Kemper Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	4,308	4,396	4,216	4,529	5,213	5,179
Investment Income	410.9	405	407.5	419.7	422.6	427.3
Net Gains on Investments	-13.5	-9.6	4.7	-15	-101.4	168.4
Total Other Revenues	-1.2	-2	10.5	10.1	-10.7	-56.4
Revenue	4,704	4,790	4,639	4,944	5,524	5,719
Revenue Growth (YoY)	0.33%	3.26%	-6.18%	-10.49%	-3.40%	9.85%
Insurance Benefits & Claims	3,437	3,376	3,013	3,820	4,433	4,520
Policy Amortization Costs	1,198	1,215	1,180	1,366	1,404	1,229
Other Operating Expenses	-	-	-	49.6	-	219.4
Operating Income	69.4	199.2	445.4	-291	-312.6	-249.3
Interest Expense	-36.4	-38.5	-56.9	-56.1	-54.7	-
Other Non-Operating Income (Expense)	-	-	-	-	-3.7	-
Total Non-Operating Income (Expense)	-36.4	-38.5	-56.9	-56.1	-58.4	-
Pretax Income	33	160.7	388.5	-347.1	-371	-249.3
Provision for Income Taxes	19.6	28.1	76	-74.8	-84.4	-125.6
Net Income	41.9	143.3	317.8	-272.1	-286.6	-123.7
Minority Interest in Earnings	-10.7	-10.7	-5.3	-0.2	-	-
Net Income to Common	41.9	143.3	317.8	-272.1	-286.6	-123.7
Net Income Growth	-87.90%	-54.91%	-	-	-	-
Shares Outstanding (Basic)	61	62	64	64	64	64
Shares Outstanding (Diluted)	61	63	65	64	64	64
Shares Change (YoY)	-5.96%	-3.35%	1.17%	0.31%	-0.68%	-3.69%
EPS (Basic)	0.63	2.31	4.95	-4.25	-4.50	-1.92
EPS (Diluted)	0.62	2.29	4.91	-4.25	-4.50	-1.92
EPS Growth	-88.41%	-53.36%	-	-	-	-
Shares Outstanding	58.82	58.67	63.84	64.11	63.91	63.68
Free Cash Flow	459.5	553.9	329.7	-188	-241.1	292.9
Free Cash Flow Growth	-17.04%	68.00%	-	-	-	-25.77%
Free Cash Flow Per Share	7.54	8.85	5.09	-2.94	-3.78	4.56
Dividends Per Share	1.280	1.280	1.240	1.240	1.240	1.240
Dividend Growth	-	3.23%	-	-	-	3.33%
Operating Margin	1.48%	4.16%	9.60%	-5.89%	-5.66%	-4.36%
Profit Margin	0.66%	2.77%	6.74%	-5.51%	-5.19%	-2.16%
FCF Margin	9.77%	11.56%	7.11%	-3.80%	-4.36%	5.12%
EBITDA	142.8	273.5	499.1	-232.4	-241.7	-149.5
EBITDA Margin	3.04%	5.71%	10.76%	-4.70%	-4.38%	-2.61%
EBIT	69.4	199.2	445.4	-291	-312.6	-249.3
EBIT Margin	1.48%	4.16%	9.60%	-5.89%	-5.66%	-4.36%
Effective Tax Rate	59.39%	17.49%	19.56%	21.55%	22.75%	50.38%

Updated May 6, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q