International Bancshares Corporation (IBOC)
TXSE: IBOC · Real-Time Price · USD
67.60
-0.70 (-1.02%)
Nov 6, 2026, 4:00 PM EST - Market closed
International Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 759.03 | 536.49 | 352.65 | 651.06 | 2,088 | 3,209 |
Investment Securities | 5,543 | 593.98 | 519.27 | 514.51 | 576.25 | 350.92 |
Mortgage-Backed Securities | - | 4,831 | 4,835 | 4,660 | 4,209 | 4,169 |
Total Investments | 5,543 | 5,425 | 5,354 | 5,175 | 4,785 | 4,520 |
Gross Loans | 9,784 | 9,460 | 8,810 | 8,059 | 7,431 | 7,209 |
Allowance for Loan Losses | -169.96 | -159.17 | -156.54 | -157.07 | -125.97 | -110.37 |
Net Loans | 9,614 | 9,301 | 8,653 | 7,902 | 7,305 | 7,099 |
Property, Plant & Equipment | 418.37 | 422.99 | 428.22 | 437.09 | 431.61 | 447.08 |
Goodwill | 282.53 | 282.53 | 282.53 | 282.53 | 282.53 | 282.53 |
Accrued Interest Receivable | 82.95 | 72.43 | 72.18 | 65.3 | 45.79 | 30.59 |
Long-Term Deferred Tax Assets | - | 10.66 | 61.56 | 55.56 | 98.62 | - |
Other Real Estate Owned & Foreclosed | - | 19.66 | 28.55 | 26.96 | 34.78 | 40.13 |
Other Long-Term Assets | 587.67 | 505.76 | 505.43 | 471.18 | 430.32 | 417.6 |
Total Assets | 17,288 | 16,576 | 15,739 | 15,066 | 15,501 | 16,046 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 8,401 | 5,405 | 5,233 | 4,927 | 5,269 | 5,118 |
Institutional Deposits | - | 2,546 | 2,267 | 1,867 | 1,545 | 1,661 |
Non-Interest Bearing Deposits | 4,482 | 4,486 | 4,612 | 5,031 | 5,846 | 5,839 |
Total Deposits | 12,884 | 12,437 | 12,112 | 11,825 | 12,660 | 12,618 |
Short-Term Borrowings | 656.2 | 572.9 | 523.15 | 518.65 | 419.7 | 428.24 |
Current Portion of Long-Term Debt | - | 121.52 | 12.17 | 11.77 | 11.49 | 11.44 |
Current Portion of Leases | - | 2.53 | - | - | - | - |
Federal Home Loan Bank Debt, Long-Term | 40.17 | 10.33 | 10.54 | 10.75 | 10.94 | 436.14 |
Long-Term Leases | - | 7.22 | - | - | - | - |
Trust Preferred Securities | 108.87 | - | 108.87 | 108.87 | 134.64 | 134.64 |
Long-Term Deferred Tax Liabilities | - | - | - | - | - | 12.4 |
Other Long-Term Liabilities | 259.14 | 173.7 | 175.57 | 143.83 | 219.93 | 97.03 |
Total Liabilities | 13,948 | 13,325 | 12,942 | 12,618 | 13,457 | 13,738 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 96.69 | 96.66 | 96.62 | 96.47 | 96.42 | 96.35 |
Additional Paid-In Capital | 161.98 | 160.86 | 159.33 | 155.51 | 154.06 | 152.14 |
Retained Earnings | 3,903 | 3,681 | 3,356 | 3,029 | 2,696 | 2,471 |
Treasury Stock | -441.65 | -440.97 | -436.37 | -435.4 | -430.79 | -378.74 |
Comprehensive Income & Other | -380.63 | -246.32 | -379.05 | -397.89 | -470.5 | -31.98 |
Shareholders' Equity | 3,339 | 3,252 | 2,797 | 2,448 | 2,045 | 2,308 |
Total Liabilities & Equity | 17,288 | 16,576 | 15,739 | 15,066 | 15,501 | 16,046 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 805.24 | 714.49 | 654.73 | 650.03 | 576.78 | 1,010 |
Net Cash (Debt) | -46.21 | -178 | -302.08 | 1.03 | 1,511 | 2,199 |
Net Cash Growth | - | - | - | -99.93% | -31.28% | 120.29% |
Net Cash Per Share | -0.74 | -2.86 | -4.85 | 0.02 | 24.06 | 34.63 |
Filing Date Shares Outstanding | 62.15 | 62.18 | 62.22 | 62.17 | 62.14 | 63.38 |
Total Common Shares Outstanding | 62.19 | 62.17 | 62.21 | 62.08 | 62.14 | 63.37 |
Book Value Per Share | 53.70 | 52.30 | 44.96 | 39.43 | 32.90 | 36.43 |
Tangible Book Value | 3,057 | 2,969 | 2,514 | 2,165 | 1,762 | 2,026 |
Tangible Book Value Per Share | 49.15 | 47.76 | 40.41 | 34.88 | 28.36 | 31.97 |