Jefferson Capital, Inc. (JCAP)

Jefferson Capital Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023
Revenue	532.35	433.76	336.03
Revenue Growth (YoY)	-	29.09%	-
Cost of Revenue	154.6	130.89	101.7
Gross Profit	377.75	302.87	234.33
Selling, General & Admin	78.63	68.34	51.43
Other Operating Expenses	-4.88	0.42	12.96
Operating Expenses	80.91	74.87	70.28
Operating Income	296.84	228.01	164.05
Interest Expense	-92.52	-77.24	-48.11
Currency Exchange Gain (Loss)	0.89	-5.47	4.64
EBT Excluding Unusual Items	205.21	145.29	120.58
Other Unusual Items	-7.74	-7.74	-
Pretax Income	197.47	137.55	120.58
Income Tax Expense	21.76	8.66	9.05
Earnings From Continuing Operations	175.71	128.89	111.54
Minority Interest in Earnings	-	-	-0.02
Net Income	175.71	128.89	111.52
Net Income to Common	175.71	128.89	111.52
Net Income Growth	-	15.58%	-
Free Cash Flow	209.2	162	118.99
Gross Margin	70.96%	69.83%	69.74%
Operating Margin	55.76%	52.56%	48.82%
Profit Margin	33.01%	29.72%	33.19%
Free Cash Flow Margin	39.30%	37.35%	35.41%
EBITDA	305.42	234.87	169.33
EBITDA Margin	57.37%	54.15%	50.39%
D&A For EBITDA	8.59	6.86	5.28
EBIT	296.84	228.01	164.05
EBIT Margin	55.76%	52.56%	48.82%
Effective Tax Rate	11.02%	6.30%	7.50%
Revenue as Reported	537.23	433.34	323.07

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q