Citizens Financial Services, Inc. (CZFS)

Market Cap	306.48M +6.2%
Revenue (ttm)	113.47M +13.6%
Net Income	39.33M +38.4%
EPS	8.19 +38.5%
Shares Out	4.80M
PE Ratio	7.72
Forward PE	7.80
Dividend	$2.00 (3.17%)
Ex-Dividend Date	Mar 13, 2026

Volume	10,519
Open	63.83
Previous Close	65.03
Day's Range	63.50 - 65.09
52-Week Range	49.99 - 69.58
Beta	0.40
Analysts	n/a
Price Target	n/a
Earnings Date	Apr 29, 2026

About CZFS

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional tr...

• Industry: Banks - Regional
• Sector: Financials
• Founded: 1984
• Employees: 405
• Stock Exchange: NASDAQ
• Ticker Symbol: CZFS
• Website: https://www.firstcitizensbank.com

Financial Performance

In 2025, CZFS's revenue was $109.97 million, an increase of 10.78% compared to the previous year's $99.27 million. Earnings were $36.57 million, an increase of 31.47%.