International Bancshares Statistics
Total Valuation
IBOC has a market cap or net worth of $4.22 billion. The enterprise value is $4.42 billion.
Important Dates
The next estimated earnings date is Monday, May 4, 2026.
| Earnings Date | May 4, 2026 |
| Ex-Dividend Date | Feb 13, 2026 |
Share Statistics
IBOC has 62.18 million shares outstanding. The number of shares has decreased by -0.07% in one year.
| Current Share Class | 62.18M |
| Shares Outstanding | 62.18M |
| Shares Change (YoY) | -0.07% |
| Shares Change (QoQ) | +0.00% |
| Owned by Insiders (%) | 9.66% |
| Owned by Institutions (%) | 73.69% |
| Float | 55.59M |
Valuation Ratios
The trailing PE ratio is 10.21 and the forward PE ratio is 10.03.
| PE Ratio | 10.21 |
| Forward PE | 10.03 |
| PS Ratio | 5.14 |
| Forward PS | n/a |
| PB Ratio | 1.29 |
| P/TBV Ratio | 1.43 |
| P/FCF Ratio | 8.99 |
| P/OCF Ratio | 8.66 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.72 |
| EV / Sales | 5.34 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.35 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.49 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.63%.
| Return on Equity (ROE) | 13.63% |
| Return on Assets (ROA) | 2.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.07% |
| Revenue Per Employee | $356,654 |
| Profits Per Employee | $177,789 |
| Employee Count | 2,319 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, IBOC has paid $108.07 million in taxes.
| Income Tax | 108.07M |
| Effective Tax Rate | 20.77% |
Stock Price Statistics
The stock price has increased by +7.27% in the last 52 weeks. The beta is 0.73, so IBOC's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +7.27% |
| 50-Day Moving Average | 69.57 |
| 200-Day Moving Average | 68.64 |
| Relative Strength Index (RSI) | 49.08 |
| Average Volume (20 Days) | 535,783 |
Short Selling Information
The latest short interest is 1.48 million, so 2.39% of the outstanding shares have been sold short.
| Short Interest | 1.48M |
| Short Previous Month | 1.61M |
| Short % of Shares Out | 2.39% |
| Short % of Float | 2.67% |
| Short Ratio (days to cover) | 4.95 |
Income Statement
In the last 12 months, IBOC had revenue of $827.08 million and earned $412.29 million in profits. Earnings per share was $6.62.
| Revenue | 827.08M |
| Gross Profit | 827.08M |
| Operating Income | 529.90M |
| Pretax Income | 520.36M |
| Net Income | 412.29M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.62 |
Full Income StatementBalance Sheet
The company has $536.49 million in cash and $704.74 million in debt, with a net cash position of -$168.26 million or -$2.71 per share.
| Cash & Cash Equivalents | 536.49M |
| Total Debt | 704.74M |
| Net Cash | -168.26M |
| Net Cash Per Share | -$2.71 |
| Equity (Book Value) | 3.25B |
| Book Value Per Share | 52.30 |
| Working Capital | -12.50B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $491.06 million and capital expenditures -$18.12 million, giving a free cash flow of $472.94 million.
| Operating Cash Flow | 491.06M |
| Capital Expenditures | -18.12M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 50.01M |
| Free Cash Flow | 472.94M |
| FCF Per Share | $7.61 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 64.07% |
| Pretax Margin | 62.92% |
| Profit Margin | 49.85% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 57.18% |
Dividends & Yields
This stock pays an annual dividend of $1.46, which amounts to a dividend yield of 2.16%.
| Dividend Per Share | $1.46 |
| Dividend Yield | 2.16% |
| Dividend Growth (YoY) | 5.15% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 21.60% |
| Buyback Yield | 0.07% |
| Shareholder Yield | 2.23% |
| Earnings Yield | 9.70% |
| FCF Yield | 11.12% |
Dividend DetailsAnalyst Forecast
The average price target for IBOC is $85.00, which is 25.24% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $85.00 |
| Price Target Difference | 25.24% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 17, 2007. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 17, 2007 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
