Heartland Financial USA, Inc. (HTLF)

64.67

-1.43 (-2.16%)

Inactive · Last trade price on Jan 31, 2025

Heartland Financial USA Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '25 Jan 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	2,774	2,629	1,605	1,979	2,138	1,489
Market Cap Growth	-	63.86%	-18.91%	-7.46%	43.60%	-18.42%
Last Close Price	64.67	61.01	36.46	43.54	46.18	36.12

Price Ratios

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '25 Jan 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	17.06	16.08	22.33	9.69	10.09	11.16
PS Ratio	4.15	3.91	2.90	2.80	3.05	2.78
PB Ratio	1.41	1.27	0.83	1.14	0.98	0.72
P/FCF Ratio	-	-	5.87	5.30	6.92	8.67
P/OCF Ratio	-	-	5.72	5.10	6.56	7.82

Financial Efficiency

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '25 Jan 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Debt / Equity Ratio	0.18	0.18	0.57	0.48	0.25	0.34
Debt / FCF Ratio	-	-	4.06	2.21	1.80	4.09
Return on Equity (ROE)	8.56%	8.56%	4.36%	10.83%	10.32%	7.54%
Return on Assets (ROA)	0.94%	0.94%	0.40%	1.07%	1.18%	0.89%

Yields

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '25 Jan 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Earnings Yield	5.89%	6.53%	4.98%	10.72%	10.28%	9.26%
FCF Yield	-	-	17.03%	18.86%	14.44%	11.54%
Dividend Yield	1.86%	-	3.29%	2.50%	2.08%	2.21%
Payout Ratio	31.66%	-	74.01%	25.57%	22.08%	23.13%
Buyback Yield / Dilution	-0.84%	-0.84%	-0.38%	-0.52%	-13.53%	-3.59%
Total Shareholder Return	1.02%	-0.84%	2.91%	1.98%	-11.45%	-1.38%

SEC Filings: 10-K · 10-Q