Jefferson Capital Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Revenue	577.39	433.34	323.07
Revenue Growth (YoY)	46.49%	34.13%	-
Gross Profit	577.39	433.34	323.07
Selling, General & Admin	101.03	76.08	51.43
Depreciation & Amortization Expenses	5.11	2.61	2.37
Other Operating Expenses	171.52	134.39	105.22
Total Operating Expenses	277.65	213.07	159.02
Operating Income	299.74	220.27	164.05
Interest Expense	-99.11	-77.24	-48.11
Other Non-Operating Income (Expense)	3.19	-5.47	4.64
Total Non-Operating Income (Expense)	-95.92	-82.71	-43.47
Pretax Income	203.83	137.55	120.58
Provision for Income Taxes	-26.59	-8.66	-9.05
Net Income	177.24	257.78	223.06
Minority Interest in Earnings	-	-	-0.02
Net Income to Common	177.24	257.78	223.06
Net Income Growth	38.20%	15.57%	-
Shares Outstanding (Basic)	58	58	-
Shares Outstanding (Diluted)	58	58	-
EPS (Basic)	3.04	1.81	-
EPS (Diluted)	3.04	1.81	-
Free Cash Flow	269.86	167.27	118.99
Free Cash Flow Growth	61.33%	40.57%	-
Free Cash Flow Per Share	-	2.87	-
Dividends Per Share	0.240	-	-
Gross Margin	100.00%	100.00%	100.00%
Operating Margin	51.91%	50.83%	50.78%
Profit Margin	30.70%	29.74%	34.52%
FCF Margin	46.74%	38.60%	36.83%
EBITDA	306.01	227.13	169.33
EBITDA Margin	53.00%	52.41%	52.41%
EBIT	299.74	220.27	164.05
EBIT Margin	51.91%	50.83%	50.78%
Effective Tax Rate	-13.04%	-6.30%	-7.50%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q