International Bancshares Statistics
Total Valuation
IBOC has a market cap or net worth of $4.56 billion. The enterprise value is $4.69 billion.
Important Dates
The last earnings date was Thursday, May 7, 2026.
| Earnings Date | May 7, 2026 |
| Ex-Dividend Date | Feb 13, 2026 |
Share Statistics
IBOC has 62.18 million shares outstanding. The number of shares has decreased by -0.10% in one year.
| Current Share Class | 62.18M |
| Shares Outstanding | 62.18M |
| Shares Change (YoY) | -0.10% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 9.66% |
| Owned by Institutions (%) | 73.80% |
| Float | 56.15M |
Valuation Ratios
The trailing PE ratio is 10.94 and the forward PE ratio is 10.72.
| PE Ratio | 10.94 |
| Forward PE | 10.72 |
| PS Ratio | 5.44 |
| Forward PS | n/a |
| PB Ratio | 1.39 |
| P/TBV Ratio | 1.52 |
| P/FCF Ratio | 9.99 |
| P/OCF Ratio | 9.67 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.24 |
| EV / Sales | 5.60 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.30 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.59 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.51%.
| Return on Equity (ROE) | 13.51% |
| Return on Assets (ROA) | 2.52% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.01% |
| Revenue Per Employee | $361,199 |
| Profits Per Employee | $180,072 |
| Employee Count | 2,319 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, IBOC has paid $111.04 million in taxes.
| Income Tax | 111.04M |
| Effective Tax Rate | 21.01% |
Stock Price Statistics
The stock price has increased by +17.80% in the last 52 weeks. The beta is 0.70, so IBOC's price volatility has been lower than the market average.
| Beta (5Y) | 0.70 |
| 52-Week Price Change | +17.80% |
| 50-Day Moving Average | 69.44 |
| 200-Day Moving Average | 69.21 |
| Relative Strength Index (RSI) | 62.55 |
| Average Volume (20 Days) | 264,178 |
Short Selling Information
The latest short interest is 1.37 million, so 2.21% of the outstanding shares have been sold short.
| Short Interest | 1.37M |
| Short Previous Month | 1.40M |
| Short % of Shares Out | 2.21% |
| Short % of Float | 2.45% |
| Short Ratio (days to cover) | 2.46 |
Income Statement
In the last 12 months, IBOC had revenue of $837.62 million and earned $417.59 million in profits. Earnings per share was $6.70.
| Revenue | 837.62M |
| Gross Profit | 837.62M |
| Operating Income | 538.01M |
| Pretax Income | 528.63M |
| Net Income | 417.59M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.70 |
Full Income StatementBalance Sheet
The company has $585.94 million in cash and $724.00 million in debt, with a net cash position of -$138.06 million or -$2.22 per share.
| Cash & Cash Equivalents | 585.94M |
| Total Debt | 724.00M |
| Net Cash | -138.06M |
| Net Cash Per Share | -$2.22 |
| Equity (Book Value) | 3.29B |
| Book Value Per Share | 52.88 |
| Working Capital | -12.57B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $471.32 million and capital expenditures -$15.43 million, giving a free cash flow of $455.90 million.
| Operating Cash Flow | 471.32M |
| Capital Expenditures | -15.43M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -5.31M |
| Free Cash Flow | 455.90M |
| FCF Per Share | $7.33 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 64.23% |
| Pretax Margin | 63.11% |
| Profit Margin | 49.85% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 54.43% |
Dividends & Yields
This stock pays an annual dividend of $1.46, which amounts to a dividend yield of 1.99%.
| Dividend Per Share | $1.46 |
| Dividend Yield | 1.99% |
| Dividend Growth (YoY) | 5.15% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 21.34% |
| Buyback Yield | 0.10% |
| Shareholder Yield | 2.10% |
| Earnings Yield | 9.17% |
| FCF Yield | 10.01% |
Dividend DetailsAnalyst Forecast
The average price target for IBOC is $87.00, which is 18.74% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $87.00 |
| Price Target Difference | 18.74% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 17, 2007. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 17, 2007 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
