International Bancshares Corporation (IBOC)
NASDAQ: IBOC · Real-Time Price · USD
72.16
-0.25 (-0.35%)
May 29, 2026, 4:00 PM EDT - Market closed
International Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 676.83 | 672.42 | 656.72 | 663.5 | 487.63 | 371.27 |
Net Interest Income Growth | 3.44% | 2.39% | -1.02% | 36.07% | 31.34% | -4.28% |
Non-Interest Income | 175.58 | 169.75 | 176.92 | 169.94 | 187.13 | 222.33 |
Non-Interest Income Growth | 2.27% | -4.05% | 4.11% | -9.19% | -15.83% | 47.65% |
Revenues Before Loan Losses | 852.41 | 842.17 | 833.64 | 833.44 | 674.76 | 593.6 |
Provision for Credit Losses | 14.79 | 15.09 | 31.8 | 34.58 | 21.65 | 7.96 |
| 837.62 | 827.08 | 801.84 | 798.87 | 653.11 | 585.64 | |
Revenue Growth (YoY) | 4.20% | 3.15% | 0.37% | 22.32% | 11.52% | 18.77% |
Compensation Expenses | 153.86 | 153.34 | 145.94 | 134.44 | 127.72 | 123.48 |
Selling, General & Admin | 71.41 | 71.21 | 70.12 | 64.89 | 56.81 | 55.9 |
Other Non-Interest Expenses | 83.72 | 82.17 | 77.06 | 76.03 | 85.94 | 83.94 |
Total Non-Interest Expense | 308.99 | 306.72 | 293.12 | 275.35 | 270.47 | 263.32 |
Pretax Income | 528.63 | 520.36 | 508.72 | 523.51 | 382.64 | 322.33 |
Provision for Income Taxes | 111.04 | 108.07 | 99.55 | 111.74 | 82.41 | 68.41 |
Net Income | 417.59 | 412.29 | 409.17 | 411.77 | 300.23 | 253.92 |
Net Income to Common | 417.59 | 412.29 | 409.17 | 411.77 | 300.23 | 253.92 |
Net Income Growth | 2.17% | 0.76% | -0.63% | 37.15% | 18.24% | 51.76% |
Shares Outstanding (Basic) | 62 | 62 | 62 | 62 | 63 | 63 |
Shares Outstanding (Diluted) | 62 | 62 | 62 | 62 | 63 | 63 |
Shares Change (YoY) | -0.10% | -0.07% | 0.12% | -0.94% | -1.06% | -0.57% |
EPS (Basic) | 6.71 | 6.63 | 6.58 | 6.63 | 4.79 | 4.01 |
EPS (Diluted) | 6.70 | 6.62 | 6.57 | 6.62 | 4.78 | 4.00 |
EPS Growth | 1.98% | 0.76% | -0.76% | 38.49% | 19.50% | 52.67% |
Shares Outstanding | 62.18 | 62.17 | 62.21 | 62.08 | 62.14 | 63.37 |
Free Cash Flow | 455.9 | 472.94 | 459.8 | 446.94 | 368.73 | 281.29 |
Free Cash Flow Growth | -3.60% | 2.86% | 2.88% | 21.21% | 31.08% | -5.74% |
Free Cash Flow Per Share | 7.32 | 7.60 | 7.38 | 7.18 | 5.87 | 4.43 |
Dividends Per Share | 1.430 | 1.400 | 1.320 | 1.260 | 1.200 | 1.150 |
Dividend Growth | 2.14% | 6.06% | 4.76% | 5.00% | 4.35% | 4.54% |
Profit Margin | 49.85% | 49.85% | 51.03% | 51.54% | 45.97% | 43.36% |
FCF Margin | 54.43% | 57.18% | 57.34% | 55.95% | 56.46% | 48.03% |
EBITDA | 28.17 | 27.82 | 28.08 | 28.85 | 35.73 | 61.41 |
EBITDA Margin | 3.36% | 3.36% | 3.50% | 3.61% | 5.47% | 10.49% |
Effective Tax Rate | 21.01% | 20.77% | 19.57% | 21.35% | 21.54% | 21.22% |