-1.78B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	24.04%
Pretax Margin	21.93%
Profit Margin	16.72%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.92%.

Dividend Per Share	$0.40
Dividend Yield	1.92%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	26.25%
Buyback Yield	-0.56%
Shareholder Yield	1.35%
Earnings Yield	7.33%
FCF Yield	n/a

Analyst Forecast

The average price target for Hanover Bancorp is $23.75, which is 13.10% higher than the current price. The consensus rating is "Buy".

Price Target	$23.75
Price Target Difference	13.10%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2