International Bancshares Statistics

Total Valuation

IBOC has a market cap or net worth of $4.09 billion. The enterprise value is $3.89 billion.

Market Cap	4.09B
Enterprise Value	3.89B

Important Dates

The next estimated earnings date is Thursday, August 1, 2024.

Earnings Date	Aug 1, 2024
Ex-Dividend Date	Feb 14, 2024

Share Statistics

IBOC has 62.18 million shares outstanding. The number of shares has decreased by -0.02% in one year.

Shares Outstanding	62.18M
Shares Change (YoY)	-0.02%
Shares Change (QoQ)	+0.10%
Owned by Insiders (%)	13.92%
Owned by Institutions (%)	71.80%
Float	55.93M

Valuation Ratios

The trailing PE ratio is 10.05.

PE Ratio	10.05
Forward PE	n/a
PS Ratio	5.15
Forward PS	n/a
PB Ratio	1.65
P/FCF Ratio	9.35
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.20, with an EV/FCF ratio of 8.89.

EV / Earnings	9.54
EV / Sales	4.89
EV / EBITDA	7.20
EV / EBIT	7.51
EV / FCF	8.89

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.28
Debt / EBITDA	1.30
Debt / FCF	1.61
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.50% and return on invested capital (ROIC) is 12.78%.

Return on Equity (ROE)	17.50%
Return on Assets (ROA)	2.70%
Return on Capital (ROIC)	12.78%
Revenue Per Employee	$346,762
Profits Per Employee	$177,773
Employee Count	2,292
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, IBOC has paid $110.35 million in taxes.

Income Tax	110.35M
Effective Tax Rate	21.31%

Stock Price Statistics

The stock price has increased by +37.00% in the last 52 weeks. The beta is 0.92, so IBOC's price volatility has been similar to the market average.

Beta (5Y)	0.92
52-Week Price Change	+37.00%
50-Day Moving Average	57.93
200-Day Moving Average	52.57
Relative Strength Index (RSI)	77.77
Average Volume (20 Days)	281,169

Short Selling Information

The latest short interest is 1.37 million, so 2.21% of the outstanding shares have been sold short.

Short Interest	1.37M
Short Previous Month	1.21M
Short % of Shares Out	2.21%
Short % of Float	2.46%
Short Ratio (days to cover)	5.80

Income Statement

In the last 12 months, IBOC had revenue of $794.78 million and earned $407.46 million in profits. Earnings per share was $6.55.

Revenue	794.78M
Gross Profit	794.78M
Operating Income	517.81M
Pretax Income	517.81M
Net Income	407.46M
EBITDA	539.92M
EBIT	517.81M
Earnings Per Share (EPS)	$6.55

Full Income Statement

Balance Sheet

The company has $908.95 million in cash and $704.53 million in debt, giving a net cash position of $204.42 million or $3.29 per share.

Cash & Cash Equivalents	908.95M
Total Debt	704.53M
Net Cash	204.42M
Net Cash Per Share	$3.29
Equity (Book Value)	2.48B
Book Value Per Share	39.95
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $467.14 million and capital expenditures -$29.48 million, giving a free cash flow of $437.66 million.

Operating Cash Flow	467.14M
Capital Expenditures	-29.48M
Free Cash Flow	437.66M
FCF Per Share	$7.04

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 65.15% and 51.27%.

Gross Margin	100.00%
Operating Margin	65.15%
Pretax Margin	65.15%
Profit Margin	51.27%
EBITDA Margin	67.93%
EBIT Margin	65.15%
FCF Margin	55.07%

Dividends & Yields

This stock pays an annual dividend of $1.29, which amounts to a dividend yield of 1.96%.

Dividend Per Share	$1.29
Dividend Yield	1.96%
Dividend Growth (YoY)	4.88%
Years of Dividend Growth	14
Payout Ratio	19.69%
Buyback Yield	0.02%
Shareholder Yield	1.98%
Earnings Yield	9.95%
FCF Yield	10.69%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 17, 2007. It was a forward split with a ratio of 11:10.

Last Split Date	May 17, 2007
Split Type	Forward
Split Ratio	11:10

Scores

Altman Z-Score	n/a
Piotroski F-Score	5