International Bancshares Corporation (IBOC)

International Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	779.84	651.06	2,088	3,209	1,997	131.06
Investment Securities	492.34	514.51	576.25	350.92	314.83	420.3
Mortgage-Backed Securities	4,856	4,660	4,209	4,169	3,030	3,286
Total Investments	5,348	5,175	4,785	4,520	3,345	3,706
Gross Loans	8,587	8,059	7,431	7,209	7,542	6,895
Allowance for Loan Losses	-156.1	-157.07	-125.97	-110.37	-109.06	-60.28
Net Loans	8,431	7,902	7,305	7,099	7,433	6,835
Property, Plant & Equipment	435.72	437.09	431.61	447.08	479.88	506.6
Goodwill	282.53	282.53	282.53	282.53	282.53	282.53
Accrued Interest Receivable	72.88	65.3	45.79	30.59	37.88	36.62
Restricted Cash	-	-	-	-	-	125.76
Long-Term Deferred Tax Assets	-	55.56	98.62	-	-	-
Other Real Estate Owned & Foreclosed	2.6	26.96	34.78	40.13	66.27	78.24
Other Long-Term Assets	539.88	471.18	430.32	417.6	388.19	411.57
Total Assets	15,892	15,066	15,501	16,046	14,029	12,113
Interest Bearing Deposits	7,379	4,927	5,269	5,118	4,386	3,817
Institutional Deposits	-	1,867	1,545	1,661	1,620	1,463
Non-Interest Bearing Deposits	4,722	5,031	5,846	5,839	4,716	3,546
Total Deposits	12,101	11,825	12,660	12,618	10,722	8,826
Short-Term Borrowings	-	518.65	419.7	428.24	416.76	415.24
Current Portion of Long-Term Debt	706.26	11.77	11.49	11.44	11.39	11.29
Federal Home Loan Bank Debt, Long-Term	10.59	10.75	10.94	436.14	436.33	436.51
Trust Preferred Securities	108.87	108.87	134.64	134.64	134.64	134.64
Long-Term Deferred Tax Liabilities	-	-	-	12.4	23.57	23.76
Other Long-Term Liabilities	216.12	143.83	219.93	97.03	106.92	147.36
Total Liabilities	13,143	12,618	13,457	13,738	11,851	9,995
Common Stock	96.6	96.47	96.42	96.35	96.24	96.22
Additional Paid-In Capital	158.84	155.51	154.06	152.14	149.33	148.08
Retained Earnings	3,241	3,029	2,696	2,471	2,290	2,201
Treasury Stock	-436.15	-435.4	-430.79	-378.74	-378.03	-329.15
Comprehensive Income & Other	-310.98	-397.89	-470.5	-31.98	20.83	2.35
Shareholders' Equity	2,749	2,448	2,045	2,308	2,178	2,118
Total Liabilities & Equity	15,892	15,066	15,501	16,046	14,029	12,113
Total Debt	825.72	650.03	576.78	1,010	999.12	997.69
Net Cash (Debt)	-45.88	1.03	1,511	2,199	998.12	-866.63
Net Cash Growth	-	-99.93%	-31.28%	120.29%	-	-
Net Cash Per Share	-0.74	0.02	24.06	34.63	15.63	-13.19
Filing Date Shares Outstanding	62.2	62.17	62.14	63.38	63.3	65.21
Total Common Shares Outstanding	62.2	62.08	62.14	63.37	63.28	65.2
Book Value Per Share	44.20	39.43	32.90	36.43	34.42	32.49
Tangible Book Value	2,467	2,165	1,762	2,026	1,895	1,836
Tangible Book Value Per Share	39.66	34.88	28.36	31.97	29.95	28.15

Source: S&P Capital IQ. Banks template. Financial Sources.