International Bancshares Statistics
Total Valuation
IBOC has a market cap or net worth of $4.52 billion. The enterprise value is $4.80 billion.
| Market Cap | 4.52B |
| Enterprise Value | 4.80B |
Important Dates
The last earnings date was Thursday, August 6, 2026.
| Earnings Date | Aug 6, 2026 |
| Ex-Dividend Date | Aug 14, 2026 |
Share Statistics
IBOC has 62.19 million shares outstanding. The number of shares has decreased by -0.07% in one year.
| Current Share Class | 62.19M |
| Shares Outstanding | 62.19M |
| Shares Change (YoY) | -0.07% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 9.64% |
| Owned by Institutions (%) | 75.35% |
| Float | 56.18M |
Valuation Ratios
The trailing PE ratio is 10.94 and the forward PE ratio is 11.19. IBOC's PEG ratio is 3.61.
| PE Ratio | 10.94 |
| Forward PE | 11.19 |
| PS Ratio | 5.39 |
| Forward PS | n/a |
| PB Ratio | 1.34 |
| P/TBV Ratio | 1.46 |
| P/FCF Ratio | 9.97 |
| P/OCF Ratio | 9.61 |
| PEG Ratio | 3.61 |
Enterprise Valuation
| EV / Earnings | 11.60 |
| EV / Sales | 5.73 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.59 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.61 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.92%.
| Return on Equity (ROE) | 12.92% |
| Return on Assets (ROA) | 2.47% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.95% |
| Revenue Per Employee | $361,179 |
| Profits Per Employee | $178,205 |
| Employee Count | 2,319 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, IBOC has paid $110.52 million in taxes.
| Income Tax | 110.52M |
| Effective Tax Rate | 21.10% |
Stock Price Statistics
The stock price has increased by +6.34% in the last 52 weeks. The beta is 0.70, so IBOC's price volatility has been lower than the market average.
| Beta (5Y) | 0.70 |
| 52-Week Price Change | +6.34% |
| 50-Day Moving Average | 75.40 |
| 200-Day Moving Average | 71.05 |
| Relative Strength Index (RSI) | 37.20 |
| Average Volume (20 Days) | 307,110 |
Short Selling Information
The latest short interest is 1.71 million, so 2.75% of the outstanding shares have been sold short.
| Short Interest | 1.71M |
| Short Previous Month | 1.69M |
| Short % of Shares Out | 2.75% |
| Short % of Float | 3.04% |
| Short Ratio (days to cover) | 5.67 |
Income Statement
In the last 12 months, IBOC had revenue of $837.57 million and earned $413.26 million in profits. Earnings per share was $6.64.
| Revenue | 837.57M |
| Gross Profit | 837.57M |
| Operating Income | 532.52M |
| Pretax Income | 523.78M |
| Net Income | 413.26M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.64 |
Balance Sheet
The company has $451.16 million in cash and $731.02 million in debt, with a net cash position of -$279.86 million or -$4.50 per share.
| Cash & Cash Equivalents | 451.16M |
| Total Debt | 731.02M |
| Net Cash | -279.86M |
| Net Cash Per Share | -$4.50 |
| Equity (Book Value) | 3.38B |
| Book Value Per Share | 54.28 |
| Working Capital | -12.93B |
Cash Flow
In the last 12 months, operating cash flow was $470.05 million and capital expenditures -$17.23 million, giving a free cash flow of $452.82 million.
| Operating Cash Flow | 470.05M |
| Capital Expenditures | -17.23M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -54.44M |
| Free Cash Flow | 452.82M |
| FCF Per Share | $7.28 |
Margins
| Gross Margin | n/a |
| Operating Margin | 63.58% |
| Pretax Margin | 62.54% |
| Profit Margin | 49.34% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 54.06% |
Dividends & Yields
This stock pays an annual dividend of $1.46, which amounts to a dividend yield of 2.00%.
| Dividend Per Share | $1.46 |
| Dividend Yield | 2.00% |
| Dividend Growth (YoY) | 4.29% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 21.99% |
| Buyback Yield | 0.07% |
| Shareholder Yield | 2.08% |
| Earnings Yield | 9.15% |
| FCF Yield | 10.03% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 17, 2007. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 17, 2007 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |