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Heartland Financial USA, Inc. (HTLF)
64.67
-1.43 (-2.16%)
Inactive · Last trade price on Jan 31, 2025

Heartland Financial USA Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Revenue
671.75671.75553.28707.14700.18536.05
Revenue Growth
21.41%21.41%-21.76%0.99%30.62%-1.58%
Net Income
163.55163.5571.87204.13211.87133.49
Earnings Per Share
3.793.791.684.795.003.57
EPS Growth
125.59%125.59%-64.93%-4.20%40.06%-13.77%

Cash & Debt
Chart
Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Cash & Investments
381.62381.62409.16411.34463.72386.96
Total Debt
372.48372.481,108825.88554.99702.91
Net Cash (Debt)
9.149.14-699.08-414.54-91.27-315.95
Net Cash Growth
------
Net Cash Per Share
0.210.21-16.34-9.72-2.15-8.46

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Operating Cash Flow
--280.31388.01326.04190.37
Capital Expenditures
---7.06-14.8-17.2-18.54
Free Cash Flow
--273.25373.2308.83171.83
Free Cash Flow Growth
---26.78%20.84%79.74%19.95%

Margins
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Profit Margin
24.35%24.35%12.99%28.87%30.26%24.90%
FCF Margin
--49.39%52.78%44.11%32.05%

Dividends
Chart
Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJul '26 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Dividend Per Share
1.200-1.2001.0900.9600.800
Dividend Per Share Growth
0%-10.09%13.54%20.00%17.65%
Dividend Yield
1.86%-3.29%2.50%2.08%2.21%

Valuation
Chart
Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJul '26 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
PE Ratio
17.0616.0822.339.6910.0911.16
Forward PE
15.0414.558.398.7310.9310.66
P/FCF Ratio
--5.875.306.928.67
PS Ratio
4.153.912.902.803.052.78