Jefferson Capital, Inc. (JCAP)
| Market Cap | 909.42M |
| Revenue (ttm) | 625.35M +28.9% |
| Net Income | 138.94M +0.7% |
| EPS | 2.51 |
| Shares Out | 55.42M |
| PE Ratio | 6.54 |
| Forward PE | 5.77 |
| Dividend | $0.96 (5.85%) |
| Ex-Dividend Date | May 26, 2026 |
| Volume | 243,727 |
| Open | 16.47 |
| Previous Close | 16.66 |
| Day's Range | 16.28 - 16.49 |
| 52-Week Range | 15.98 - 23.80 |
| Beta | n/a |
| Analysts | Buy |
| Price Target | 26.00 (+58.44%) |
| Earnings Date | May 14, 2026 |
About JCAP
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing... [Read more]
Financial Performance
In 2025, Jefferson Capital's revenue was $607.29 million, an increase of 40.01% compared to the previous year's $433.76 million. Earnings were $169.38 million, an increase of 31.41%.
Financial StatementsAnalyst Summary
According to 5 analysts, the average rating for JCAP stock is "Buy." The 12-month stock price target is $26.0, which is an increase of 58.44% from the latest price.
News
Jefferson Capital price target lowered to $21 from $22 at Raymond James
Raymond James lowered the firm’s price target on Jefferson Capital (JCAP) to $21 from $22 and keeps an Outperform rating on the shares. The company’s lower leverage, efficient collection model,…
Jefferson Capital Earnings Call Transcript: Q1 2026
Record collections and revenue growth were driven by strong portfolio deployments and operational efficiency. Elevated court costs reflect increased legal channel activity, while liquidity and capital allocation remain robust. Management expects continued strong performance amid favorable market conditions.
Jefferson Capital Earnings release: Q1 2026
Jefferson Capital released its Q1 2026 earnings on May 14, 2026, summarizing the period's financial results.
Jefferson Capital Slides: Q1 2026
Jefferson Capital has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 14, 2026.
Jefferson Capital Quarterly report: Q1 2026
Jefferson Capital has published its Q1 2026 quarterly earnings report on May 14, 2026.
Jefferson Capital reports Q1 adjusted EPS 73c, consensus 68c
Reports Q1 revenue $176.44M, consensus $170.78M. “Jefferson Capital (JCAP) delivered excellent performance for the quarter with record collections and record revenue,” said David Burton, chairman and ...
Jefferson Capital Proxy statement: Proxy filing
Jefferson Capital filed a proxy statement on April 21, 2026, providing details for shareholder voting and corporate governance matters.
Jefferson Capital Proxy statement: Proxy filing
Jefferson Capital filed a proxy statement on April 21, 2026, providing details for shareholder voting and corporate governance matters.
Jefferson Capital selloff creates ‘attractive’ entry point, says Keefe Bruyette
Jefferson Capital’s (JCAP) management, led by CEO David Burton and CFO Christo Realov, highlighted opportunities for capital deployment, historical outperformance in recessions, low leverage supportin...
Jefferson Capital price target lowered to $22 from $25 at Raymond James
Raymond James lowered the firm’s price target on Jefferson Capital (JCAP) to $22 from $25 and keeps an Outperform rating on the shares. Despite reducing its price target the firm…
Jefferson Capital Earnings Call Transcript: Q4 2025
Record Q4 and full-year results with strong collections, revenue, and efficiency metrics. Elevated portfolio supply and stable returns support a positive outlook, with Bluestem expected to drive 2026 growth. Liquidity and capital structure improvements position the company for continued expansion.
Jefferson Capital Annual report: Q4 2025
Jefferson Capital has published its Q4 2025 annual report on March 12, 2026.
Jefferson Capital Earnings release: Q4 2025
Jefferson Capital released its Q4 2025 earnings on March 12, 2026, summarizing the period's financial results.
Jefferson Capital Slides: Q4 2025
Jefferson Capital has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on March 12, 2026.
Jefferson Capital reports Q4 adjusted EPS 69c, consensus 66c
Reports Q4 revenue $154.8M, consensus $153.91M. “We finished the year with record collections, deployments and estimated remaining collections, or ERC – exceptional performance across all key operatin...
Jefferson Capital initiated with a Buy at Texas Capital
Texas Capital initiated coverage of Jefferson Capital (JCAP) with a Buy rating and $28 price target which implies 29% total return when including the dividend. Jefferson is a technology enabled…
Jefferson Capital 10M share Secondary priced at $20.50
Jefferies and Keefe Bruyette acted as joint book running managers for the offering.
Jefferson Capital announces offering of 10M shares of common stock for holders
Jefferson Capital (JCAP) announced that certain of its existing stockholders intend to offer for sale in an underwritten secondary offering 10M shares of Jefferson Capital’s common stock. The selling ...
Jefferson Capital files to sell 10M shares of common stock for holders
The company is not selling any shares of its common stock under this prospectus, and will not receive any of the proceeds from the sale of shares of its common…
Jefferson Capital Registration statement: Registration Filing
Jefferson Capital filed a registration statement on January 5, 2026, providing details about a securities offering with the SEC.
Keefe Bruyette positive on Jefferson Capital shares into 2026
Keefe Bruyette is positive on shares of Jefferson Capital (JCAP) heading into 2026. The firm reiterates an Outperform rating on the name with a $28 price target Jefferson is well…
Jefferson Capital management to meet virtually with Truist
Virtual Meeting to be held on December 1 hosted by Truist.
Jefferson Capital price target raised to $28 from $22 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on Jefferson Capital (JCAP) to $28 from $22 and keeps an Outperform rating on the shares. Jefferson Capital remains well-positioned to increase deployment...
Jefferson Capital price target raised to $26 from $23 at Citizens JMP
Citizens JMP raised the firm’s price target on Jefferson Capital (JCAP) to $26 from $23 and keeps an Outperform rating on the shares. Jefferson Capital delivered better-than-expected revenue and earni...
Jefferson Capital Earnings Call Transcript: Q3 2025
Collections and revenue surged year over year, with record portfolio deployments and sector-leading efficiency. The company strengthened its liquidity, completed a major credit facility amendment, and expects continued growth from the Blue Stem acquisition and robust market conditions.