KB Financial Group Inc. (KB)
NYSE: KB · Real-Time Price · USD
111.91
-0.79 (-0.70%)
At close: Nov 2, 2026, 4:00 PM EST
114.29
+2.38 (2.13%)
Pre-market: Nov 3, 2026, 4:24 AM EST

KB Financial Group Financials Overview

Millions KRW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
37,708,38915,884,33815,008,32013,032,37812,085,84213,298,470
Revenue Growth
153.24%5.84%15.16%7.83%-9.12%-62.05%
Net Income
6,368,5965,630,7704,878,4224,409,9204,026,5904,338,006
Earnings Per Share
18021.5515261.0012725.9711217.9810099.1610889.55
EPS Growth
19.92%19.92%13.44%11.08%-7.26%24.73%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Securities
1,974,6001,753,6371,575,9651,059,5911,668,541
Banking Business - Corporate Banking
4,016,7444,890,5504,194,3754,219,8083,231,219
Banking Business - Other Banking Services
2,582,2861,174,183303,902122,1121,853,183
Consolidation Adjustment
-695,066-732,457-591,336-307,494-196,298
Credit Card
1,045,2791,155,3991,051,8201,130,2201,150,102
Banking Business - Retail Banking
3,771,0623,968,4504,351,4794,191,0202,832,322
Non-Life Insurance
1,301,0381,276,8551,088,175658,5471,227,100
Life Insurance
384,289365,909205,116-81,014625,469
Others
1,202,0521,131,359852,931940,039906,832
Total
15,582,28414,983,88513,032,42711,932,82913,298,470

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
155,576,219135,075,526120,696,956112,575,746109,155,56399,654,909
Total Debt
180,574,553179,050,833173,235,067161,671,529166,404,875144,786,873
Net Cash (Debt)
-24,998,334-43,975,307-52,538,111-49,095,783-57,249,312-45,131,964
Net Cash Growth
------
Net Cash Per Share
-70739.11-119183.13-137043.58-124820.79-143503.19-113232.01

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--18,923,748-19,800,870-8,086,991-11,805,555-34,523,312
Capital Expenditures
--333,440-337,178-350,138-296,937-286,613
Free Cash Flow
--19,257,188-20,138,048-8,437,129-12,102,492-34,809,925
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
16.89%35.45%32.51%33.84%33.32%32.62%
FCF Margin
--121.23%-134.18%-64.74%-100.14%-261.76%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.3094367.0003174.0003060.0002950.0002940.000
Dividend Per Share Growth
35.24%37.59%3.72%3.73%0.34%66.10%
Dividend Yield
2.96%3.48%3.82%5.62%6.08%5.34%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.338.006.364.674.694.94
PS Ratio
1.422.842.071.581.561.61