Kemper Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	4,396	4,216	4,529	5,213	5,179
Total Interest & Dividend Income	398.3	401.2	390.2	349.2	323.7
Gain (Loss) on Sale of Investments	-9.6	7.6	-11.6	-121.3	107.6
Other Revenue	4.7	14.5	36.7	82.6	108.4
Total Revenue	4,790	4,639	4,945	5,524	5,719
Revenue Growth (YoY)	3.24%	-6.18%	-10.48%	-3.41%	9.86%
Policy Benefits	3,376	3,013	3,820	4,433	4,520
Selling, General & Administrative	1,164	1,140	1,245	1,341	1,229
Total Operating Expenses	4,539	4,153	5,065	5,774	5,746
Operating Income	250.5	486.3	-120.6	-249.7	-26.6
Interest Expense	-38.5	-56.9	-56.1	-54.7	-43.6
Other Non Operating Income (Expenses)	-	-	-	-	-134.8
EBT Excluding Unusual Items	212	429.4	-176.7	-304.4	-205
Merger & Restructuring Charges	-	-	-	-	-43.9
Impairment of Goodwill	-	-	-49.6	-	-
Asset Writedown	-	-0.6	-0.5	-	-0.4
Other Unusual Items	-51.3	-40.3	-120.3	-66.6	-
Pretax Income	160.7	388.5	-347.1	-371	-249.3
Income Tax Expense	28.1	76	-74.8	-84.4	-125.6
Earnings From Continuing Ops.	132.6	312.5	-272.3	-286.6	-123.7
Net Income to Company	132.6	312.5	-272.3	-286.6	-123.7
Minority Interest in Earnings	10.7	5.3	0.2	-	-
Net Income	143.3	317.8	-272.1	-286.6	-123.7
Net Income to Common	143.3	317.8	-272.1	-286.6	-123.7
Net Income Growth	-54.91%	-	-	-	-
Shares Outstanding (Basic)	62	64	64	64	64
Shares Outstanding (Diluted)	63	65	64	64	64
Shares Change (YoY)	-3.35%	1.17%	0.31%	-0.68%	-3.69%
EPS (Basic)	2.31	4.95	-4.25	-4.49	-1.92
EPS (Diluted)	2.29	4.91	-4.25	-4.50	-1.92
EPS Growth	-53.36%	-	-	-	-
Free Cash Flow	553.9	329.7	-188	-241.1	292.9
Free Cash Flow Per Share	8.85	5.09	-2.94	-3.78	4.56
Dividend Per Share	1.280	1.240	1.240	1.240	1.240
Dividend Growth	3.23%	-	-	-	3.33%
Operating Margin	5.23%	10.48%	-2.44%	-4.52%	-0.46%
Profit Margin	2.99%	6.85%	-5.50%	-5.19%	-2.16%
Free Cash Flow Margin	11.56%	7.11%	-3.80%	-4.37%	5.12%
EBITDA	324.8	540	-62	-178.8	28.2
EBITDA Margin	6.78%	11.64%	-1.25%	-3.24%	0.49%
D&A For EBITDA	74.3	53.7	58.6	70.9	54.8
EBIT	250.5	486.3	-120.6	-249.7	-26.6
EBIT Margin	5.23%	10.48%	-2.44%	-4.52%	-0.46%
Effective Tax Rate	17.49%	19.56%	-	-	-
Revenue as Reported	4,790	4,639	4,944	5,524	5,719

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

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