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Jefferson Capital, Inc. (JCAP)
NASDAQ: JCAP · Real-Time Price · USD
20.88
+1.42 (7.30%)
At close: Nov 13, 2026, 4:00 PM EST
20.91
+0.03 (0.14%)
After-hours: Nov 13, 2026, 7:30 PM EST

Jefferson Capital Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Revenue
670.71607.29433.76336.03
Revenue Growth
16.89%40.01%29.09%-
Gross Profit
497.12474.49334.87234.33
Operating Income
408.29382.7259.27164.05
Net Income
148.54169.38128.89111.52
Earnings Per Share
2.625.64--
EPS Growth
-6.00%---

Revenue by Geography
Chart
Fiscal Year
TTMFY 2025FY 2024
Period EndingSep '26 Dec '25 Dec '24
United States
499.4450.34295.7
United Kingdom
64.8250.7452.29
Canada
75.6271.854.16
Latin America
54.4640.4131.2
Total
694.29613.29433.34

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Cash & Investments
23.4323.2335.5114.37
Total Debt
1,5421,4131,200775.3
Net Cash (Debt)
-1,518-1,390-1,164-760.93
Net Cash Growth
----
Net Cash Per Share
-26.74-46.31--

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Operating Cash Flow
211.4268.81168.21120.22
Capital Expenditures
-1.04-1.09-6.21-1.23
Free Cash Flow
210.36267.73162118.99
Free Cash Flow Growth
-20.49%65.27%36.14%-

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Gross Margin
74.12%78.13%77.20%69.74%
Operating Margin
60.87%63.02%59.77%48.82%
Pretax Margin
30.93%35.97%31.71%35.89%
Profit Margin
22.15%27.89%29.72%33.19%
FCF Margin
31.36%44.09%37.35%35.41%

Dividends
Chart
Fiscal Year
CurrentFY 2025
Period EndingNov '26 Dec '25
Dividend Per Share
0.9600.480
Dividend Per Share Growth
0%-
Dividend Yield
4.60%2.15%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period EndingNov '26 Dec '25 Dec '24 Dec '23
PE Ratio
7.987.69--
Forward PE
6.788.07--
P/FCF Ratio
5.704.86--
PS Ratio
1.792.14--