International Bancshares Statistics
Total Valuation
IBOC has a market cap or net worth of $4.17 billion. The enterprise value is $4.25 billion.
Important Dates
The next estimated earnings date is Tuesday, November 4, 2025.
| Earnings Date | Nov 4, 2025 |
| Ex-Dividend Date | Aug 15, 2025 |
Share Statistics
IBOC has 62.16 million shares outstanding. The number of shares has increased by 0.09% in one year.
| Current Share Class | 62.16M |
| Shares Outstanding | 62.16M |
| Shares Change (YoY) | +0.09% |
| Shares Change (QoQ) | -0.12% |
| Owned by Insiders (%) | 9.66% |
| Owned by Institutions (%) | 72.45% |
| Float | 55.56M |
Valuation Ratios
The trailing PE ratio is 10.22.
| PE Ratio | 10.22 |
| Forward PE | n/a |
| PS Ratio | 5.20 |
| Forward PS | n/a |
| PB Ratio | 1.39 |
| P/TBV Ratio | 1.53 |
| P/FCF Ratio | 9.31 |
| P/OCF Ratio | 8.99 |
| PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
| EV / Earnings | 10.33 |
| EV / Sales | 5.26 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.43 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.74 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.71%.
| Return on Equity (ROE) | 14.71% |
| Return on Assets (ROA) | 2.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $346,166 |
| Profits Per Employee | $176,323 |
| Employee Count | 2,336 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, IBOC has paid $95.81 million in taxes.
| Income Tax | 95.81M |
| Effective Tax Rate | 18.87% |
Stock Price Statistics
The stock price has increased by +6.70% in the last 52 weeks. The beta is 0.81, so IBOC's price volatility has been lower than the market average.
| Beta (5Y) | 0.81 |
| 52-Week Price Change | +6.70% |
| 50-Day Moving Average | 69.16 |
| 200-Day Moving Average | 65.95 |
| Relative Strength Index (RSI) | 45.80 |
| Average Volume (20 Days) | 187,154 |
Short Selling Information
The latest short interest is 1.10 million, so 1.76% of the outstanding shares have been sold short.
| Short Interest | 1.10M |
| Short Previous Month | 1.03M |
| Short % of Shares Out | 1.76% |
| Short % of Float | 1.97% |
| Short Ratio (days to cover) | 5.21 |
Income Statement
In the last 12 months, IBOC had revenue of $808.64 million and earned $411.89 million in profits. Earnings per share was $6.61.
| Revenue | 808.64M |
| Gross Profit | 808.64M |
| Operating Income | 517.04M |
| Pretax Income | 507.70M |
| Net Income | 411.89M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.61 |
Full Income Statement Balance Sheet
The company has $731.92 million in cash and $785.46 million in debt, giving a net cash position of -$53.54 million or -$0.86 per share.
| Cash & Cash Equivalents | 731.92M |
| Total Debt | 785.46M |
| Net Cash | -53.54M |
| Net Cash Per Share | -$0.86 |
| Equity (Book Value) | 3.02B |
| Book Value Per Share | 48.62 |
| Working Capital | -12.28B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $467.32 million and capital expenditures -$16.51 million, giving a free cash flow of $450.81 million.
| Operating Cash Flow | 467.32M |
| Capital Expenditures | -16.51M |
| Free Cash Flow | 450.81M |
| FCF Per Share | $7.25 |
Full Cash Flow Statement Margins
| Gross Margin | n/a |
| Operating Margin | 63.94% |
| Pretax Margin | 62.78% |
| Profit Margin | 50.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 55.75% |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 2.10%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 2.10% |
| Dividend Growth (YoY) | 6.06% |
| Years of Dividend Growth | 15 |
| Payout Ratio | 21.18% |
| Buyback Yield | -0.08% |
| Shareholder Yield | 1.97% |
| Earnings Yield | 9.81% |
| FCF Yield | 10.74% |
Dividend Details Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 17, 2007. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 17, 2007 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |