Hoyne Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Net Interest Income	16.24	14.08	9.71	10.95
Net Interest Income Growth	39.82%	44.96%	-11.26%	-
Non-Interest Income	1.48	1.22	1.08	0.64
Non-Interest Income Growth	32.87%	12.96%	69.25%	-
Revenues Before Loan Losses	17.72	15.3	10.79	11.59
Provision for Credit Losses	0.54	0.54	0.47	-
Revenue	17.18	14.76	10.33	11.59
Revenue Growth	40.54%	42.96%	-10.87%	-
Compensation Expenses	7.47	6.09	6.97	8.19
Selling, General & Admin	2.94	2.73	2.85	2.5
Other Non-Interest Expenses	4.86	5.93	3.5	2.78
Total Non-Interest Expense	17.14	14.75	13.32	13.48
Pretax Income	0.03	0.01	-2.99	-1.89
Provision for Income Taxes	-0.27	-0.22	-1.03	-3.38
Net Income	0.3	0.23	-1.96	1.49
Net Income to Common	0.25	0.23	-1.96	1.49
Net Income Growth	-	-	-	-
Shares Outstanding (Basic)	8	7	-	-
Shares Outstanding (Diluted)	8	7	-	-
Shares Change	32.25%	-	-	-
EPS (Basic)	0.03	0.03	-	-
EPS (Diluted)	0.03	0.03	-	-
EPS Growth	-	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Free Cash Flow	-1.7	0.2	-3.75	-2.66
Free Cash Flow Growth	-	-	-	-
Free Cash Flow Per Share	-0.21	0.03	-	-
Profit Margin	1.74%	1.58%	-18.96%	12.87%
FCF Margin	-9.91%	1.37%	-36.34%	-22.95%
Effective Tax Rate	-821.93%	-2508.34%	34.58%	178.77%