KB Financial Group Inc. (KB)

KB Financial Group Income Statement

Financials in millions KRW. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	13,073,100	12,826,700	12,180,900	11,550,900	11,229,600
Net Interest Income Growth	1.92%	5.30%	5.45%	2.86%	15.50%
Non-Interest Income	16,637,400	13,384,900	13,864,200	10,372,900	18,789,200
Non-Interest Income Growth	24.30%	-3.46%	33.66%	-44.79%	10.51%
Revenues Before Loan Losses	29,710,500	26,211,600	26,045,100	21,923,800	30,018,700
Provision for Credit Losses	2,362,880	2,044,290	3,146,410	1,847,780	1,185,130
Revenue	27,347,600	24,167,300	22,898,700	20,076,000	28,833,600
Revenue Growth (YoY)	13.16%	5.54%	14.06%	-30.37%	12.27%
Selling, General & Admin	7,064,570	6,938,620	6,647,410	6,643,650	7,200,850
Other Non-Interest Expenses	11,073,200	9,806,430	9,558,620	8,757,640	15,551,100
Total Non-Interest Expense	18,137,700	16,745,100	16,206,000	15,401,300	22,752,000
Pretax Income	8,183,150	6,985,250	6,120,150	5,394,960	6,081,610
Provision for Income Taxes	2,342,430	1,956,640	1,593,820	1,504,060	1,697,230
Net Income	5,833,160	5,078,220	4,594,840	4,112,490	4,409,540
Minority Interest in Earnings	7,553	-49,615	-68,501	-221,591	-25,162
Net Income to Common	5,833,160	5,078,220	4,594,840	4,112,490	4,409,540
Net Income Growth	14.87%	10.52%	11.73%	-6.74%	27.13%
Shares Outstanding (Basic)	365	379	384	390	390
Shares Outstanding (Diluted)	369	383	393	399	399
Shares Change (YoY)	-3.75%	-2.53%	-1.41%	0.09%	0.97%
EPS (Basic)	9456.00	5203.00	11483.00	10230.00	11134.00
EPS (Diluted)	9364.00	5142.00	11218.00	9998.00	10890.00
EPS Growth	82.11%	-54.16%	12.20%	-8.19%	24.74%
Shares Outstanding	358.59	373.6	378.66	389.63	389.63
Free Cash Flow	3,709,440	3,594,250	2,740,080	3,813,590	-2,430,960
Free Cash Flow Growth	3.21%	31.17%	-28.15%	-	-
Free Cash Flow Per Share	10053.40	9375.46	6966.36	9559.29	-6099.07
Dividends Per Share	4367.000	3174.000	3060.000	2950.000	2940.000
Dividend Growth	37.59%	3.72%	3.73%	0.34%	66.10%
Profit Margin	21.36%	20.81%	19.77%	19.38%	15.21%
FCF Margin	13.56%	14.87%	11.97%	19.00%	-8.43%
EBITDA	914,686	916,295	865,927	878,841	1,006,690
EBITDA Margin	3.34%	3.79%	3.78%	4.38%	3.49%
Effective Tax Rate	28.63%	28.01%	26.04%	27.88%	27.91%

Updated Feb 5, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q