Hanover Bancorp Statistics
Total Valuation
Hanover Bancorp has a market cap or net worth of $163.63 million. The enterprise value is $133.79 million.
Important Dates
The last earnings date was Thursday, October 30, 2025, after market close.
| Earnings Date | Oct 30, 2025 |
| Ex-Dividend Date | Nov 13, 2025 |
Share Statistics
Hanover Bancorp has 7.19 million shares outstanding. The number of shares has increased by 1.30% in one year.
| Current Share Class | 7.19M |
| Shares Outstanding | 7.19M |
| Shares Change (YoY) | +1.30% |
| Shares Change (QoQ) | -0.18% |
| Owned by Insiders (%) | 24.46% |
| Owned by Institutions (%) | 22.03% |
| Float | 3.97M |
Valuation Ratios
The trailing PE ratio is 14.98 and the forward PE ratio is 8.82.
| PE Ratio | 14.98 |
| Forward PE | 8.82 |
| PS Ratio | 2.42 |
| Forward PS | 2.21 |
| PB Ratio | 0.83 |
| P/TBV Ratio | 0.92 |
| P/FCF Ratio | 15.00 |
| P/OCF Ratio | 15.22 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.12 |
| EV / Sales | 1.97 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.27 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 12.63 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.76%.
| Return on Equity (ROE) | 5.76% |
| Return on Assets (ROA) | 0.49% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $386,580 |
| Profits Per Employee | $62,699 |
| Employee Count | 176 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Hanover Bancorp has paid $3.66 million in taxes.
| Income Tax | 3.66M |
| Effective Tax Rate | 24.35% |
Stock Price Statistics
The stock price has decreased by -7.18% in the last 52 weeks. The beta is 0.06, so Hanover Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.06 |
| 52-Week Price Change | -7.18% |
| 50-Day Moving Average | 21.89 |
| 200-Day Moving Average | 22.19 |
| Relative Strength Index (RSI) | 64.11 |
| Average Volume (20 Days) | 20,940 |
Short Selling Information
The latest short interest is 98,494, so 1.37% of the outstanding shares have been sold short.
| Short Interest | 98,494 |
| Short Previous Month | 78,035 |
| Short % of Shares Out | 1.37% |
| Short % of Float | 2.48% |
| Short Ratio (days to cover) | 5.38 |
Income Statement
In the last 12 months, Hanover Bancorp had revenue of $68.04 million and earned $11.04 million in profits. Earnings per share was $1.52.
| Revenue | 68.04M |
| Gross Profit | 68.04M |
| Operating Income | 16.42M |
| Pretax Income | 15.01M |
| Net Income | 11.04M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.52 |
Full Income StatementBalance Sheet
The company has $167.57 million in cash and $137.74 million in debt, giving a net cash position of $29.83 million or $4.15 per share.
| Cash & Cash Equivalents | 167.57M |
| Total Debt | 137.74M |
| Net Cash | 29.83M |
| Net Cash Per Share | $4.15 |
| Equity (Book Value) | 201.83M |
| Book Value Per Share | 27.36 |
| Working Capital | -1.79B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $10.75 million and capital expenditures $154,000, giving a free cash flow of $10.91 million.
| Operating Cash Flow | 10.75M |
| Capital Expenditures | 154,000 |
| Free Cash Flow | 10.91M |
| FCF Per Share | $1.52 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 24.14% |
| Pretax Margin | 22.07% |
| Profit Margin | 16.69% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 16.03% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.78%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.78% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 26.34% |
| Buyback Yield | -1.30% |
| Shareholder Yield | 0.46% |
| Earnings Yield | 6.74% |
| FCF Yield | 6.67% |
Dividend DetailsAnalyst Forecast
The average price target for Hanover Bancorp is $23.75, which is 4.44% higher than the current price. The consensus rating is "Buy".
| Price Target | $23.75 |
| Price Target Difference | 4.44% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
