Citizens Financial Services, Inc. (CZFS)

Market Cap	408.28M +50.6%
Revenue (ttm)	119.05M +11.0%
Net Income	42.97M +26.1%
EPS	8.95 +26.1%
Shares Out	4.81M
PE Ratio	9.48
Forward PE	9.67
Dividend	$2.04 (2.40%)
Ex-Dividend Date	Sep 11, 2026

Volume	22,725
Open	86.02
Previous Close	86.04
Day's Range	84.87 - 86.78
52-Week Range	53.14 - 88.88
Beta	0.40
Analysts	n/a
Price Target	n/a
Earnings Date	Oct 30, 2026

About CZFS

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional tr...

• Industry: Banks - Regional
• Sector: Financials
• Founded: 1984
• Employees: 405
• Stock Exchange: Nasdaq
• Ticker Symbol: CZFS
• Website: https://www.firstcitizensbank.com

Financial Performance

In 2025, CZFS's revenue was $109.97 million, an increase of 10.78% compared to the previous year's $99.27 million. Earnings were $36.57 million, an increase of 31.47%.

Data Sources: S&P Global Market Intelligence, CBOE, and more

Fundamental and historical data is provided by S&P Global Market Intelligence. Real-time stock price data is provided by CBOE and 15-minute delayed consolidated tape pricing data is provided by Nasdaq UTP.

Last checked:

Nov 9, 2026

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