Investar Holding Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	176.4	126.73	128.5	117.89	93.37	90.23
Interest Income on Investments	20.45	17.28	15.37	15.31	11.2	5.31
Total Interest Income	196.85	144.02	143.87	133.2	104.57	95.54
Interest Paid on Deposits	67.85	57.87	61.51	42.07	6.25	7.49
Interest Paid on Borrowings	7.5	5.38	12.6	16.61	8.53	4.24
Total Interest Expense	75.35	63.24	74.11	58.68	14.78	11.73
Net Interest Income	121.51	80.77	69.75	74.52	89.79	83.81
Net Interest Income Growth	58.57%	15.80%	-6.40%	-17.00%	7.12%	13.98%
Gain (Loss) on Sale of Assets	-	-0.01	0.43	-1.32	-0.26	-0.41
Gain (Loss) on Sale of Investments	0.37	0.28	-0.34	-0.39	-0.08	2.54
Other Non-Interest Income	7.08	5.61	5.97	5.2	14.17	7.3
Total Non-Interest Income	10.97	9.16	9.98	6.54	16.97	12.04
Non-Interest Income Growth	16.86%	-8.21%	52.69%	-61.46%	40.89%	-0.45%
Revenues Before Loan Losses	132.47	89.94	79.74	81.06	106.75	95.86
Provision for Loan Losses	-2.04	-3.39	-3.48	-2	2.92	22.89
Revenue	134.52	93.33	83.22	83.06	103.83	72.97
Revenue Growth	49.42%	12.15%	0.19%	-20.00%	42.29%	-2.01%
Salaries and Employee Benefits	48.68	38.25	36.66	35.16	32.87	33.79
Occupancy Expenses	4.66	2.79	3.1	3.78	4.44	4.99
Selling, General & Administrative	13.1	10.61	10.31	10.7	10.66	9.47
Other Non-Interest Expense	15.12	13.06	13.26	13	12.68	12.37
Total Non-Interest Expense	81.56	64.71	63.32	62.63	60.64	60.61
EBT Excluding Unusual Items	52.96	28.62	19.89	20.43	43.19	12.36
Legal Settlements	-	-	1.12	-	-	-
Other Unusual Items	-0.04	-	0.29	-	-0.22	-
Pretax Income	48	27.89	24.41	20.43	44.35	9.91
Income Tax Expense	8.91	4.98	4.15	3.75	8.64	1.91
Net Income	39.09	22.9	20.25	16.68	35.71	8
Preferred Dividends & Other Adjustments	2.11	1.06	-	-0	0.03	0.02
Net Income to Common	36.98	21.85	20.25	16.68	35.68	7.98
Net Income Growth	64.01%	7.88%	21.42%	-53.25%	347.12%	-42.25%
Basic Shares Outstanding	13	10	10	10	10	10
Diluted Shares Outstanding	15	11	10	10	10	11
Shares Change	40.85%	8.46%	0.96%	-3.33%	-3.04%	-3.36%
EPS (Basic)	2.89	2.22	2.06	1.70	3.54	0.77
EPS (Diluted)	2.68	2.13	2.04	1.69	3.50	0.76
EPS Growth	19.97%	4.41%	20.71%	-51.71%	360.53%	-40.16%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.460	0.435	0.410	0.395	0.365	0.310
Dividend Growth	6.98%	6.10%	3.80%	8.22%	17.74%	24.00%
Effective Tax Rate	18.56%	17.87%	17.02%	18.36%	19.48%	19.27%

SEC Filings: 10-K · 10-Q