Jefferson Capital, Inc. (JCAP)
| Market Cap | 1.15B |
| Revenue (ttm) | 607.29M +40.0% |
| Net Income | 169.38M +45.8% |
| EPS | 5.64 |
| Shares Out | 61.71M |
| PE Ratio | 3.31 |
| Forward PE | 6.58 |
| Dividend | $0.96 (5.14%) |
| Ex-Dividend Date | Mar 24, 2026 |
| Volume | 199,752 |
| Open | 19.12 |
| Previous Close | 19.23 |
| Day's Range | 18.61 - 19.20 |
| 52-Week Range | 15.98 - 23.80 |
| Beta | n/a |
| Analysts | Strong Buy |
| Price Target | 24.83 (+33.07%) |
| Earnings Date | May 14, 2026 |
About JCAP
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing... [Read more]
Financial Performance
In 2025, Jefferson Capital's revenue was $607.29 million, an increase of 40.01% compared to the previous year's $433.76 million. Earnings were $169.38 million, an increase of 31.41%.
Financial StatementsAnalyst Summary
According to 6 analysts, the average rating for JCAP stock is "Strong Buy." The 12-month stock price target is $24.83, which is an increase of 33.07% from the latest price.
News
Jefferson Capital selloff creates ‘attractive’ entry point, says Keefe Bruyette
Jefferson Capital’s (JCAP) management, led by CEO David Burton and CFO Christo Realov, highlighted opportunities for capital deployment, historical outperformance in recessions, low leverage supportin...
Jefferson Capital price target lowered to $22 from $25 at Raymond James
Raymond James lowered the firm’s price target on Jefferson Capital (JCAP) to $22 from $25 and keeps an Outperform rating on the shares. Despite reducing its price target the firm…
Jefferson Capital Earnings Call Transcript: Q4 2025
Record Q4 and full-year results included 41% growth in collections and 30% revenue growth year-over-year, with sector-leading efficiency and robust liquidity. Strategic acquisitions and process improvements position the business for continued strong performance in 2026.
Jefferson Capital reports Q4 adjusted EPS 69c, consensus 66c
Reports Q4 revenue $154.8M, consensus $153.91M. “We finished the year with record collections, deployments and estimated remaining collections, or ERC – exceptional performance across all key operatin...
Jefferson Capital initiated with a Buy at Texas Capital
Texas Capital initiated coverage of Jefferson Capital (JCAP) with a Buy rating and $28 price target which implies 29% total return when including the dividend. Jefferson is a technology enabled…
Jefferson Capital 10M share Secondary priced at $20.50
Jefferies and Keefe Bruyette acted as joint book running managers for the offering.
Jefferson Capital announces offering of 10M shares of common stock for holders
Jefferson Capital (JCAP) announced that certain of its existing stockholders intend to offer for sale in an underwritten secondary offering 10M shares of Jefferson Capital’s common stock. The selling ...
Jefferson Capital files to sell 10M shares of common stock for holders
The company is not selling any shares of its common stock under this prospectus, and will not receive any of the proceeds from the sale of shares of its common…
Keefe Bruyette positive on Jefferson Capital shares into 2026
Keefe Bruyette is positive on shares of Jefferson Capital (JCAP) heading into 2026. The firm reiterates an Outperform rating on the name with a $28 price target Jefferson is well…
Jefferson Capital management to meet virtually with Truist
Virtual Meeting to be held on December 1 hosted by Truist.
Jefferson Capital price target raised to $28 from $22 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on Jefferson Capital (JCAP) to $28 from $22 and keeps an Outperform rating on the shares. Jefferson Capital remains well-positioned to increase deployment...
Jefferson Capital price target raised to $26 from $23 at Citizens JMP
Citizens JMP raised the firm’s price target on Jefferson Capital (JCAP) to $26 from $23 and keeps an Outperform rating on the shares. Jefferson Capital delivered better-than-expected revenue and earni...
Jefferson Capital Earnings Call Transcript: Q3 2025
Collections and revenue surged year over year, with record portfolio deployments and sector-leading efficiency. The company strengthened its liquidity, completed a major credit facility amendment, and expects continued growth from the Blue Stem acquisition and robust market conditions.
Jefferson Capital reports Q3 adjusted EPS 74c, consensus 62c
Reports Q3 revenue $150.84M, consensus $147.74M. “We delivered strong third quarter results with significant momentum in all key aspects of the business,” said David Burton, Chairman and Chief Executi...
Jefferson Capital announces amendment, upsize of revolving credit facility
Jefferson Capital (JCAP) amended and extended its senior secured revolving credit facility via a syndication led by Citizens Bank. Key components of the amendment include, among other items: An increa...
Jefferson Capital to acquire credit card portfolio with value of $488M
Jefferson Capital (JCAP) announced that a wholly owned subsidiary has entered into a definitive asset purchase agreement to acquire a portfolio of credit card assets from affiliates of Bluestem Brands...
Jefferson Capital Earnings Call Transcript: Q2 2025
Q2 saw revenue up 47% and collections up 85% year-over-year, with record ERC and sector-leading efficiency. Strong liquidity, a successful IPO, and robust portfolio supply position the company for continued growth, despite a one-time tax adjustment.
Jefferson Capital initiated with an Outperform at Raymond James
Raymond James analyst Robert Dodd initiated coverage of Jefferson Capital (JCAP) with an Outperform rating and $19 price target The company is positioned to outperform its medium term growth and…
Jefferson Capital initiated with a Buy at Truist
Truist initiated coverage of Jefferson Capital (JCAP) with a Buy rating and $24 price target The firm says the company’s portfolio supply is driven by rising consumer balances and straining…
Jefferson Capital initiated with a Buy at Jefferies
Jefferies initiated coverage of Jefferson Capital (JCAP) with a Buy rating and $29 price target The firm says Jefferson is an “analytically driven” purchaser and manager of charged-off and insolvent…
Consumer collections firm Jefferson Capital files for a $100 million IPO
Jefferson Capital, a consumer debt purchaser and collector, filed on Wednesday with the SEC to raise up to $100 million in an initial public offering.
Jefferson Capital IPO Registration Document (S-1)
Jefferson Capital has filed to go public with an IPO on the NASDAQ.