Heartland Financial USA Statistics
Total Valuation
HTLF has a market cap or net worth of $2.77 billion. The enterprise value is $2.77 billion.
| Market Cap | 2.77B |
| Enterprise Value | 2.77B |
Important Dates
The last earnings date was Tuesday, February 11, 2025, after market close.
| Earnings Date | Feb 11, 2025 |
| Ex-Dividend Date | Jan 14, 2025 |
Share Statistics
HTLF has 42.90 million shares outstanding. The number of shares has increased by 0.84% in one year.
| Current Share Class | 42.90M |
| Shares Outstanding | 42.90M |
| Shares Change (YoY) | +0.84% |
| Shares Change (QoQ) | +0.19% |
| Owned by Insiders (%) | 1.79% |
| Owned by Institutions (%) | 77.12% |
| Float | 42.13M |
Valuation Ratios
The trailing PE ratio is 17.06 and the forward PE ratio is 15.04.
| PE Ratio | 17.06 |
| Forward PE | 15.04 |
| PS Ratio | 4.15 |
| Forward PS | 3.78 |
| PB Ratio | 1.41 |
| P/TBV Ratio | 2.01 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 16.91 |
| EV / Sales | 4.12 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.56%.
| Return on Equity (ROE) | 8.56% |
| Return on Assets (ROA) | 0.94% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $394,449 |
| Profits Per Employee | $96,037 |
| Employee Count | 1,703 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HTLF has paid $48.37 million in taxes.
| Income Tax | 48.37M |
| Effective Tax Rate | 21.99% |
Stock Price Statistics
The stock price has increased by +67.24% in the last 52 weeks. The beta is 0.98, so HTLF's price volatility has been similar to the market average.
| Beta (5Y) | 0.98 |
| 52-Week Price Change | +67.24% |
| 50-Day Moving Average | 65.00 |
| 200-Day Moving Average | 54.10 |
| Relative Strength Index (RSI) | 49.36 |
| Average Volume (20 Days) | 414,235 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, HTLF had revenue of $671.75 million and earned $163.55 million in profits. Earnings per share was $3.79.
| Revenue | 671.75M |
| Gross Profit | 671.75M |
| Operating Income | 252.02M |
| Pretax Income | 82.88M |
| Net Income | 163.55M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.79 |
Balance Sheet
The company has $381.62 million in cash and $372.48 million in debt, giving a net cash position of $9.14 million or $0.21 per share.
| Cash & Cash Equivalents | 381.62M |
| Total Debt | 372.48M |
| Net Cash | 9.14M |
| Net Cash Per Share | $0.21 |
| Equity (Book Value) | 2.08B |
| Book Value Per Share | 45.85 |
| Working Capital | -14.53B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 37.52% |
| Pretax Margin | 32.75% |
| Profit Margin | 25.55% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 1.86%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 1.86% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 31.66% |
| Buyback Yield | -0.84% |
| Shareholder Yield | 1.02% |
| Earnings Yield | 5.89% |
| FCF Yield | n/a |
Analyst Forecast
The average price target for HTLF is $45.60, which is -29.49% lower than the current price. The consensus rating is "Buy".
| Price Target | $45.60 |
| Price Target Difference | -29.49% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 30, 2003. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Dec 30, 2003 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |