Citizens Financial Services, Inc. (CZFS)

Market Cap	290.70M
Revenue (ttm)	82.54M
Net Income (ttm)	18.15M
Shares Out	4.71M
EPS (ttm)	4.31
PE Ratio	14.33
Forward PE	9.36
Dividend	$1.96 (3.17%)
Ex-Dividend Date	Sep 14, 2023

Volume	19,045
Open	60.00
Previous Close	59.85
Day's Range	60.00 - 63.50
52-Week Range	43.10 - 92.00
Beta	0.41
Analysts	Hold
Price Target	80.00 (+29.51%)
Earnings Date	Jan 29, 2024

About CZFS

Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financia...

• Industry: Banks - Regional
• Sector: Financials
• Founded: 1984
• Employees: 345
• Stock Exchange: NASDAQ
• Ticker Symbol: CZFS

Financial Performance

In 2022, CZFS's revenue was $80.19 million, an increase of 4.32% compared to the previous year's $76.87 million. Earnings were $29.06 million, a decrease of -0.20%.

Analyst Forecast

According to one analyst, the rating for CZFS stock is "Hold" and the 12-month stock price forecast is $80.0.

Price Target

$80.0

(29.51% upside)

Analyst Consensus: Hold