Jefferson Capital Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Net Income	175.71	128.89	111.52
Depreciation & Amortization	8.59	6.86	5.28
Provision & Write-off of Bad Debts	2.83	3.5	3.52
Other Operating Activities	22.26	7.74	0.02
Change in Accounts Payable	16.83	28.98	8.24
Change in Other Net Operating Assets	-9.07	-7.76	-8.37
Operating Cash Flow	215.63	168.21	120.22
Operating Cash Flow Growth	-	39.92%	-
Capital Expenditures	-6.42	-6.21	-1.23
Cash Acquisitions	-	-	-5.6
Other Investing Activities	-438.54	-534.58	-393.47
Investing Cash Flow	-445.3	-542.37	-403.41
Short-Term Debt Issued	-	1,082	654.73
Total Debt Issued	1,197	1,082	654.73
Short-Term Debt Repaid	-	-650.4	-328.41
Total Debt Repaid	-858.75	-650.4	-328.41
Net Debt Issued (Repaid)	338.46	432.09	326.32
Common Dividends Paid	-68.42	-36	-30.56
Other Financing Activities	-8.02	-7.27	-5.9
Financing Cash Flow	272.02	388.82	289.86
Foreign Exchange Rate Adjustments	-0.4	2.98	-1.22
Net Cash Flow	41.95	17.64	5.45
Free Cash Flow	209.2	162	118.99
Free Cash Flow Growth	-	36.14%	-
Free Cash Flow Margin	39.30%	37.35%	35.41%
Cash Interest Paid	84.34	58.13	45.11
Cash Income Tax Paid	9.58	8.67	9.05
Levered Free Cash Flow	-	-378.07	-
Unlevered Free Cash Flow	-	-329.79	-
Change in Working Capital	5.81	21.22	-0.13

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

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