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Jefferson Capital, Inc. (JCAP)
NASDAQ: JCAP · Real-Time Price · USD
20.11
+0.05 (0.25%)
Jul 31, 2026, 4:00 PM EDT - Market closed

Jefferson Capital Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingMar '26 Dec '25 Dec '24 Dec '23
Revenue
634.79613.29433.34323.07
Revenue Growth
71.87%41.53%34.13%-
Gross Profit
634.79613.29433.34323.07
Operating Income
307.42316.5220.27164.05
Net Income
161.38187.97128.89111.52
Earnings Per Share
18.545.641288910.00-
EPS Growth
-100.00%-100.00%--

Revenue by Geography
Chart
Fiscal YearTTMFY 2025FY 2024
Period EndingMar '26 Dec '25 Dec '24
United States
463.11450.34295.7
Canada
71.7671.854.16
United Kingdom
57.5250.7452.29
Latin America
42.440.4131.2
Total
634.79613.29433.34

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingMar '26 Dec '25 Dec '24 Dec '23
Cash & Investments
26.2523.2335.5114.37
Total Debt
1,4331,4091,195770.93
Net Cash (Debt)
-1,407-1,386-1,159-756.56
Net Cash Growth
----
Net Cash Per Share
-32.16-46.17-11592200.00-

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingMar '26 Dec '25 Dec '24 Dec '23
Operating Cash Flow
256.77268.81168.21120.22
Capital Expenditures
-0.94-1.09-0.94-1.23
Free Cash Flow
255.83267.73167.27118.99
Free Cash Flow Growth
39.37%60.06%40.57%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingMar '26 Dec '25 Dec '24 Dec '23
Gross Margin
100.00%100.00%100.00%100.00%
Operating Margin
48.43%51.61%50.83%50.78%
Pretax Margin
31.92%35.62%31.74%37.32%
Profit Margin
25.42%30.65%29.74%34.52%
FCF Margin
40.30%43.65%38.60%36.83%

Dividends
Chart
Fiscal YearCurrentFY 2025
Period EndingAug '26 Dec '25
Dividend Per Share
0.9600.480
Dividend Per Share Growth
0%-
Dividend Yield
4.77%9.46%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingAug '26 Dec '25 Dec '24 Dec '23
PE Ratio
8.013.96--
Forward PE
7.118.07--
P/FCF Ratio
4.364.86--
PS Ratio
1.782.12--