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KB Financial Group Inc. (KB)
NYSE: KB · Real-Time Price · USD
114.00
+2.80 (2.52%)
Nov 9, 2026, 4:00 PM EST - Market closed

KB Financial Group Cash Flow Statement

Millions KRW. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
5,833,1625,078,2214,594,8354,152,9924,409,543
Depreciation & Amortization
693,578674,125574,505629,791790,615
Other Amortization
268,258292,596291,422249,050216,073
Gain (Loss) on Sale of Assets
-152,580145,164131,270-251,8581,974
Gain (Loss) on Sale of Investments
-2,285,545301,585-1,484,2891,125,26737,294
Provision for Credit Losses
2,362,8782,044,2863,146,4091,847,7751,185,133
Change in Trading Asset Securities
-7,550,760-700,633-6,247,6893,048,875-6,149,781
Change in Income Taxes
31,031289,846-892,974229,283-91,692
Change in Other Net Operating Assets
-11,102,292-20,691,266-3,412,017-16,579,642-38,417,956
Other Operating Activities
-7,586,761-7,765,080-4,986,767-5,990,9953,285,913
Operating Cash Flow
-18,923,748-19,800,870-8,086,991-11,805,555-34,523,312
Operating Cash Flow Growth
-----

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-333,440-337,178-350,138-296,937-286,613
Sale of Property, Plant and Equipment
91,92718,6168,17731,1817,016
Cash Acquisitions
-264,868----
Investment in Securities
-5,545,601-3,060,777-2,590,161-20,562,106-3,901,520
Income (Loss) Equity Investments
-26,85216,884-33,11028,758-93,526
Divestitures
-88,5281,297,001932,428374,992
Purchase / Sale of Intangibles
-209,827-268,658-325,068-194,881-183,493
Other Investing Activities
231,549-441,778-544,374-187,71775,532
Investing Cash Flow
-5,537,899-3,825,055-3,519,492-19,635,879-3,856,014

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
97,073,91386,031,64783,777,490122,276,963129,088,621
Long-Term Debt Repaid
-89,837,484-85,517,923-86,141,393-106,888,783-117,762,833
Lease Payments
-366,953-311,363-235,052-257,570-253,248
Net Debt Issued (Repaid)
7,236,429513,724-2,363,90315,388,18011,325,788
Issuance of Common Stock
404,028399,059598,5521,596,0301,142,233
Repurchase of Common Stock
-2,610,000-1,170,000-571,745--
Common Dividends Paid
-1,504,683-1,686,778-1,336,815-1,564,152-1,053,416
Total Dividends Paid
-1,504,683-1,686,778-1,336,815-1,564,152-1,053,416
Net Increase (Decrease) in Deposit Accounts
23,150,12623,821,05612,195,80716,566,04732,497,922
Other Financing Activities
2,272,149-39,8422,434,842-240,234-593,207
Financing Cash Flow
28,948,04921,837,21910,956,73831,745,87143,319,320

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Foreign Exchange Rate Adjustments
-74,705570,985-58,465197,199241,544
Net Cash Flow
4,411,697-1,217,721-708,210501,6365,181,538

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
-19,257,188-20,138,048-8,437,129-12,102,492-34,809,925
Free Cash Flow Growth
-----
Free Cash Flow Margin
-121.23%-134.18%-64.74%-100.14%-261.76%
Free Cash Flow Per Share
-52191.38-52529.30-21450.50-30336.54-87334.95
Free Cash Flow After Leases
-19,624,141-20,449,411-8,672,181-12,360,062-35,063,173

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
14,044,23815,354,96813,119,0576,356,2694,062,469
Cash Income Tax Paid
1,171,5421,158,2122,189,1111,524,0251,586,750
SEC Filings: 10-K · 10-Q