Citizens Financial Services, Inc. (CZFS)

Market Cap	309.78M
Revenue (ttm)	99.93M
Net Income (ttm)	28.42M
Shares Out	4.81M
EPS (ttm)	5.91
PE Ratio	10.90
Forward PE	9.85
Dividend	$1.96 (3.04%)
Ex-Dividend Date	Jun 13, 2025

Volume	2,692
Open	64.22
Previous Close	63.09
Day's Range	64.22 - 64.53
52-Week Range	39.10 - 75.40
Beta	0.46
Analysts	n/a
Price Target	n/a
Earnings Date	Jul 29, 2025

About CZFS

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional t...

• Industry: Banks - Regional
• Sector: Financials
• Founded: 1984
• Employees: 410
• Stock Exchange: NASDAQ
• Ticker Symbol: CZFS
• Website: https://www.firstcitizensbank.com

Financial Performance

In 2024, CZFS's revenue was $99.27 million, an increase of 14.98% compared to the previous year's $86.34 million. Earnings were $27.82 million, an increase of 56.18%.