Jefferson Capital, Inc. (JCAP)
NASDAQ: JCAP · Real-Time Price · USD
23.41
+0.09 (0.39%)
Aug 19, 2026, 12:44 PM EDT - Market open

Jefferson Capital Statistics

Total Valuation

JCAP has a market cap or net worth of $1.34 billion. The enterprise value is $2.73 billion.

Market Cap1.34B
Enterprise Value 2.73B

Important Dates

The last earnings date was Thursday, August 13, 2026, after market close.

Earnings Date Aug 13, 2026
Ex-Dividend Date Aug 24, 2026

Share Statistics

JCAP has 57.43 million shares outstanding. The number of shares has decreased by -1.92% in one year.

Current Share Class 57.43M
Shares Outstanding 57.43M
Shares Change (YoY) -1.92%
Shares Change (QoQ) -0.13%
Owned by Insiders (%) 9.87%
Owned by Institutions (%) 38.67%
Float 16.71M

Valuation Ratios

The trailing PE ratio is 10.47 and the forward PE ratio is 7.85.

PE Ratio 10.47
Forward PE 7.85
PS Ratio 2.08
Forward PS 1.84
PB Ratio 2.81
P/TBV Ratio 3.24
P/FCF Ratio 6.09
P/OCF Ratio 6.06
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.00, with an EV/FCF ratio of 12.40.

EV / Earnings 21.24
EV / Sales 4.24
EV / EBITDA 7.00
EV / EBIT 7.08
EV / FCF 12.40

Financial Position

The company has a current ratio of 5.36, with a Debt / Equity ratio of 2.96.

Current Ratio 5.36
Quick Ratio 5.34
Debt / Equity 2.96
Debt / EBITDA 3.60
Debt / FCF 6.41
Interest Coverage 3.32

Financial Efficiency

Return on equity (ROE) is 34.95% and return on invested capital (ROIC) is 16.57%.

Return on Equity (ROE) 34.95%
Return on Assets (ROA) 12.52%
Return on Invested Capital (ROIC) 16.57%
Return on Capital Employed (ROCE) 22.56%
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee $545,607
Profits Per Employee $109,060
Employee Count1,178
Asset Turnover 0.33
Inventory Turnover n/a

Taxes

In the past 12 months, JCAP has paid $39.00 million in taxes.

Income Tax 39.00M
Effective Tax Rate 20.10%

Stock Price Statistics

The stock price has increased by +24.10% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change +24.10%
50-Day Moving Average 19.39
200-Day Moving Average 20.23
Relative Strength Index (RSI) 74.71
Average Volume (20 Days) 413,631

Short Selling Information

The latest short interest is 1.21 million, so 2.11% of the outstanding shares have been sold short.

Short Interest 1.21M
Short Previous Month 1.11M
Short % of Shares Out 2.11%
Short % of Float 7.26%
Short Ratio (days to cover) 4.02

Income Statement

In the last 12 months, JCAP had revenue of $642.73 million and earned $128.47 million in profits. Earnings per share was $2.25.

Revenue642.73M
Gross Profit 483.06M
Operating Income 385.61M
Pretax Income 194.01M
Net Income 128.47M
EBITDA 389.72M
EBIT 385.61M
Earnings Per Share (EPS) $2.25
Full Income Statement

Balance Sheet

The company has $20.41 million in cash and $1.41 billion in debt, with a net cash position of -$1.39 billion or -$24.19 per share.

Cash & Cash Equivalents 20.41M
Total Debt 1.41B
Net Cash -1.39B
Net Cash Per Share -$24.19
Equity (Book Value) 476.19M
Book Value Per Share 8.29
Working Capital 1.63B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $221.14 million and capital expenditures -$1.08 million, giving a free cash flow of $220.07 million.

Operating Cash Flow 221.14M
Capital Expenditures -1.08M
Depreciation & Amortization 4.12M
Net Borrowing 226.24M
Free Cash Flow 220.07M
FCF Per Share $3.83
Full Cash Flow Statement

Margins

Gross margin is 75.16%, with operating and profit margins of 60.00% and 24.12%.

Gross Margin 75.16%
Operating Margin 60.00%
Pretax Margin 30.19%
Profit Margin 24.12%
EBITDA Margin 60.64%
EBIT Margin 60.00%
FCF Margin 34.24%

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 4.08%.

Dividend Per Share $0.96
Dividend Yield 4.08%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 42.70%
Buyback Yield 1.92%
Shareholder Yield 6.04%
Earnings Yield 9.59%
FCF Yield 16.43%
Dividend Details

Analyst Forecast

The average price target for JCAP is $28.20, which is 20.46% higher than the current price. The consensus rating is "Buy".

Price Target $28.20
Price Target Difference 20.46%
Analyst Consensus Buy
Analyst Count 5
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

JCAP has an Altman Z-Score of 2.62 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.62
Piotroski F-Score 5