Citizens Financial Services, Inc. (CZFS)
Market Cap | 290.70M |
Revenue (ttm) | 82.54M |
Net Income (ttm) | 18.15M |
Shares Out | 4.71M |
EPS (ttm) | 4.31 |
PE Ratio | 14.33 |
Forward PE | 9.36 |
Dividend | $1.96 (3.17%) |
Ex-Dividend Date | Sep 14, 2023 |
Volume | 19,045 |
Open | 60.00 |
Previous Close | 59.85 |
Day's Range | 60.00 - 63.50 |
52-Week Range | 43.10 - 92.00 |
Beta | 0.41 |
Analysts | Hold |
Price Target | 80.00 (+29.51%) |
Earnings Date | Jan 29, 2024 |
About CZFS
Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financia... [Read more]
Financial Performance
In 2022, CZFS's revenue was $80.19 million, an increase of 4.32% compared to the previous year's $76.87 million. Earnings were $29.06 million, a decrease of -0.20%.
Financial StatementsAnalyst Forecast
According to one analyst, the rating for CZFS stock is "Hold" and the 12-month stock price forecast is $80.0.
News

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2023 FINANCIAL RESULTS
MANSFIELD, Pa. , Oct. 23, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2023 FINANCIAL RESULTS
MANSFIELD, Pa. , July 31, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...

Factbox: U.S. banks increase reserves for commercial real estate exposure
The U.S. commercial property market has faced severe challenges since the pandemic due to lingering office vacancies, diminished retail activity and higher interest rates. That stress has caused banks...

Citizens Financial Services, Inc. Announces Completion of Merger with HV Bancorp, Inc.
MANSFIELD, Pa. , June 16, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (NASDAQ: CZFS) (the "Company" or "CZFS"), the holding company for First Citizens Community Bank ("FCCB"), completed its...

Citizens Financial Services, Inc. Announces Preliminary Results of Merger Consideration Elections Regarding Pending HV Bancorp, Inc. Merger
MANSFIELD, Pa. and DOYLESTOWN, Pa.

Exchange Ratio Finalized for Citizens Financial Services, Inc. Pending HV Bancorp, Inc. Merger
MANSFIELD, Pa. , June 9, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (NASDAQ: CZFS) ("CZFS") announced today that the exchange ratio for the pending merger HV Bancorp, Inc. ("HVBC") with an...

Citizens Financial Services, Inc. and HV Bancorp, Inc. Announce Election Deadline
MANSFIELD, Pa. and DOYLESTOWN, Pa.

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FIRST QUARTER 2023 FINANCIAL RESULTS
MANSFIELD, Pa. , April 27, 2023 /PRNewswire/ -- Citizens Financial Services, Inc (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...

Citizens Financial Services, Inc. Announces Receipt of Regulatory Approvals for the Acquisition of HV Bancorp, Inc.
MANSFIELD, Pa. , April 10, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (NASDAQ: CZFS) (the "Company" or "CZFS") announced today that it has received the requisite regulatory approvals and w...

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FULL YEAR AND FOURTH QUARTER 2022 FINANCIAL RESULTS
MANSFIELD, Pa. , Jan. 30, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...

Citizens Financial Services, Inc. Declares Quarterly Cash Dividend
MANSFIELD, Pa. , Dec. 6, 2022 /PRNewswire/ -- The Board of Directors of Citizens Financial Services, Inc. (CZFS), the bank holding company for First Citizens Community Bank (FCCB), recently declared a...

SHAREHOLDER ALERT: Weiss Law Investigates HV Bancorp, Inc.
NEW YORK , Oct. 24, 2022 /PRNewswire/ -- Weiss Law is investigating possible breaches of fiduciary duty and other violations of law by the board of directors of HV Bancorp, Inc. ("HV Bancorp" or the "...

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2022 FINANCIAL RESULTS
MANSFIELD, Penn. , Oct. 24, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial ...

Citizens Financial Services, Inc. and HV Bancorp, Inc. Sign Definitive Merger Agreement
MANSFIELD, Pa. and DOYLESTOWN, Pa.

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2022 FINANCIAL RESULTS
MANSFIELD, Pa. , July 21, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...

CITIZENS FINANCIAL SERVICES, INC. ANNOUNCES UPLISTING TO THE NASDAQ CAPITAL MARKET
MANSFIELD, Pa. , June 2, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS) (the "Company"), the holding company for First Citizens Community Bank, today announced that The Nasdaq S...

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FIRST QUARTER 2022 FINANCIAL RESULTS
MANSFIELD, Pa. , April 29, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (OTC Pink: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial...

CITIZENS FINANCIAL SERVICES, INC. SUBMITS APPLICATION TO UPLIST ON THE NASDAQ CAPITAL MARKET
MANSFIELD, Pa., April 11, 2022 /PRNewswire/ -- Citizens Financial Services, Inc (OTCPink: CZFS) (the "Company"), the holding company for First Citizens Community Bank, today announced that it has subm...

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FULL YEAR AND FOURTH QUARTER 2021 FINANCIAL RESULTS
MANSFIELD, Penn., Jan. 28, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (OTC Pink: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial...

Citizens Financial Services, Inc. Reports Unaudited Third Quarter 2021 Financial Results
MANSFIELD, Pa., Oct. 26, 2021 /PRNewswire/ -- Citizens Financial Services, Inc. (OTC Pink: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial r...

Citizens Financial Services, Inc. Reports Unaudited Second Quarter 2021 Financial Results
MANSFIELD, Pa., July 26, 2021 /PRNewswire/ -- Citizens Financial Services, Inc. (OTC Pink: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial r...