Heritage Commerce Corp (HTBK)

Heritage Commerce Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	196.82	182.98	177.63	153.01	139.24
Interest Income on Investments	60.18	57.36	54.52	35.82	14.01
Total Interest Income	257	240.34	232.15	188.83	153.26
Interest Paid on Deposits	69.47	76.9	47.56	6.77	4.82
Interest Paid on Borrowings	2.15	2.15	3.52	2.18	2.32
Total Interest Expense	71.62	79.05	51.07	8.95	7.13
Net Interest Income	185.38	161.29	181.08	179.88	146.13
Net Interest Income Growth	14.93%	-10.93%	0.66%	23.10%	2.99%
Other Non-Interest Income	8.19	7.07	6.32	4.98	5.48
Total Non-Interest Income	12.09	11.1	11.15	10.11	9.69
Non-Interest Income Growth	8.88%	-0.40%	10.25%	4.37%	-2.36%
Revenues Before Loan Losses	197.46	172.4	192.22	189.99	155.81
Provision for Loan Losses	1.82	2.14	0.75	0.77	-3.13
Revenue	195.65	170.26	191.47	189.23	158.95
Revenue Growth	14.91%	-11.08%	1.19%	19.05%	14.70%
Salaries and Employee Benefits	64.46	61.11	54.47	52.15	49.34
Occupancy Expenses	3.09	3.37	9.49	9.64	9.04
Selling, General & Administrative	15.17	15.11	6.75	8.19	8.42
Other Non-Interest Expense	33.89	33.99	30.35	24.87	21.78
Total Non-Interest Expense	116.61	113.58	101.05	94.86	88.58
EBT Excluding Unusual Items	79.04	56.67	90.42	94.37	70.37
Legal Settlements	-9.18	-	-	-	-4.5
Pretax Income	67.79	56.67	90.42	94.37	65.87
Income Tax Expense	19.96	16.15	25.98	27.81	18.17
Net Income	47.83	40.53	64.44	66.56	47.7
Net Income to Common	47.83	40.53	64.44	66.56	47.7
Net Income Growth	18.02%	-37.11%	-3.17%	39.53%	35.13%
Basic Shares Outstanding	61	61	61	61	60
Diluted Shares Outstanding	62	62	61	61	61
Shares Change	0.28%	0.35%	0.36%	0.66%	0.86%
EPS (Basic)	0.78	0.66	1.06	1.10	0.79
EPS (Diluted)	0.78	0.66	1.05	1.09	0.79
EPS Growth	18.01%	-37.14%	-3.67%	37.97%	33.90%

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.520	0.520	0.520	0.520	0.520
Dividend Growth	0%	0%	0%	0%	0%
Effective Tax Rate	29.44%	28.49%	28.73%	29.47%	27.58%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jan 1, 2000

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