KB Financial Group Inc. (KB)

KB Financial Group Income Statement

Financials in millions KRW. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	13,073,093	12,826,714	12,180,860	11,550,888	11,229,572
Net Interest Income Growth	1.92%	5.30%	5.45%	2.86%	15.50%
Non-Interest Income	16,637,398	13,384,874	13,864,201	10,372,925	18,789,167
Non-Interest Income Growth	24.30%	-3.46%	33.66%	-44.79%	10.51%
Revenues Before Loan Losses	29,710,491	26,211,588	26,045,061	21,923,813	30,018,739
Provision for Credit Losses	2,362,878	2,044,286	3,146,409	1,847,775	1,185,133
Revenue	27,347,613	24,167,302	22,898,652	20,076,038	28,833,606
Revenue Growth (YoY)	13.16%	5.54%	14.06%	-30.37%	12.27%
Selling, General & Admin	7,064,573	6,938,624	6,647,406	6,643,654	7,200,853
Other Non-Interest Expenses	11,073,173	9,806,430	9,558,619	8,757,635	15,551,147
Total Non-Interest Expense	18,137,746	16,745,054	16,206,025	15,401,289	22,752,000
Pretax Income	8,183,146	6,985,247	6,120,151	5,394,963	6,081,606
Provision for Income Taxes	2,342,431	1,956,641	1,593,817	1,504,061	1,697,225
Net Income	5,833,162	5,078,221	4,594,835	4,112,493	4,409,543
Minority Interest in Earnings	7,553	-49,615	-68,501	-221,591	-25,162
Net Income to Common	5,833,162	5,078,221	4,594,835	4,112,493	4,409,543
Net Income Growth	14.87%	10.52%	11.73%	-6.74%	27.13%
Shares Outstanding (Basic)	365	379	384	390	390
Shares Outstanding (Diluted)	369	383	393	399	399
Shares Change (YoY)	-3.75%	-2.53%	-1.41%	0.09%	0.97%
EPS (Basic)	9456.00	5203.00	11483.00	10230.00	11134.00
EPS (Diluted)	9364.00	5142.00	11218.00	9998.00	10890.00
EPS Growth	82.11%	-54.16%	12.20%	-8.19%	24.74%
Free Cash Flow	3,709,435	3,594,252	2,740,080	3,813,594	-2,430,964
Free Cash Flow Growth	3.21%	31.17%	-28.15%	-	-
Free Cash Flow Per Share	10053.42	9375.46	6966.36	9559.29	-6099.07
Dividends Per Share	4367.000	3174.000	3060.000	2950.000	2940.000
Dividend Growth	37.59%	3.72%	3.73%	0.34%	66.10%
Profit Margin	21.36%	20.81%	19.77%	19.38%	15.21%
FCF Margin	13.56%	14.87%	11.97%	19.00%	-8.43%
EBITDA	914,686	916,295	865,927	878,841	1,006,688
EBITDA Margin	3.34%	3.79%	3.78%	4.38%	3.49%
Effective Tax Rate	28.63%	28.01%	26.04%	27.88%	27.91%

Updated Feb 5, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q