Citizens Financial Services, Inc. (CZFS)

NASDAQ: CZFS · IEX Real-Time Price · USD
44.50
-0.50 (-1.11%)
At close: Apr 22, 2024, 4:00 PM
44.10
-0.40 (-0.90%)
After-hours: Apr 22, 2024, 4:02 PM EDT
-1.11%
Market Cap 209.46M
Revenue (ttm) 86.34M
Net Income (ttm) 17.81M
Shares Out 4.71M
EPS (ttm) 4.06
PE Ratio 10.96
Forward PE 6.56
Dividend $1.96 (4.40%)
Ex-Dividend Date Mar 14, 2024
Volume 2,637
Open 43.52
Previous Close 45.00
Day's Range 43.52 - 44.50
52-Week Range 40.71 - 92.00
Beta 0.36
Analysts Hold
Price Target 80.00 (+79.78%)
Earnings Date May 7, 2024

About CZFS

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional ... [Read more]

Sector Financials
Founded 1984
Employees 395
Stock Exchange NASDAQ
Ticker Symbol CZFS
Full Company Profile

Financial Performance

In 2023, CZFS's revenue was $86.34 million, an increase of 7.67% compared to the previous year's $80.19 million. Earnings were $17.81 million, a decrease of -38.71%.

Financial Statements

Analyst Forecast

According to one analyst, the rating for CZFS stock is "Hold" and the 12-month stock price forecast is $80.0.

Price Target
$80.0
(79.78% upside)
Analyst Consensus: Hold
Stock Forecasts

News

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FULL YEAR AND FOURTH QUARTER 2023 FINANCIAL RESULTS

MANSFIELD, Pa. , Jan. 30, 2024 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...

2 months ago - PRNewsWire

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2023 FINANCIAL RESULTS

MANSFIELD, Pa. , Oct. 23, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...

6 months ago - PRNewsWire

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2023 FINANCIAL RESULTS

MANSFIELD, Pa. , July 31, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...

9 months ago - PRNewsWire

Factbox: U.S. banks increase reserves for commercial real estate exposure

The U.S. commercial property market has faced severe challenges since the pandemic due to lingering office vacancies, diminished retail activity and higher interest rates. That stress has caused banks...

Other symbols: BACCEWBCFITBGSJPMMS
9 months ago - Reuters

Citizens Financial Services, Inc. Announces Completion of Merger with HV Bancorp, Inc.

MANSFIELD, Pa. , June 16, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (NASDAQ: CZFS) (the "Company" or "CZFS"), the holding company for First Citizens Community Bank ("FCCB"), completed its...

11 months ago - PRNewsWire

Exchange Ratio Finalized for Citizens Financial Services, Inc. Pending HV Bancorp, Inc. Merger

MANSFIELD, Pa. , June 9, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (NASDAQ: CZFS) ("CZFS") announced today that the exchange ratio for the pending merger HV Bancorp, Inc. ("HVBC") with an...

11 months ago - PRNewsWire

Citizens Financial Services, Inc. and HV Bancorp, Inc. Announce Election Deadline

MANSFIELD, Pa. and DOYLESTOWN, Pa.

1 year ago - PRNewsWire

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FIRST QUARTER 2023 FINANCIAL RESULTS

MANSFIELD, Pa. , April 27, 2023 /PRNewswire/ -- Citizens Financial Services, Inc (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...

1 year ago - PRNewsWire

Citizens Financial Services, Inc. Announces Receipt of Regulatory Approvals for the Acquisition of HV Bancorp, Inc.

MANSFIELD, Pa. , April 10, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (NASDAQ: CZFS) (the "Company" or "CZFS") announced today that it has received the requisite regulatory approvals and w...

1 year ago - PRNewsWire

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FULL YEAR AND FOURTH QUARTER 2022 FINANCIAL RESULTS

MANSFIELD, Pa. , Jan. 30, 2023 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...

1 year ago - PRNewsWire

Citizens Financial Services, Inc. Declares Quarterly Cash Dividend

MANSFIELD, Pa. , Dec. 6, 2022 /PRNewswire/ -- The Board of Directors of Citizens Financial Services, Inc. (CZFS), the bank holding company for First Citizens Community Bank (FCCB), recently declared a...

Other symbols: CFG
1 year ago - PRNewsWire

SHAREHOLDER ALERT: Weiss Law Investigates HV Bancorp, Inc.

NEW YORK , Oct. 24, 2022 /PRNewswire/ -- Weiss Law is investigating possible breaches of fiduciary duty and other violations of law by the board of directors of HV Bancorp, Inc. ("HV Bancorp" or the "...

1 year ago - PRNewsWire

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2022 FINANCIAL RESULTS

MANSFIELD, Penn. , Oct. 24, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial ...

1 year ago - PRNewsWire

Citizens Financial Services, Inc. and HV Bancorp, Inc. Sign Definitive Merger Agreement

MANSFIELD, Pa. and DOYLESTOWN, Pa.

1 year ago - PRNewsWire

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2022 FINANCIAL RESULTS

MANSFIELD, Pa. , July 21, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial re...

1 year ago - PRNewsWire

CITIZENS FINANCIAL SERVICES, INC. ANNOUNCES UPLISTING TO THE NASDAQ CAPITAL MARKET

MANSFIELD, Pa. , June 2, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (Nasdaq: CZFS) (the "Company"), the holding company for First Citizens Community Bank, today announced that The Nasdaq S...

2 years ago - PRNewsWire

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FIRST QUARTER 2022 FINANCIAL RESULTS

MANSFIELD, Pa. , April 29, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (OTC Pink: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial...

2 years ago - PRNewsWire

CITIZENS FINANCIAL SERVICES, INC. SUBMITS APPLICATION TO UPLIST ON THE NASDAQ CAPITAL MARKET

MANSFIELD, Pa., April 11, 2022 /PRNewswire/ -- Citizens Financial Services, Inc (OTCPink: CZFS) (the "Company"), the holding company for First Citizens Community Bank, today announced that it has subm...

2 years ago - PRNewsWire

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FULL YEAR AND FOURTH QUARTER 2021 FINANCIAL RESULTS

MANSFIELD, Penn., Jan. 28, 2022 /PRNewswire/ -- Citizens Financial Services, Inc. (OTC Pink: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial...

2 years ago - PRNewsWire

Citizens Financial Services, Inc. Reports Unaudited Third Quarter 2021 Financial Results

MANSFIELD, Pa., Oct. 26, 2021 /PRNewswire/ -- Citizens Financial Services, Inc. (OTC Pink: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial r...

2 years ago - PRNewsWire

Citizens Financial Services, Inc. Reports Unaudited Second Quarter 2021 Financial Results

MANSFIELD, Pa., July 26, 2021 /PRNewswire/ -- Citizens Financial Services, Inc. (OTC Pink: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial r...

2 years ago - PRNewsWire