Citizens Financial Services, Inc. (CZFS)
| Market Cap | 292.76M |
| Revenue (ttm) | 99.93M |
| Net Income (ttm) | 28.42M |
| Shares Out | 4.81M |
| EPS (ttm) | 5.91 |
| PE Ratio | 10.30 |
| Forward PE | 9.34 |
| Dividend | $1.96 (3.22%) |
| Ex-Dividend Date | Jun 13, 2025 |
| Volume | 15,839 |
| Open | 62.01 |
| Previous Close | 63.67 |
| Day's Range | 59.88 - 63.00 |
| 52-Week Range | 41.20 - 75.40 |
| Beta | 0.46 |
| Analysts | n/a |
| Price Target | n/a |
| Earnings Date | Jul 29, 2025 |
About CZFS
Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional t... [Read more]
Financial Performance
In 2024, CZFS's revenue was $99.27 million, an increase of 14.98% compared to the previous year's $86.34 million. Earnings were $27.82 million, an increase of 56.18%.
Financial StatementsNews
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FIRST QUARTER 2025 FINANCIAL RESULTS
MANSFIELD, Pa. , April 30, 2025 /PRNewswire/ -- Citizens Financial Services, Inc (Nasdaq: CZFS), parent company of First Citizens Community Bank (the "Bank"), released today its unaudited consolidated...
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FULL YEAR AND FOURTH QUARTER 2024 FINANCIAL RESULTS
MANSFIELD, Pa. , Jan. 30, 2025 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2024 FINANCIAL RESULTS
MANSFIELD, Penn. , Oct. 30, 2024 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial ...
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2024 FINANCIAL RESULT
MANSFIELD, Pa. , July 30, 2024 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FIRST QUARTER 2024 FINANCIAL RESULTS
MANSFIELD, Penn. , April 25, 2024 /PRNewswire/ -- Citizens Financial Services, Inc (Nasdaq: CZFS), parent company of First Citizens Community Bank (the "Bank"), released today its unaudited consolidat...
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FULL YEAR AND FOURTH QUARTER 2023 FINANCIAL RESULTS
MANSFIELD, Pa. , Jan. 30, 2024 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2023 FINANCIAL RESULTS
MANSFIELD, Pa. , Oct. 23, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2023 FINANCIAL RESULTS
MANSFIELD, Pa. , July 31, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...
Factbox: U.S. banks increase reserves for commercial real estate exposure
The U.S. commercial property market has faced severe challenges since the pandemic due to lingering office vacancies, diminished retail activity and higher interest rates. That stress has caused banks...
Citizens Financial Services, Inc. Announces Completion of Merger with HV Bancorp, Inc.
MANSFIELD, Pa. , June 16, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (NASDAQ: CZFS) (the "Company" or "CZFS"), the holding company for First Citizens Community Bank ("FCCB"), completed its...
Citizens Financial Services, Inc. Announces Preliminary Results of Merger Consideration Elections Regarding Pending HV Bancorp, Inc. Merger
MANSFIELD, Pa. and DOYLESTOWN, Pa.
Exchange Ratio Finalized for Citizens Financial Services, Inc. Pending HV Bancorp, Inc. Merger
MANSFIELD, Pa. , June 9, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (NASDAQ: CZFS) ("CZFS") announced today that the exchange ratio for the pending merger HV Bancorp, Inc. ("HVBC") with an...
Citizens Financial Services, Inc. and HV Bancorp, Inc. Announce Election Deadline
MANSFIELD, Pa. and DOYLESTOWN, Pa.
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FIRST QUARTER 2023 FINANCIAL RESULTS
MANSFIELD, Pa. , April 27, 2023 /PRNewswire/ -- Citizens Financial Services, Inc (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...
Citizens Financial Services, Inc. Announces Receipt of Regulatory Approvals for the Acquisition of HV Bancorp, Inc.
MANSFIELD, Pa. , April 10, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (NASDAQ: CZFS) (the "Company" or "CZFS") announced today that it has received the requisite regulatory approvals and w...
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FULL YEAR AND FOURTH QUARTER 2022 FINANCIAL RESULTS
MANSFIELD, Pa. , Jan. 30, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...
Citizens Financial Services, Inc. Declares Quarterly Cash Dividend
MANSFIELD, Pa. , Dec. 6, 2022 /PRNewswire/ -- The Board of Directors of Citizens Financial Services, Inc. (CZFS), the bank holding company for First Citizens Community Bank (FCCB), recently declared a...
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2022 FINANCIAL RESULTS
MANSFIELD, Penn. , Oct. 24, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial ...
Citizens Financial Services, Inc. and HV Bancorp, Inc. Sign Definitive Merger Agreement
MANSFIELD, Pa. and DOYLESTOWN, Pa.
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2022 FINANCIAL RESULTS
MANSFIELD, Pa. , July 21, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...
CITIZENS FINANCIAL SERVICES, INC. ANNOUNCES UPLISTING TO THE NASDAQ CAPITAL MARKET
MANSFIELD, Pa. , June 2, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS) (the "Company"), the holding company for First Citizens Community Bank, today announced that The Nasdaq S...
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FIRST QUARTER 2022 FINANCIAL RESULTS
MANSFIELD, Pa. , April 29, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (OTC Pink: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial...
Citizens Financial Services: An Interesting 'Uplisting' Story
Citizens Financial Services is the holding company of the First Citizens Community Bank in Pennsylvania, with in excess of $2B in assets. The bank is currently listed on the pink sheets but will move ...
CITIZENS FINANCIAL SERVICES, INC. SUBMITS APPLICATION TO UPLIST ON THE NASDAQ CAPITAL MARKET
MANSFIELD, Pa., April 11, 2022 /PRNewswire/ -- Citizens Financial Services, Inc (OTCPink: CZFS) (the "Company"), the holding company for First Citizens Community Bank, today announced that it has subm...
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FULL YEAR AND FOURTH QUARTER 2021 FINANCIAL RESULTS
MANSFIELD, Penn., Jan. 28, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (OTC Pink: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial...