International Bancshares Statistics
Total Valuation
IBOC has a market cap or net worth of $4.20 billion. The enterprise value is $4.25 billion.
| Market Cap | 4.20B |
| Enterprise Value | 4.25B |
Important Dates
The next estimated earnings date is Friday, November 20, 2026.
| Earnings Date | Nov 20, 2026 |
| Ex-Dividend Date | Aug 14, 2026 |
Share Statistics
IBOC has 62.15 million shares outstanding. The number of shares has decreased by -0.04% in one year.
| Current Share Class | 62.19M |
| Shares Outstanding | 62.15M |
| Shares Change (YoY) | -0.04% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 9.61% |
| Owned by Institutions (%) | 75.46% |
| Float | 56.20M |
Valuation Ratios
The trailing PE ratio is 10.04 and the forward PE ratio is 10.15. IBOC's PEG ratio is 3.27.
| PE Ratio | 10.04 |
| Forward PE | 10.15 |
| PS Ratio | 4.95 |
| Forward PS | n/a |
| PB Ratio | 1.26 |
| P/TBV Ratio | 1.37 |
| P/FCF Ratio | 9.06 |
| P/OCF Ratio | 8.72 |
| PEG Ratio | 3.27 |
Enterprise Valuation
| EV / Earnings | 10.13 |
| EV / Sales | 5.01 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.16 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.24 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.74 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.97%.
| Return on Equity (ROE) | 12.97% |
| Return on Assets (ROA) | 2.48% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.87% |
| Revenue Per Employee | $365,931 |
| Profits Per Employee | $180,834 |
| Employee Count | 2,319 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, IBOC has paid $112.56 million in taxes.
| Income Tax | 112.56M |
| Effective Tax Rate | 21.16% |
Stock Price Statistics
The stock price has decreased by -1.56% in the last 52 weeks. The beta is 0.72, so IBOC's price volatility has been lower than the market average.
| Beta (5Y) | 0.72 |
| 52-Week Price Change | -1.56% |
| 50-Day Moving Average | 68.90 |
| 200-Day Moving Average | 71.32 |
| Relative Strength Index (RSI) | 48.18 |
| Average Volume (20 Days) | 370,328 |
Short Selling Information
The latest short interest is 2.25 million, so 3.63% of the outstanding shares have been sold short.
| Short Interest | 2.25M |
| Short Previous Month | 2.10M |
| Short % of Shares Out | 3.63% |
| Short % of Float | 4.01% |
| Short Ratio (days to cover) | 5.90 |
Income Statement
In the last 12 months, IBOC had revenue of $848.59 million and earned $419.36 million in profits. Earnings per share was $6.73.
| Revenue | 848.59M |
| Gross Profit | 848.59M |
| Operating Income | 539.45M |
| Pretax Income | 531.91M |
| Net Income | 419.36M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.73 |
Balance Sheet
The company has $759.03 million in cash and $805.24 million in debt, with a net cash position of -$46.21 million or -$0.74 per share.
| Cash & Cash Equivalents | 759.03M |
| Total Debt | 805.24M |
| Net Cash | -46.21M |
| Net Cash Per Share | -$0.74 |
| Equity (Book Value) | 3.34B |
| Book Value Per Share | 53.70 |
| Working Capital | -12.70B |
Cash Flow
In the last 12 months, operating cash flow was $481.62 million and capital expenditures -$17.91 million, giving a free cash flow of $463.71 million.
| Operating Cash Flow | 481.62M |
| Capital Expenditures | -17.91M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 21.61M |
| Free Cash Flow | 463.71M |
| FCF Per Share | $7.46 |
Margins
| Gross Margin | n/a |
| Operating Margin | 63.57% |
| Pretax Margin | 62.68% |
| Profit Margin | 49.42% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 54.64% |
Dividends & Yields
This stock pays an annual dividend of $1.46, which amounts to a dividend yield of 2.16%.
| Dividend Per Share | $1.46 |
| Dividend Yield | 2.16% |
| Dividend Growth (YoY) | 4.29% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 21.69% |
| FCF Payout Ratio | 19.58% |
| Buyback Yield | 0.04% |
| Shareholder Yield | 2.20% |
| Earnings Yield | 9.96% |
| FCF Yield | 11.04% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | 3.08% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on May 17, 2007. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 17, 2007 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |