Jefferson Capital, Inc. (JCAP)

Jefferson Capital Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Net Income	187.97	128.89	111.54
Depreciation & Amortization	5.25	6.86	5.28
Stock-Based Compensation	17.22	-	-
Other Adjustments	30.05	11.24	3.52
Change in Receivables	4.59	-	-
Changes in Accounts Payable	25.48	28.98	8.24
Changes in Other Operating Activities	-1.75	-7.76	-8.37
Operating Cash Flow	268.81	168.21	120.22
Operating Cash Flow Growth	59.81%	39.92%	-
Capital Expenditures	-1.09	-0.94	-1.23
Purchases of Intangible Assets	-	-5.27	-
Payments for Business Acquisitions	-	-	-5.6
Other Investing Activities	-400.86	-536.15	-396.59
Investing Cash Flow	-401.94	-542.37	-403.41
Short-Term Debt Issued	1,188	1,082	654.73
Short-Term Debt Repaid	-969.3	-650.4	-328.41
Net Short-Term Debt Issued (Repaid)	218.5	432.09	326.32
Issuance of Common Stock	10	-	-
Net Common Stock Issued (Repurchased)	10	-	-
Common Dividends Paid	-63.46	-36	-30.56
Other Financing Activities	-15.35	-7.27	-5.9
Financing Cash Flow	149.7	388.82	289.86
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-7.26	2.98	-1.22
Net Cash Flow	9.31	17.64	5.45
Free Cash Flow	267.73	167.27	118.99
Free Cash Flow Growth	60.06%	40.57%	-
FCF Margin	43.65%	38.60%	36.83%
Free Cash Flow Per Share	8.92	-	-
Levered Free Cash Flow	434.36	588.12	441.77
Unlevered Free Cash Flow	300.24	233.54	155.67

Updated Mar 12, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q