Kentucky First Federal Bancorp (KFFB)

KFFB Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Interest Income on Loans	19.53	17.74	15.01	11.81	10.66
Interest Income on Investments	1.26	1.5	1.26	0.95	0.26
Total Interest Income	20.79	19.24	16.28	12.76	10.91
Interest Paid on Deposits	7.69	8.15	6.06	1.81	1.39
Interest Paid on Borrowings	1.99	2.75	3.22	2.09	0.37
Total Interest Expense	9.68	10.9	9.28	3.9	1.75
Net Interest Income	11.11	8.34	6.99	8.86	9.16
Net Interest Income Growth	33.21%	19.26%	-21.02%	-3.32%	-8.50%
Other Non-Interest Income	0.32	0.3	0.24	0.29	0.3
Total Non-Interest Income	0.63	0.5	0.25	0.3	0.52
Non-Interest Income Growth	25.80%	99.20%	-16.89%	-41.36%	-13.44%
Revenues Before Loan Losses	11.74	8.84	7.25	9.16	9.68
Provision for Loan Losses	0.24	0.04	0.02	0.11	-0.06
Revenue	11.5	8.8	7.22	9.05	9.74
Revenue Growth	30.69%	21.89%	-20.17%	-7.09%	-6.52%
Salaries and Employee Benefits	5.07	4.85	4.99	4.91	4.78
Occupancy Expenses	0.56	0.55	0.59	0.61	0.63
Federal Deposit Insurance	0.23	0.25	0.24	0.12	0.07
Selling, General & Administrative	2.34	2.17	1.6	1.25	1.26
Other Non-Interest Expense	0.74	0.66	0.73	0.83	0.83
Total Non-Interest Expense	9	8.56	8.23	7.82	7.67
EBT Excluding Unusual Items	2.5	0.24	-1.01	1.23	2.07
Pretax Income	2.5	0.24	-1.96	1.23	2.07
Income Tax Expense	0.6	0.06	-0.24	0.29	0.48
Net Income	1.91	0.18	-1.72	0.93	1.59
Net Income to Common	1.91	0.18	-1.72	0.93	1.59
Net Income Growth	954.70%	-	-	-41.32%	-12.64%
Basic Shares Outstanding	8	8	8	8	8
Diluted Shares Outstanding	8	8	8	8	8
Shares Change	-	-0.15%	-0.40%	-1.00%	-0.03%
EPS (Basic)	0.24	0.02	-0.21	0.11	0.19
EPS (Diluted)	0.24	0.02	-0.21	0.11	0.19
EPS Growth	954.71%	-	-	-42.10%	-13.64%

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Dividend Per Share	-	-	0.100	0.400	0.400
Dividend Growth	-	-	-75.00%	0%	0%
Effective Tax Rate	23.76%	23.95%	-	23.96%	23.08%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 8, 2026

Data Sources Report a data error