International Bancshares Statistics
Total Valuation
IBOC has a market cap or net worth of $4.14 billion. The enterprise value is $4.28 billion.
Important Dates
The next estimated earnings date is Thursday, July 31, 2025.
| Earnings Date | Jul 31, 2025 |
| Ex-Dividend Date | Feb 14, 2025 |
Share Statistics
IBOC has 62.14 million shares outstanding. The number of shares has increased by 0.14% in one year.
| Current Share Class | 62.14M |
| Shares Outstanding | 62.14M |
| Shares Change (YoY) | +0.14% |
| Shares Change (QoQ) | -0.03% |
| Owned by Insiders (%) | 8.94% |
| Owned by Institutions (%) | 72.18% |
| Float | 56.00M |
Valuation Ratios
The trailing PE ratio is 10.13.
| PE Ratio | 10.13 |
| Forward PE | n/a |
| PS Ratio | 5.15 |
| Forward PS | n/a |
| PB Ratio | 1.43 |
| P/TBV Ratio | 1.58 |
| P/FCF Ratio | 8.91 |
| P/OCF Ratio | 8.63 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.46 |
| EV / Sales | 5.32 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.21 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.57 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.20%.
| Return on Equity (ROE) | 15.20% |
| Return on Assets (ROA) | 2.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $344,118 |
| Profits Per Employee | $174,969 |
| Employee Count | 2,336 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, IBOC has paid $97.88 million in taxes.
| Income Tax | 97.88M |
| Effective Tax Rate | 19.32% |
Stock Price Statistics
The stock price has increased by +20.19% in the last 52 weeks. The beta is 0.84, so IBOC's price volatility has been lower than the market average.
| Beta (5Y) | 0.84 |
| 52-Week Price Change | +20.19% |
| 50-Day Moving Average | 63.20 |
| 200-Day Moving Average | 64.18 |
| Relative Strength Index (RSI) | 62.25 |
| Average Volume (20 Days) | 223,075 |
Short Selling Information
The latest short interest is 1.05 million, so 1.69% of the outstanding shares have been sold short.
| Short Interest | 1.05M |
| Short Previous Month | 1.07M |
| Short % of Shares Out | 1.69% |
| Short % of Float | 1.87% |
| Short Ratio (days to cover) | 6.30 |
Income Statement
In the last 12 months, IBOC had revenue of $803.86 million and earned $408.73 million in profits. Earnings per share was $6.57.
| Revenue | 803.86M |
| Gross Profit | 803.86M |
| Operating Income | 515.19M |
| Pretax Income | 514.88M |
| Net Income | 408.73M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.57 |
Full Income StatementBalance Sheet
The company has $589.46 million in cash and $729.31 million in debt, giving a net cash position of -$139.86 million or -$2.25 per share.
| Cash & Cash Equivalents | 589.46M |
| Total Debt | 729.31M |
| Net Cash | -139.86M |
| Net Cash Per Share | -$2.25 |
| Equity (Book Value) | 2.90B |
| Book Value Per Share | 46.53 |
| Working Capital | -12.38B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $479.02 million and capital expenditures -$14.98 million, giving a free cash flow of $464.03 million.
| Operating Cash Flow | 479.02M |
| Capital Expenditures | -14.98M |
| Free Cash Flow | 464.03M |
| FCF Per Share | $7.47 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 64.09% |
| Pretax Margin | 63.02% |
| Profit Margin | 50.85% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 57.73% |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 2.10%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 2.10% |
| Dividend Growth (YoY) | 5.43% |
| Years of Dividend Growth | 15 |
| Payout Ratio | 20.70% |
| Buyback Yield | -0.14% |
| Shareholder Yield | 1.95% |
| Earnings Yield | 9.88% |
| FCF Yield | 11.22% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 17, 2007. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 17, 2007 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
