CZFS Statistics
Total Valuation
CZFS has a market cap or net worth of $395.95 million. The enterprise value is $744.41 million.
| Market Cap | 395.95M |
| Enterprise Value | 744.41M |
Important Dates
The next estimated earnings date is Thursday, October 29, 2026, before market open.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | Sep 11, 2026 |
Share Statistics
CZFS has 4.81 million shares outstanding. The number of shares has decreased by -0.03% in one year.
| Current Share Class | 4.81M |
| Shares Outstanding | 4.81M |
| Shares Change (YoY) | -0.03% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 6.53% |
| Owned by Institutions (%) | 31.40% |
| Float | 4.50M |
Valuation Ratios
The trailing PE ratio is 9.63 and the forward PE ratio is 9.40.
| PE Ratio | 9.63 |
| Forward PE | 9.40 |
| PS Ratio | 3.44 |
| Forward PS | n/a |
| PB Ratio | 1.13 |
| P/TBV Ratio | 1.49 |
| P/FCF Ratio | 10.71 |
| P/OCF Ratio | 10.53 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 18.12 |
| EV / Sales | 6.48 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 20.15 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.78 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.32%.
| Return on Equity (ROE) | 12.32% |
| Return on Assets (ROA) | 1.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.16% |
| Revenue Per Employee | $283,351 |
| Profits Per Employee | $101,360 |
| Employee Count | 405 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CZFS has paid $9.44 million in taxes.
| Income Tax | 9.44M |
| Effective Tax Rate | 18.69% |
Stock Price Statistics
The stock price has increased by +32.22% in the last 52 weeks. The beta is 0.38, so CZFS's price volatility has been lower than the market average.
| Beta (5Y) | 0.38 |
| 52-Week Price Change | +32.22% |
| 50-Day Moving Average | 78.19 |
| 200-Day Moving Average | 66.82 |
| Relative Strength Index (RSI) | 56.15 |
| Average Volume (20 Days) | 31,822 |
Short Selling Information
The latest short interest is 72,161, so 1.50% of the outstanding shares have been sold short.
| Short Interest | 72,161 |
| Short Previous Month | 60,060 |
| Short % of Shares Out | 1.50% |
| Short % of Float | 1.61% |
| Short Ratio (days to cover) | 2.28 |
Income Statement
In the last 12 months, CZFS had revenue of $114.76 million and earned $41.05 million in profits. Earnings per share was $8.55.
| Revenue | 114.76M |
| Gross Profit | 114.76M |
| Operating Income | 51.56M |
| Pretax Income | 50.49M |
| Net Income | 41.05M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $8.55 |
Balance Sheet
The company has $49.51 million in cash and $397.97 million in debt, with a net cash position of -$348.46 million or -$72.45 per share.
| Cash & Cash Equivalents | 49.51M |
| Total Debt | 397.97M |
| Net Cash | -348.46M |
| Net Cash Per Share | -$72.45 |
| Equity (Book Value) | 352.83M |
| Book Value Per Share | 73.37 |
| Working Capital | -2.33B |
Cash Flow
In the last 12 months, operating cash flow was $37.53 million and capital expenditures -$628,000, giving a free cash flow of $36.91 million.
| Operating Cash Flow | 37.53M |
| Capital Expenditures | -628,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 80.29M |
| Free Cash Flow | 36.91M |
| FCF Per Share | $7.67 |
Margins
| Gross Margin | n/a |
| Operating Margin | 44.93% |
| Pretax Margin | 44.00% |
| Profit Margin | 35.77% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.16% |
Dividends & Yields
This stock pays an annual dividend of $2.04, which amounts to a dividend yield of 2.48%.
| Dividend Per Share | $2.04 |
| Dividend Yield | 2.48% |
| Dividend Growth (YoY) | 2.53% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 23.63% |
| Buyback Yield | 0.03% |
| Shareholder Yield | 2.51% |
| Earnings Yield | 10.39% |
| FCF Yield | 9.34% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 13, 2025. It was a forward split with a ratio of 1.01:1.
| Last Split Date | Jun 13, 2025 |
| Split Type | Forward |
| Split Ratio | 1.01:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |