Kemper Corporation (KMPR)
NYSE: KMPR · Real-Time Price · USD
33.77
-1.31 (-3.73%)
At close: Nov 3, 2026, 4:00 PM EST
34.55
+0.78 (2.31%)
Pre-market: Nov 4, 2026, 7:10 AM EST

Kemper Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,5934,7904,6394,9455,5245,719
Revenue Growth
-4.00%3.24%-6.18%-10.48%-3.41%9.86%
Operating Income
41.5237.2486.3-120.6-249.7-26.6
Net Income
-495.5143.3317.8-272.1-286.6-123.7
Earnings Per Share
-8.332.294.91-4.25-4.50-1.92
EPS Growth
--53.36%----

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Specialty Property & Casualty Insurance
3,9644,1463,7723,8074,1834,076
Life Insurance
591.1583.2565.6581.5782.1764.6
Income (Loss) from Change in Fair Value of Equity and Convertible Securities
-6.9-4.3-2.74.7-79.9114.6
Net Realized Investment (Losses) Gains
5.75.513.2-18.64.364.8
Net Impairment Losses Recognized in Earnings
-32.9-10.8-5.8-1.1-25.8-11
Non-Core Operations
65.584.9282.4558.4640.5704
Other Segment
-15-14.613.812.419.55.4
Revenue (Total)
4,5714,7904,6394,9445,5245,719

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
81.212665.464.1212.4148.2
Total Debt
1,3931,5031,9672,0091,4601,207
Net Cash (Debt)
-1,312-1,377-1,901-1,945-1,247-1,059
Net Cash Growth
------
Net Cash Per Share
-22.06-21.99-29.35-30.38-19.54-16.47

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
434.2584.5382.9-134.2-210.3350.7
Capital Expenditures
-37.6-30.6-53.2-53.8-30.8-57.8
Free Cash Flow
396.6553.9329.7-188-241.1292.9
Free Cash Flow Growth
-28.04%68.00%----25.77%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
0.90%4.95%10.48%-2.44%-4.52%-0.46%
Pretax Margin
-11.35%3.36%8.37%-7.02%-6.72%-4.36%
Profit Margin
-10.79%2.99%6.85%-5.50%-5.19%-2.16%
FCF Margin
8.63%11.56%7.11%-3.80%-4.37%5.12%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2801.2801.2401.2401.2401.240
Dividend Per Share Growth
0.79%3.23%0%0%0%3.33%
Dividend Yield
3.79%3.16%1.86%2.55%2.52%2.11%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
-16.5613.39---
Forward PE
10.038.7111.1918.8246.4633.15
P/FCF Ratio
5.024.2912.91--12.78
PS Ratio
0.430.500.920.630.570.65