Investar Holding Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	160.71	126.73	128.5	117.89	93.37	90.23
Interest Income on Investments	19.92	17.28	15.37	15.31	11.2	5.31
Total Interest Income	180.63	144.02	143.87	133.2	104.57	95.54
Interest Paid on Deposits	64.98	57.87	61.51	42.07	6.25	7.49
Interest Paid on Borrowings	6.76	5.38	12.6	16.61	8.53	4.24
Total Interest Expense	71.73	63.24	74.11	58.68	14.78	11.73
Net Interest Income	108.89	80.77	69.75	74.52	89.79	83.81
Net Interest Income Growth	48.50%	15.80%	-6.40%	-17.00%	7.12%	13.98%
Gain (Loss) on Sale of Assets	-0.01	-0.01	0.43	-1.32	-0.26	-0.41
Gain (Loss) on Sale of Investments	0.62	0.28	-0.34	-0.39	-0.08	2.54
Other Non-Interest Income	6.18	5.61	5.97	5.2	14.17	7.3
Total Non-Interest Income	10.3	9.16	9.98	6.54	16.97	12.04
Non-Interest Income Growth	9.36%	-8.21%	52.69%	-61.46%	40.89%	-0.45%
Revenues Before Loan Losses	119.2	89.94	79.74	81.06	106.75	95.86
Provision for Loan Losses	-1.77	-3.39	-3.48	-2	2.92	22.89
Revenue	120.97	93.33	83.22	83.06	103.83	72.97
Revenue Growth	37.70%	12.15%	0.19%	-20.00%	42.29%	-2.01%
Salaries and Employee Benefits	44.74	38.25	36.66	35.16	32.87	33.79
Occupancy Expenses	4.04	2.79	3.1	3.78	4.44	4.99
Selling, General & Administrative	12.56	10.61	10.31	10.7	10.66	9.47
Other Non-Interest Expense	13.97	13.06	13.26	13	12.68	12.37
Total Non-Interest Expense	75.3	64.71	63.32	62.63	60.64	60.61
EBT Excluding Unusual Items	45.67	28.62	19.89	20.43	43.19	12.36
Legal Settlements	-	-	1.12	-	-	-
Other Unusual Items	-	-	0.29	-	-0.22	-
Pretax Income	41.26	27.89	24.41	20.43	44.35	9.91
Income Tax Expense	7.65	4.98	4.15	3.75	8.64	1.91
Net Income	33.61	22.9	20.25	16.68	35.71	8
Preferred Dividends & Other Adjustments	2.11	1.06	-	-0	0.03	0.02
Net Income to Common	31.5	21.85	20.25	16.68	35.68	7.98
Net Income Growth	41.42%	7.88%	21.42%	-53.25%	347.12%	-42.25%
Basic Shares Outstanding	12	10	10	10	10	10
Diluted Shares Outstanding	14	11	10	10	10	11
Shares Change	36.05%	8.46%	0.96%	-3.33%	-3.04%	-3.36%
EPS (Basic)	2.67	2.22	2.06	1.70	3.54	0.77
EPS (Diluted)	2.48	2.13	2.04	1.69	3.50	0.76
EPS Growth	10.66%	4.41%	20.71%	-51.71%	360.53%	-40.16%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.450	0.435	0.410	0.395	0.365	0.310
Dividend Growth	5.88%	6.10%	3.80%	8.22%	17.74%	24.00%
Effective Tax Rate	18.53%	17.87%	17.02%	18.36%	19.48%	19.27%

SEC Filings: 10-K · 10-Q