Jefferson Capital, Inc. (JCAP)

NASDAQ: JCAP · Real-Time Price · USD

21.22

-0.11 (-0.52%)

At close: Feb 18, 2026, 4:00 PM EST

21.59

+0.37 (1.74%)

After-hours: Feb 18, 2026, 6:02 PM EST

Jefferson Capital Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Net Income	177.19	128.89	111.52
Depreciation & Amortization	9.39	6.86	5.28
Provision & Write-off of Bad Debts	2.53	3.5	3.52
Other Operating Activities	26.41	7.74	0.02
Change in Accounts Payable	31.86	28.98	8.24
Change in Other Net Operating Assets	10.82	-7.76	-8.37
Operating Cash Flow	271	168.21	120.22
Operating Cash Flow Growth	125.42%	39.92%	-
Capital Expenditures	-6.41	-6.21	-1.23
Cash Acquisitions	-	-	-5.6
Other Investing Activities	-413.05	-534.58	-393.47
Investing Cash Flow	-420.04	-542.37	-403.41
Short-Term Debt Issued	-	1,082	654.73
Total Debt Issued	1,016	1,082	654.73
Short-Term Debt Repaid	-	-650.4	-328.41
Total Debt Repaid	-777.55	-650.4	-328.41
Net Debt Issued (Repaid)	238.84	432.09	326.32
Common Dividends Paid	-63.94	-36	-30.56
Other Financing Activities	-8.41	-7.27	-5.9
Financing Cash Flow	176.48	388.82	289.86
Foreign Exchange Rate Adjustments	-2.81	2.98	-1.22
Net Cash Flow	24.63	17.64	5.45
Free Cash Flow	264.59	162	118.99
Free Cash Flow Growth	122.36%	36.14%	-
Free Cash Flow Margin	46.11%	37.35%	35.41%
Cash Interest Paid	79.25	58.13	45.11
Cash Income Tax Paid	9.31	8.67	9.05
Levered Free Cash Flow	-	-378.07	-
Unlevered Free Cash Flow	-	-329.79	-
Change in Working Capital	45.75	21.22	-0.13

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q