Heartland Financial USA Statistics
Total Valuation
HTLF has a market cap or net worth of $2.18 billion. The enterprise value is $2.76 billion.
| Market Cap | 2.18B |
| Enterprise Value | 2.76B |
Important Dates
The next estimated earnings date is Monday, July 29, 2024, after market close.
| Earnings Date | Jul 29, 2024 |
| Ex-Dividend Date | May 10, 2024 |
Share Statistics
HTLF has 42.83 million shares outstanding. The number of shares has increased by 0.52% in one year.
| Shares Outstanding | 42.83M |
| Shares Change (YoY) | +0.52% |
| Shares Change (QoQ) | +0.06% |
| Owned by Insiders (%) | 8.51% |
| Owned by Institutions (%) | 77.60% |
| Float | 39.11M |
Valuation Ratios
The trailing PE ratio is 30.62 and the forward PE ratio is 11.29. HTLF's PEG ratio is 1.66.
| PE Ratio | 30.62 |
| Forward PE | 11.29 |
| PS Ratio | 3.88 |
| Forward PS | 2.93 |
| PB Ratio | 1.10 |
| P/FCF Ratio | 6.44 |
| PEG Ratio | 1.66 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 23.87, with an EV/FCF ratio of 8.15.
| EV / Earnings | 38.92 |
| EV / Sales | 4.92 |
| EV / EBITDA | 23.87 |
| EV / EBIT | 28.71 |
| EV / FCF | 8.15 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.52 |
| Debt / EBITDA | 8.86 |
| Debt / FCF | 3.02 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.70% and return on invested capital (ROIC) is 2.63%.
| Return on Equity (ROE) | 3.70% |
| Return on Assets (ROA) | 0.40% |
| Return on Capital (ROIC) | 2.63% |
| Revenue Per Employee | $284,446 |
| Profits Per Employee | $35,940 |
| Employee Count | 1,970 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HTLF has paid $17.13 million in taxes.
| Income Tax | 17.13M |
| Effective Tax Rate | 19.48% |
Stock Price Statistics
The stock price has increased by +54.36% in the last 52 weeks. The beta is 0.96, so HTLF's price volatility has been similar to the market average.
| Beta (5Y) | 0.96 |
| 52-Week Price Change | +54.36% |
| 50-Day Moving Average | 44.57 |
| 200-Day Moving Average | 36.53 |
| Relative Strength Index (RSI) | 72.01 |
| Average Volume (20 Days) | 277,409 |
Short Selling Information
The latest short interest is 918,942, so 2.15% of the outstanding shares have been sold short.
| Short Interest | 918,942 |
| Short Previous Month | 815,869 |
| Short % of Shares Out | 2.15% |
| Short % of Float | 2.35% |
| Short Ratio (days to cover) | 3.61 |
Income Statement
In the last 12 months, HTLF had revenue of $560.36 million and earned $70.80 million in profits. Earnings per share was $1.66.
| Revenue | 560.36M |
| Gross Profit | 560.36M |
| Operating Income | 95.98M |
| Pretax Income | 95.98M |
| Net Income | 70.80M |
| EBITDA | 115.45M |
| EBIT | 95.98M |
| Earnings Per Share (EPS) | $1.66 |
Balance Sheet
The company has $444.37 million in cash and $1.02 billion in debt, giving a net cash position of -$578.32 million or -$13.50 per share.
| Cash & Cash Equivalents | 444.37M |
| Total Debt | 1.02B |
| Net Cash | -578.32M |
| Net Cash Per Share | -$13.50 |
| Equity (Book Value) | 1.98B |
| Book Value Per Share | 46.20 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $336.14 million and capital expenditures $1.98 million, giving a free cash flow of $338.12 million.
| Operating Cash Flow | 336.14M |
| Capital Expenditures | 1.98M |
| Free Cash Flow | 338.12M |
| FCF Per Share | $7.92 |
Margins
Gross margin is 100.00%, with operating and profit margins of 17.13% and 12.63%.
| Gross Margin | 100.00% |
| Operating Margin | 17.13% |
| Pretax Margin | 17.13% |
| Profit Margin | 12.63% |
| EBITDA Margin | 20.60% |
| EBIT Margin | 17.13% |
| FCF Margin | 60.34% |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 2.36%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 2.36% |
| Dividend Growth (YoY) | 4.35% |
| Years of Dividend Growth | 8 |
| Payout Ratio | 72.29% |
| Buyback Yield | -0.52% |
| Shareholder Yield | 1.84% |
| Earnings Yield | 3.25% |
| FCF Yield | 15.53% |
Analyst Forecast
The average price target for HTLF is $45.60, which is -10.29% lower than the current price. The consensus rating is "Buy".
| Price Target | $45.60 |
| Price Target Difference | -10.29% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 30, 2003. It was a forward split with a ratio of 3:2.
| Last Split Date | Dec 30, 2003 |
| Split Type | Forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |