KB Financial Group Inc. (KB)
NYSE: KB · Real-Time Price · USD
116.04
-1.64 (-1.39%)
Aug 19, 2026, 4:00 PM EDT - Market closed

KB Financial Group Financials Overview

Millions KRW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
17,197,59315,884,33815,008,32013,032,37812,085,84213,298,470
Revenue Growth
15.27%5.84%15.16%7.83%-9.12%-62.05%
Net Income
6,096,1735,630,7704,878,4224,409,9204,026,5904,338,006
Earnings Per Share
16831.3315261.0012725.9711217.9810099.1610889.55
EPS Growth
14.51%19.92%13.44%11.08%-7.26%24.73%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Securities
2,801,7041,974,6001,753,6371,575,9651,059,5911,668,541
Banking Business - Corporate Banking
4,265,7124,016,7444,890,5504,194,3754,219,8083,231,219
Banking Business - Other Banking Services
2,297,1602,582,2861,174,183303,902122,1121,853,183
Consolidation Adjustment
-738,456-695,066-732,457-591,336-307,494-196,298
Credit Card
1,098,9191,045,2791,155,3991,051,8201,130,2201,150,102
Banking Business - Retail Banking
4,087,2023,771,0623,968,4504,351,4794,191,0202,832,322
Non-Life Insurance
1,212,2311,301,0381,276,8551,088,175658,5471,227,100
Life Insurance
404,568384,289365,909205,116-81,014625,469
Others
1,466,4991,202,0521,131,359852,931940,039906,832
Total
16,895,53915,582,28414,983,88513,032,42711,932,82913,298,470

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
155,576,219135,075,526120,696,956112,575,746109,155,56399,654,909
Total Debt
180,574,553179,050,833173,235,067161,671,529166,404,875144,786,873
Net Cash (Debt)
-24,998,334-43,975,307-52,538,111-49,095,783-57,249,312-45,131,964
Net Cash Growth
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Net Cash Per Share
-69017.56-119183.13-137043.58-124820.79-143503.19-113232.01

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-29,337,826-18,923,748-19,800,870-8,086,991-11,805,555-34,523,312
Capital Expenditures
-237,189-333,440-337,178-350,138-296,937-286,613
Free Cash Flow
-29,575,015-19,257,188-20,138,048-8,437,129-12,102,492-34,809,925
Free Cash Flow Growth
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Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
35.45%35.45%32.51%33.84%33.32%32.62%
FCF Margin
-171.97%-121.23%-134.18%-64.74%-100.14%-261.76%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.5524367.0003174.0003060.0002950.0002940.000
Dividend Per Share Growth
34.50%37.59%3.72%3.73%0.34%66.10%
Dividend Yield
2.20%3.56%3.94%6.21%6.77%6.25%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.748.006.364.674.694.94
PS Ratio
3.812.842.071.581.561.61