Heartland Financial USA Statistics
Total Valuation
HTLF has a market cap or net worth of $1.52 billion. The enterprise value is $2.19 billion.
| Market Cap | 1.52B |
| Enterprise Value | 2.19B |
Important Dates
The next confirmed earnings date is Wednesday, May 1, 2024, after market close.
| Earnings Date | May 1, 2024 |
| Ex-Dividend Date | Feb 9, 2024 |
Share Statistics
HTLF has 42.78 million shares outstanding. The number of shares has increased by 0.51% in one year.
| Shares Outstanding | 42.78M |
| Shares Change (YoY) | +0.51% |
| Shares Change (QoQ) | +0.03% |
| Owned by Insiders (%) | 8.47% |
| Owned by Institutions (%) | 75.68% |
| Float | 37.39M |
Valuation Ratios
The trailing PE ratio is 21.12 and the forward PE ratio is 7.70. HTLF's PEG ratio is 1.66.
| PE Ratio | 21.12 |
| Forward PE | 7.70 |
| PS Ratio | 2.72 |
| Forward PS | 2.01 |
| PB Ratio | 0.79 |
| P/FCF Ratio | 5.37 |
| PEG Ratio | 1.66 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 18.69, with an EV/FCF ratio of 7.75.
| EV / Earnings | 30.47 |
| EV / Sales | 3.92 |
| EV / EBITDA | 18.69 |
| EV / EBIT | 22.63 |
| EV / FCF | 7.75 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.51 |
| Debt / EBITDA | 8.49 |
| Debt / FCF | 3.52 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.90% and return on invested capital (ROIC) is 2.73%.
| Return on Equity (ROE) | 3.90% |
| Return on Assets (ROA) | 0.40% |
| Return on Capital (ROIC) | 2.73% |
| Revenue Per Employee | $283,555 |
| Profits Per Employee | $36,482 |
| Employee Count | 1,970 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HTLF has paid $16.86 million in taxes.
| Income Tax | 16.86M |
| Effective Tax Rate | 19.00% |
Stock Price Statistics
The stock price has increased by +13.36% in the last 52 weeks. The beta is 1.06, so HTLF's price volatility has been similar to the market average.
| Beta (1Y) | 1.06 |
| 52-Week Price Change | +13.36% |
| 50-Day Moving Average | 33.91 |
| 200-Day Moving Average | 32.79 |
| Relative Strength Index (RSI) | 58.01 |
| Average Volume (30 Days) | 272,041 |
Short Selling Information
The latest short interest is 653,874, so 1.53% of the outstanding shares have been sold short.
| Short Interest | 653,874 |
| Short Previous Month | 617,824 |
| Short % of Shares Out | 1.53% |
| Short % of Float | 1.75% |
| Short Ratio (days to cover) | 1.90 |
Income Statement
In the last 12 months, HTLF had revenue of $558.60 million and earned $71.87 million in profits. Earnings per share was $1.68.
| Revenue | 558.60M |
| Gross Profit | 558.60M |
| Operating Income | 96.78M |
| Pretax Income | 96.78M |
| Net Income | 71.87M |
| EBITDA | 117.16M |
| EBIT | 96.78M |
| Earnings Per Share (EPS) | $1.68 |
Balance Sheet
The company has $323.01 million in cash and $994.65 million in debt, giving a net cash position of -$671.64 million or -$15.70 per share.
| Cash & Cash Equivalents | 323.01M |
| Total Debt | 994.65M |
| Net Cash | -671.64M |
| Net Cash Per Share | -$15.70 |
| Equity / Book Value | 1.93B |
| Book Value Per Share | 45.18 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $280.31 million and capital expenditures $2.19 million, giving a free cash flow of $282.51 million.
| Operating Cash Flow | 280.31M |
| Capital Expenditures | 2.19M |
| Free Cash Flow | 282.51M |
| FCF Per Share | $6.62 |
Margins
Gross margin is 100.00%, with operating and profit margins of 17.32% and 12.87%.
| Gross Margin | 100.00% |
| Operating Margin | 17.32% |
| Pretax Margin | 17.32% |
| Profit Margin | 12.87% |
| EBITDA Margin | 20.97% |
| EBIT Margin | 17.32% |
| FCF Margin | 50.57% |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 3.38%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 3.38% |
| Dividend Growth (YoY) | 7.14% |
| Years of Dividend Growth | 8 |
| Payout Ratio | 71.43% |
| Buyback Yield | -0.51% |
| Shareholder Yield | 2.87% |
| Earnings Yield | 4.73% |
| FCF Yield | 18.61% |
Analyst Forecast
The average price target for HTLF is $39.80, which is 12.18% higher than the current price. The consensus rating is "Buy".
| Price Target | $39.80 |
| Price Target Difference | 12.18% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 30, 2003. It was a forward split with a ratio of 3:2.
| Last Split Date | Dec 30, 2003 |
| Split Type | Forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |