KB Financial Group Inc. (KB)
NYSE: KB · Real-Time Price · USD
117.43
-3.42 (-2.83%)
At close: Jul 24, 2026, 4:00 PM EDT
117.52
+0.08 (0.07%)
After-hours: Jul 24, 2026, 7:34 PM EDT

KB Financial Group Financials Overview

Millions KRW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
16,973,05916,274,44014,360,87213,340,03311,318,40313,282,459
Revenue Growth
11.36%13.33%7.65%17.86%-14.79%14.56%
Net Income
6,058,0625,840,7155,028,6064,526,3343,890,9024,384,381
Earnings Per Share
16001.0015261.0012726.0011218.009998.0010890.00
EPS Growth
9.89%19.92%13.44%12.20%-8.19%24.74%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking Business - Corporate Banking
4,128,9894,016,7444,890,5504,194,3754,219,8083,231,219
Banking Business - Retail Banking
3,932,3503,771,0623,968,4504,351,4794,191,0202,832,322
Banking Business - Other Banking Services
2,557,2982,582,2861,174,183303,902122,1121,853,183
Securities
2,335,7961,974,6001,753,6371,575,9651,059,5911,668,541
Non-Life Insurance
1,161,6081,301,0381,276,8551,088,175658,5471,227,100
Credit Card
1,087,0751,045,2791,155,3991,051,8201,130,2201,150,102
Life Insurance
384,428384,289365,909205,116-81,014625,469
Others
1,348,4091,202,0521,131,359852,931940,039906,832
Consolidation Adjustment
-759,782-695,066-732,457-591,336-307,494-196,298
Total
16,176,17115,582,28414,983,88513,032,42711,932,82913,298,470

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
32,538,47234,776,87729,869,11129,836,31132,474,75031,009,374
Total Debt
79,519,55580,049,27076,171,25769,176,66868,698,20367,430,188
Net Cash (Debt)
-79,519,555-80,049,270-76,171,257-69,176,668-68,698,203-67,430,188
Net Cash Growth
------
Net Cash Per Share
-217760.52-216951.82-198689.70-175874.30-172201.39-169176.24

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2,773,5354,226,3784,020,1864,108,8164,760,492-2,025,390
Capital Expenditures
-254,725-333,440-337,178-350,138-296,937-286,613
Free Cash Flow
2,518,8103,892,9383,683,0083,758,6784,463,555-2,312,003
Free Cash Flow Growth
-5.70%-2.01%-15.79%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
50.12%50.28%48.64%45.88%47.67%45.79%
Profit Margin
35.69%35.89%35.02%33.93%34.38%33.01%
FCF Margin
14.84%23.92%25.65%28.18%39.44%-17.41%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.5524367.0003174.0003060.0002950.0002940.000
Dividend Per Share Growth
34.49%37.59%3.72%3.73%0.34%66.10%
Dividend Yield
2.17%2.87%4.69%5.60%7.56%4.59%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.368.146.574.774.885.04
P/FCF Ratio
-11.458.495.404.26-
PS Ratio
3.752.742.181.521.681.61