KB Financial Group Inc. (KB)

KB Financial Group Income Statement

Financials in millions KRW. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2020	FY 2019
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2020	Dec 31, 2019
Net Interest Income	11,095,778	25,653,428	24,361,720	23,101,776	24,208,021	23,835,974
Net Interest Income Growth	-32.53%	5.30%	5.45%	-4.57%	1.56%	5.29%
Non-Interest Income	3,216,133	13,223,617	13,278,193	10,635,480	8,540,596	6,596,776
Non-Interest Income Growth	-48.70%	-0.41%	24.85%	24.53%	29.47%	6.92%
Revenues Before Loan Losses	14,311,911	38,877,045	37,639,913	33,737,256	32,748,617	30,432,750
Provision for Credit Losses	-1,063,198	-2,044,286	-3,146,409	-1,847,775	-1,043,498	-670,185
Revenue	15,375,109	40,921,331	40,786,322	35,585,031	33,792,115	31,102,935
Revenue Growth (YoY)	-37.89%	0.33%	14.62%	5.31%	8.65%	5.50%
Selling, General & Admin	3,716,497	6,938,624	6,647,406	6,643,654	6,814,812	6,271,805
Other Non-Interest Expenses	1,182,443	1,873,011	2,712,989	2,262,123	1,499,930	1,063,324
Total Non-Interest Expense	4,898,940	8,811,635	9,360,395	8,905,777	8,314,742	7,335,129
Pretax Income	3,217,921	6,985,247	6,120,151	5,394,963	4,779,972	4,533,198
Provision for Income Taxes	956,282	1,956,641	1,593,817	1,504,061	1,264,394	1,220,570
Net Income	2,261,639	5,028,606	4,526,334	3,890,902	3,515,578	3,312,628
Minority Interest in Earnings	-17,907	-	-	-	-	-
Net Income to Common	2,261,639	5,028,606	4,526,334	3,890,902	3,515,578	3,312,628
Net Income Growth	-24.55%	11.10%	16.33%	10.68%	6.13%	8.19%
Shares Outstanding (Basic)	376	379	384	390	390	391
Shares Outstanding (Diluted)	380	383	393	399	395	394
Shares Change (YoY)	-4.15%	-2.53%	-1.41%	1.06%	0.19%	-1.20%
EPS (Basic)	11794.00	12880.00	11483.00	10230.00	8843.00	8449.00
EPS (Diluted)	11674.00	12726.00	11218.00	9998.00	8843.00	8387.00
EPS Growth	0.45%	13.44%	12.20%	13.06%	5.44%	9.26%
Free Cash Flow	-1,063,198	3,594,252	2,740,040	3,813,594	-8,889,030	7,985,882
Free Cash Flow Growth	-	31.18%	-28.15%	-	-	-
Free Cash Flow Per Share	-2794.66	9375.46	6966.26	9559.29	-22517.63	20267.59
Dividends Per Share	3302.000	3174.000	3060.000	2950.000	1770.000	2210.000
Dividend Growth	4.03%	3.72%	3.73%	66.67%	-19.91%	15.10%
Profit Margin	14.71%	13.65%	13.12%	12.20%	11.09%	11.13%
FCF Margin	-6.92%	9.76%	7.94%	11.96%	-28.04%	26.83%
EBITDA	-	916,295	865,927	878,841	874,911	784,431
EBITDA Margin	-	2.49%	2.51%	2.76%	2.76%	2.64%
Effective Tax Rate	29.72%	28.01%	26.04%	27.88%	26.45%	26.93%

Updated Feb 5, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q