International Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	585.94	536.49	352.65	651.06	2,088	3,209
Securities and Investments	4,976	4,976	4,998	4,831	4,427	4,223
Gross Loans	9,649	9,460	8,810	8,059	7,431	7,209
Allowance for Loan Losses	-160.44	-159.17	-156.54	-157.07	-125.97	-110.37
Net Loans	9,488	9,301	8,653	7,902	7,305	7,099
Net Property, Plant & Equipment	421.5	422.99	428.22	437.09	431.61	447.08
Accrued Interest and Accounts Receivable	75.32	72.43	72.18	65.3	45.79	30.59
Goodwill	282.53	282.53	282.53	282.53	282.53	282.53
Long-Term Investments	442.28	448.33	356.74	343.45	358.91	296.88
Other Non-Earning Assets	554.25	536.08	595.54	553.7	563.73	457.73
Total Assets	16,826	16,576	15,739	15,066	15,502	16,046
Interest-bearing deposits	8,150	7,950	7,500	6,794	6,814	6,779
Noninterest-bearing deposits	4,473	4,486	4,612	5,031	5,846	5,839
Total Deposits	12,623	12,437	12,112	11,825	12,660	12,618
Short-Term Interbank Borrowing and Repurchase Agreements	604.86	585.54	535.32	530.42	431.19	439.67
Short-Term Borrowings	10.28	10.33	10.54	10.75	10.94	436.14
Long-Term Debt	108.87	108.87	108.87	108.87	134.64	134.64
Other Liabilities	191.64	183.45	175.57	143.83	219.93	109.43
Total Liabilities	13,538	13,325	12,942	12,618	13,457	13,738
Common Stock	96.67	96.66	96.62	96.47	96.42	96.35
Treasury Stock	-441.03	-440.97	-436.37	-435.4	-430.79	-378.74
Additional Paid-in Capital	161.3	160.86	159.33	155.51	154.06	152.14
Accumulated Other Comprehensive Income	-267.1	-246.32	-379.05	-397.89	-470.5	-31.98
Retained Earnings	3,738	3,681	3,356	3,029	2,696	2,471
Shareholders' Equity	3,288	3,252	2,797	2,448	2,045	2,308
Total Liabilities & Equity	16,826	16,576	15,739	15,066	15,502	16,046
Total Debt	108.87	108.87	108.87	108.87	134.64	134.64
Net Cash (Debt)	-108.87	-108.87	-108.87	-108.87	-134.64	-134.64
Net Cash Per Share	-1.75	-1.75	-1.75	-1.75	-2.14	-2.12
Book Value	3,288	3,252	2,797	2,448	2,045	2,308
Book Value Per Share	52.83	52.23	44.89	39.34	32.55	36.36
Tangible Book Value	3,006	2,969	2,514	2,165	1,762	2,026
Tangible Book Value Per Share	48.29	47.69	40.36	34.80	28.06	31.91

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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