KB Financial Group Inc. (KB)
NYSE: KB · Real-Time Price · USD
99.37
-0.35 (-0.35%)
At close: Mar 27, 2026, 4:00 PM EDT
98.00
-1.37 (-1.38%)
Pre-market: Mar 30, 2026, 7:24 AM EDT

KB Financial Group Cash Flow Statement

Millions KRW. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
5,840,7155,028,6064,526,3343,890,9024,384,381
Depreciation & Amortization
914,686916,295865,927878,8411,006,688
Provision for Credit Losses
2,362,8782,044,2863,146,4091,847,7751,185,133
Stock-Based Compensation
153,882140,45369,70358,275101,935
Other Adjustments
-10,012,141-7,201,406-6,304,395-4,812,4563,256,817
Changes in Trading Assets
-7,550,760-700,633-6,247,6893,048,875-6,149,781
Changes in Trading Liabilities
-58,243-183,609-1,467,7801,252,549759,989
Changes in Other Operating Activities
12,575,3613,976,1949,520,307-1,404,269-6,570,552
Operating Cash Flow
4,226,3784,020,1864,108,8164,760,492-2,025,390
Operating Cash Flow Growth
5.13%-2.16%-13.69%--
Net Change in Securities and Investments
-5,383,769-2,819,805-2,575,091-20,299,396-4,318,275
Payments for Business Acquisitions
-419,661-339,469-114,904-430,400-261,881
Proceeds from Business Divestments
257,82998,49799,834167,690678,636
Capital Expenditures
-516,943-425,934-1,368,736-946,898-405,574
Purchases of Intangible Assets
-221,529-289,731-330,427-200,535-191,696
Sale of Property, Plant & Equipment
767,791283,56411,8461,323,295184,049
Proceeds from Sale of Intangible Assets
11,70221,0735,3595,6548,203
Other Investing Activities
-33,319-353,250752,627744,711450,524
Investing Cash Flow
-5,537,899-3,825,055-3,519,492-19,635,879-3,856,014
Long-Term Debt Issued
97,073,91381,673,17381,554,421122,276,963129,088,621
Long-Term Debt Repaid
-89,837,484-81,159,449-83,918,324-106,888,783-117,762,833
Net Long-Term Debt Issued (Repaid)
7,236,429513,724-2,363,90315,388,18011,325,788
Repurchase of Common Stock
-1,480,000-820,000-571,745--
Net Common Stock Issued (Repurchased)
-1,480,000-820,000-571,745--
Issuance of Preferred Stock
404,028399,059598,5521,596,0301,142,233
Repurchase of Preferred Stock
-1,130,000-350,000---
Net Preferred Stock Issued (Repurchased)
-725,97249,059598,5521,596,0301,142,233
Common Dividends Paid
-1,302,291-1,486,978-1,151,900-1,437,750-981,879
Preferred Share Dividends Paid
-202,392-199,800-184,915-126,402-71,537
Other Financing Activities
2,272,149-39,8422,434,842-240,234-593,207
Financing Cash Flow
5,797,923-1,983,837-1,239,06915,179,82410,821,398
Effect of Exchange Rate Changes on Cash and Cash Equivalents
-74,705570,985-58,465197,199241,544
Net Cash Flow
4,411,697-1,217,721-708,210501,6365,181,538
Free Cash Flow
3,709,4353,594,2522,740,0803,813,594-2,430,964
Free Cash Flow Growth
3.21%31.17%-28.15%--
FCF Margin
13.56%14.87%11.97%19.00%-8.43%
Free Cash Flow Per Share
10053.429375.466966.369559.29-6099.07
Levered Free Cash Flow
18,433,6929,174,2583,532,96122,329,7714,376,101
Unlevered Free Cash Flow
5,364,1013,582,3131,302,0292,829,098-11,359,230
Updated Feb 5, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q