Jefferson Capital, Inc. (JCAP)

NASDAQ: JCAP · Real-Time Price · USD
18.87
+0.02 (0.11%)
At close: Jul 13, 2026, 4:00 PM EDT
18.87
0.00 (0.00%)
After-hours: Jul 13, 2026, 6:18 PM EDT
Market Cap1.05B
Revenue (ttm)625.35M +28.9%
Net Income138.94M +0.7%
EPS2.51
Shares Out 55.42M
PE Ratio7.52
Forward PE6.67
Dividend$0.96 (5.09%)
Ex-Dividend DateMay 26, 2026
Volume380,393
Open18.91
Previous Close18.85
Day's Range18.64 - 19.45
52-Week Range15.50 - 23.80
Betan/a
AnalystsBuy
Price Target26.00 (+37.79%)
Earnings DateAug 13, 2026

About JCAP

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing... [Read more]

Sector Financials
IPO Date Jun 26, 2025
Employees 1,178
Stock Exchange NASDAQ
Ticker Symbol JCAP
Full Company Profile

Financial Performance

In 2025, Jefferson Capital's revenue was $607.29 million, an increase of 40.01% compared to the previous year's $433.76 million. Earnings were $169.38 million, an increase of 31.41%.

Financial Statements

Analyst Summary

According to 5 analysts, the average rating for JCAP stock is "Buy." The 12-month stock price target is $26.0, which is an increase of 37.79% from the latest price.

Price Target
$26.0
(37.79% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Jefferson Capital files $100M mixed securities shelf

Additionally, the selling stockholders may offer and sell up to 32.72M shares of common stock, in each case from time to time in one or more offerings. Published first on…

11 days ago - TheFly

Jefferson Capital Registration statement: Registration filing

Jefferson Capital filed a registration statement on July 2, 2026, providing details about a securities offering with the SEC.

11 days ago - Filings

Jefferson Capital Transcript: AGM 2026

The meeting covered board elections and auditor ratification, with all proposals approved by stockholders. No questions were submitted during the Q&A, and final voting results will be published in a Form 8-K filing.

5 weeks ago - Transcripts

Jefferson Capital price target lowered to $21 from $22 at Raymond James

Raymond James lowered the firm’s price target on Jefferson Capital (JCAP) to $21 from $22 and keeps an Outperform rating on the shares. The company’s lower leverage, efficient collection model,…

2 months ago - TheFly

Jefferson Capital Earnings Call Transcript: Q1 2026

Record collections and revenue growth were driven by strong portfolio deployments and operational efficiency. Elevated court costs reflect increased legal channel activity, while liquidity and capital allocation remain robust. Management expects continued strong performance amid favorable market conditions.

2 months ago - Transcripts

Jefferson Capital Earnings release: Q1 2026

Jefferson Capital released its Q1 2026 earnings on May 14, 2026, summarizing the period's financial results.

2 months ago - Filings

Jefferson Capital Slides: Q1 2026

Jefferson Capital has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 14, 2026.

2 months ago - Filings

Jefferson Capital Quarterly report: Q1 2026

Jefferson Capital has published its Q1 2026 quarterly earnings report on May 14, 2026.

2 months ago - Filings

Jefferson Capital reports Q1 adjusted EPS 73c, consensus 68c

Reports Q1 revenue $176.44M, consensus $170.78M. “Jefferson Capital (JCAP) delivered excellent performance for the quarter with record collections and record revenue,” said David Burton, chairman and ...

2 months ago - TheFly

Jefferson Capital Proxy statement: Proxy filing

Jefferson Capital filed a proxy statement on April 21, 2026, providing details for shareholder voting and corporate governance matters.

2 months ago - Filings

Jefferson Capital Proxy statement: Proxy filing

Jefferson Capital filed a proxy statement on April 21, 2026, providing details for shareholder voting and corporate governance matters.

2 months ago - Filings

Jefferson Capital selloff creates ‘attractive’ entry point, says Keefe Bruyette

Jefferson Capital’s (JCAP) management, led by CEO David Burton and CFO Christo Realov, highlighted opportunities for capital deployment, historical outperformance in recessions, low leverage supportin...

3 months ago - TheFly

Jefferson Capital price target lowered to $22 from $25 at Raymond James

Raymond James lowered the firm’s price target on Jefferson Capital (JCAP) to $22 from $25 and keeps an Outperform rating on the shares. Despite reducing its price target the firm…

4 months ago - TheFly

Jefferson Capital Earnings Call Transcript: Q4 2025

Record Q4 and full-year results with strong collections, revenue, and efficiency metrics. Elevated portfolio supply and stable returns support a positive outlook, with Bluestem expected to drive 2026 growth. Liquidity and capital structure improvements position the company for continued expansion.

4 months ago - Transcripts

Jefferson Capital Annual report: Q4 2025

Jefferson Capital has published its Q4 2025 annual report on March 12, 2026.

4 months ago - Filings

Jefferson Capital Earnings release: Q4 2025

Jefferson Capital released its Q4 2025 earnings on March 12, 2026, summarizing the period's financial results.

4 months ago - Filings

Jefferson Capital Slides: Q4 2025

Jefferson Capital has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on March 12, 2026.

4 months ago - Filings

Jefferson Capital reports Q4 adjusted EPS 69c, consensus 66c

Reports Q4 revenue $154.8M, consensus $153.91M. “We finished the year with record collections, deployments and estimated remaining collections, or ERC – exceptional performance across all key operatin...

4 months ago - TheFly

Jefferson Capital initiated with a Buy at Texas Capital

Texas Capital initiated coverage of Jefferson Capital (JCAP) with a Buy rating and $28 price target which implies 29% total return when including the dividend. Jefferson is a technology enabled…

5 months ago - TheFly

Jefferson Capital 10M share Secondary priced at $20.50

Jefferies and Keefe Bruyette acted as joint book running managers for the offering.

6 months ago - TheFly

Jefferson Capital announces offering of 10M shares of common stock for holders

Jefferson Capital (JCAP) announced that certain of its existing stockholders intend to offer for sale in an underwritten secondary offering 10M shares of Jefferson Capital’s common stock. The selling ...

6 months ago - TheFly

Jefferson Capital files to sell 10M shares of common stock for holders

The company is not selling any shares of its common stock under this prospectus, and will not receive any of the proceeds from the sale of shares of its common…

6 months ago - TheFly

Jefferson Capital Registration statement: Registration Filing

Jefferson Capital filed a registration statement on January 5, 2026, providing details about a securities offering with the SEC.

6 months ago - Filings

Keefe Bruyette positive on Jefferson Capital shares into 2026

Keefe Bruyette is positive on shares of Jefferson Capital (JCAP) heading into 2026. The firm reiterates an Outperform rating on the name with a $28 price target Jefferson is well…

7 months ago - TheFly

Jefferson Capital management to meet virtually with Truist

Virtual Meeting to be held on December 1 hosted by Truist.

8 months ago - TheFly