Heritage Insurance Holdings, Inc. (HRTG)
NYSE: HRTG · Real-Time Price · USD
33.50
+0.54 (1.64%)
Nov 10, 2026, 4:00 PM EST - Market closed
HRTG Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 809.08 | 794.16 | 767.86 | 697.19 | 637.07 | 611.07 |
Total Interest & Dividend Income | 41.68 | 37.16 | 36.63 | 25.76 | 11.98 | 5.65 |
Gain (Loss) on Sale of Investments | -0.09 | 2.71 | -0.71 | -0.97 | -0.26 | -0.02 |
Other Revenue | 10.74 | 13.3 | 13.2 | 13.53 | 13.68 | 14.85 |
| 861.41 | 847.33 | 816.99 | 735.5 | 662.46 | 631.56 | |
Revenue Growth | 2.27% | 3.71% | 11.08% | 11.03% | 4.89% | 6.43% |
Policy Benefits | 297.5 | 313.25 | 447.05 | 426.13 | 501.16 | 427.37 |
Policy Acquisition & Underwriting Costs | 175.78 | 173.96 | 191.19 | 167.61 | 156.3 | 145.97 |
Selling, General & Administrative | 94.56 | 92.97 | 85.14 | 77.78 | 70.4 | 65.79 |
Total Operating Expenses | 567.84 | 580.18 | 723.38 | 671.52 | 727.86 | 639.13 |
Operating Income | 293.58 | 267.15 | 93.61 | 63.98 | -65.4 | -7.56 |
Interest Expense | -6.71 | -7.89 | -10.93 | -11.21 | -8.81 | -7.97 |
Other Non Operating Income (Expenses) | - | - | -0 | - | - | - |
EBT Excluding Unusual Items | 286.86 | 259.26 | 82.68 | 52.77 | -74.21 | -15.53 |
Impairment of Goodwill | - | - | - | - | -91.96 | -60.5 |
Asset Writedown | - | - | - | -0.77 | - | - |
Pretax Income | 286.86 | 259.26 | 82.68 | 52.01 | -166.17 | -76.03 |
Income Tax Expense | 70.87 | 63.67 | 21.14 | 6.7 | -11.81 | -1.31 |
Net Income | 215.99 | 195.59 | 61.54 | 45.31 | -154.36 | -74.73 |
Net Income to Common | 215.99 | 195.59 | 61.54 | 45.31 | -154.36 | -74.73 |
Net Income Growth | 44.76% | 217.84% | 35.83% | - | - | - |
Shares Outstanding (Basic) | 30 | 31 | 31 | 26 | 26 | 28 |
Shares Outstanding (Diluted) | 30 | 31 | 31 | 26 | 26 | 28 |
Shares Change | -1.63% | 0.96% | 16.77% | -0.35% | -5.25% | -0.66% |
EPS (Basic) | 7.12 | 6.33 | 2.01 | 1.73 | -5.86 | -2.69 |
EPS (Diluted) | 7.10 | 6.32 | 2.01 | 1.73 | -5.86 | -2.69 |
EPS Growth | 46.88% | 214.43% | 16.20% | - | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 174.16 | 78.87 | 60.53 | -46.64 | 59.12 |
Free Cash Flow Per Share | - | 5.63 | 2.57 | 2.31 | -1.77 | 2.13 |
Dividend Per Share | - | - | - | - | 0.120 | 0.240 |
Dividend Growth | - | - | - | - | -50.00% | 0% |
Operating Margin | 34.08% | 31.53% | 11.46% | 8.70% | -9.87% | -1.20% |
Profit Margin | 25.07% | 23.08% | 7.53% | 6.16% | -23.30% | -11.83% |
Free Cash Flow Margin | - | 20.55% | 9.65% | 8.23% | -7.04% | 9.36% |
EBITDA | 305.82 | 279.85 | 103.16 | 72.67 | -57.04 | 0.89 |
EBITDA Margin | 35.50% | 33.03% | 12.63% | 9.88% | -8.61% | 0.14% |
D&A For EBITDA | 12.25 | 12.7 | 9.55 | 8.69 | 8.36 | 8.45 |
EBIT | 293.58 | 267.15 | 93.61 | 63.98 | -65.4 | -7.56 |
EBIT Margin | 34.08% | 31.53% | 11.46% | 8.70% | -9.87% | -1.20% |
Effective Tax Rate | 24.70% | 24.56% | 25.56% | 12.88% | - | - |
Revenue as Reported | 861.41 | 847.33 | 816.99 | 735.5 | 662.46 | 631.56 |