Hanover Bancorp Statistics
Total Valuation
HNVR has a market cap or net worth of $125.42 million. The enterprise value is $172.57 million.
| Market Cap | 125.42M |
| Enterprise Value | 172.57M |
Important Dates
The next estimated earnings date is Monday, July 29, 2024, before market open.
| Earnings Date | Jul 29, 2024 |
| Ex-Dividend Date | May 7, 2024 |
Share Statistics
HNVR has 7.25 million shares outstanding. The number of shares has increased by 0.58% in one year.
| Shares Outstanding | 7.25M |
| Shares Change (YoY) | +0.58% |
| Shares Change (QoQ) | -1.42% |
| Owned by Insiders (%) | 30.29% |
| Owned by Institutions (%) | 24.14% |
| Float | 4.45M |
Valuation Ratios
The trailing PE ratio is 8.83 and the forward PE ratio is 8.19.
| PE Ratio | 8.83 |
| Forward PE | 8.19 |
| PS Ratio | 2.03 |
| Forward PS | 2.11 |
| PB Ratio | 0.66 |
| P/FCF Ratio | 8.58 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.16, with an EV/FCF ratio of 11.80.
| EV / Earnings | 11.95 |
| EV / Sales | 2.79 |
| EV / EBITDA | 7.16 |
| EV / EBIT | 8.83 |
| EV / FCF | 11.80 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.97 |
| Debt / EBITDA | 7.61 |
| Debt / FCF | 12.56 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.80% and return on invested capital (ROIC) is 3.87%.
| Return on Equity (ROE) | 7.80% |
| Return on Assets (ROA) | 0.70% |
| Return on Capital (ROIC) | 3.87% |
| Revenue Per Employee | $351,756 |
| Profits Per Employee | $82,051 |
| Employee Count | 176 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HNVR has paid $5.11 million in taxes.
| Income Tax | 5.11M |
| Effective Tax Rate | 26.14% |
Stock Price Statistics
The stock price has decreased by -3.84% in the last 52 weeks. The beta is -0.23, so HNVR's price volatility has been lower than the market average.
| Beta (5Y) | -0.23 |
| 52-Week Price Change | -3.84% |
| 50-Day Moving Average | 16.50 |
| 200-Day Moving Average | 16.89 |
| Relative Strength Index (RSI) | 64.35 |
| Average Volume (20 Days) | 8,878 |
Short Selling Information
The latest short interest is 3,972, so 0.05% of the outstanding shares have been sold short.
| Short Interest | 3,972 |
| Short Previous Month | 4,221 |
| Short % of Shares Out | 0.05% |
| Short % of Float | 0.09% |
| Short Ratio (days to cover) | 0.92 |
Income Statement
In the last 12 months, HNVR had revenue of $61.91 million and earned $14.44 million in profits. Earnings per share was $1.96.
| Revenue | 61.91M |
| Gross Profit | 61.91M |
| Operating Income | 19.55M |
| Pretax Income | 19.55M |
| Net Income | 14.44M |
| EBITDA | 24.12M |
| EBIT | 19.55M |
| Earnings Per Share (EPS) | $1.96 |
Balance Sheet
The company has $136.48 million in cash and $183.64 million in debt, giving a net cash position of -$47.16 million or -$6.51 per share.
| Cash & Cash Equivalents | 136.48M |
| Total Debt | 183.64M |
| Net Cash | -47.16M |
| Net Cash Per Share | -$6.51 |
| Equity (Book Value) | 189.54M |
| Book Value Per Share | 26.15 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $16.62 million and capital expenditures -$1.99 million, giving a free cash flow of $14.62 million.
| Operating Cash Flow | 16.62M |
| Capital Expenditures | -1.99M |
| Free Cash Flow | 14.62M |
| FCF Per Share | $2.02 |
Margins
Gross margin is 100.00%, with operating and profit margins of 31.58% and 23.33%.
| Gross Margin | 100.00% |
| Operating Margin | 31.58% |
| Pretax Margin | 31.58% |
| Profit Margin | 23.33% |
| EBITDA Margin | 38.96% |
| EBIT Margin | 31.58% |
| FCF Margin | 23.62% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.31%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 2.31% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | 20.41% |
| Buyback Yield | -0.58% |
| Shareholder Yield | 1.73% |
| Earnings Yield | 11.51% |
| FCF Yield | 11.66% |
Analyst Forecast
The average price target for HNVR is $21.00, which is 21.39% higher than the current price. The consensus rating is "Buy".
| Price Target | $21.00 |
| Price Target Difference | 21.39% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |