International Bancshares Corporation (IBOC)

International Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Feb 21, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	3,979	3,371	2,842	2,686	2,369	2,808
Market Cap Growth	38.27%	18.60%	5.81%	13.39%	-15.63%	23.39%
Last Close Price	63.97	52.46	43.01	38.77	33.28	36.77
PE Ratio	9.95	8.19	9.47	10.58	14.16	13.69
PS Ratio	4.97	4.22	4.35	4.59	4.80	4.93
PB Ratio	1.45	1.38	1.39	1.16	1.09	1.33
P/FCF Ratio	8.51	7.54	7.71	9.55	7.94	9.96
P/OCF Ratio	8.09	7.11	7.33	9.21	7.76	9.01
Debt / Equity Ratio	0.30	0.27	0.28	0.44	0.46	0.47
Debt / FCF Ratio	1.77	1.45	1.56	3.59	3.35	3.54
Return on Equity (ROE)	16.20%	18.33%	13.79%	11.32%	7.79%	10.11%
Return on Assets (ROA)	2.60%	2.69%	1.90%	1.69%	1.28%	1.71%
Earnings Yield	10.06%	12.21%	10.56%	9.45%	7.06%	7.30%
FCF Yield	11.75%	13.26%	12.97%	10.47%	12.60%	10.04%
Dividend Yield	2.13%	2.40%	2.79%	2.97%	3.31%	2.86%
Payout Ratio	21.15%	19.00%	25.11%	28.69%	41.79%	33.48%
Buyback Yield / Dilution	-0.04%	0.94%	1.07%	0.57%	2.79%	1.42%
Total Shareholder Return	2.09%	3.34%	3.86%	3.54%	6.10%	4.28%

Source: S&P Capital IQ. Banks template. Financial Sources.