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Jefferson Capital, Inc. (JCAP)
NASDAQ: JCAP · Real-Time Price · USD
19.71
+0.46 (2.39%)
Oct 5, 2026, 10:00 AM EDT - Market open

Jefferson Capital Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Revenue
642.73607.29433.76336.03
Revenue Growth
20.73%40.01%29.09%-
Gross Profit
483.06474.49334.87234.33
Operating Income
385.61382.7259.27164.05
Net Income
128.47169.38128.89111.52
Earnings Per Share
2.255.64--
EPS Growth
-25.45%---

Revenue by Geography
Chart
Fiscal YearTTMFY 2025FY 2024
Period EndingJun '26 Dec '25 Dec '24
United Kingdom
60.4150.7452.29
United States
480.94450.34295.7
Canada
73.0971.854.16
Latin America
45.1940.4131.2
Total
659.62613.29433.34

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Cash & Investments
20.4123.2335.5114.37
Total Debt
1,4101,4131,200775.3
Net Cash (Debt)
-1,389-1,390-1,164-760.93
Net Cash Growth
----
Net Cash Per Share
-24.31-46.31--

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Operating Cash Flow
221.14268.81168.21120.22
Capital Expenditures
-1.08-1.09-6.21-1.23
Free Cash Flow
220.07267.73162118.99
Free Cash Flow Growth
5.19%65.27%36.14%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Gross Margin
75.16%78.13%77.20%69.74%
Operating Margin
59.99%63.02%59.77%48.82%
Pretax Margin
30.19%35.97%31.71%35.89%
Profit Margin
19.99%27.89%29.72%33.19%
FCF Margin
34.24%44.09%37.35%35.41%

Dividends
Chart
Fiscal YearCurrentFY 2025
Period EndingOct '26 Dec '25
Dividend Per Share
0.9600.480
Dividend Per Share Growth
0%-
Dividend Yield
4.99%2.23%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingOct '26 Dec '25 Dec '24 Dec '23
PE Ratio
8.567.69--
Forward PE
6.428.07--
P/FCF Ratio
5.024.86--
PS Ratio
1.722.14--