Kemper Corporation (KMPR)
NYSE: KMPR · Real-Time Price · USD
28.79
+1.15 (4.16%)
Jul 24, 2026, 4:00 PM EDT - Market closed

Kemper Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,7044,7904,6394,9445,5245,719
Revenue Growth
0.33%3.26%-6.18%-10.49%-3.40%9.85%
Operating Income
69.4199.2445.4-291-312.6-249.3
Net Income
41.9143.3317.8-272.1-286.6-123.7
Earnings Per Share
0.622.294.91-4.25-4.50-1.92
EPS Growth
-88.41%-53.36%----

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Specialty Property & Casualty Insurance
4,0754,1463,7723,8074,1834,076
Life Insurance
584.2583.2565.6581.5782.1764.6
Income (Loss) from Change in Fair Value of Equity and Convertible Securities
-5.7-4.3-2.74.7-79.9114.6
Net Realized Investment (Losses) Gains
55.513.2-18.64.364.8
Net Impairment Losses Recognized in Earnings
-12.8-10.8-5.8-1.1-25.8-11
Non-Core Operations
72.484.9282.4558.4640.5704
Other Segment
-14.2-14.613.812.419.55.4
Revenue (Total)
4,7044,7904,6394,9445,5245,719

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
493.3584.5382.9-134.2-210.3350.7
Capital Expenditures
-33.8-30.6-53.2-53.8-30.8-57.8
Free Cash Flow
459.5553.9329.7-188-241.1292.9
Free Cash Flow Growth
-3.12%68.00%----25.77%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
1.48%4.16%9.60%-5.89%-5.66%-4.36%
Pretax Margin
0.70%3.36%8.38%-7.02%-6.72%-4.36%
Profit Margin
0.66%2.77%6.74%-5.51%-5.19%-2.16%
FCF Margin
9.77%11.56%7.11%-3.80%-4.36%5.12%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2801.2801.2401.2401.2401.240
Dividend Per Share Growth
1.59%3.23%0%0%0%3.33%
Dividend Yield
4.63%3.17%1.88%2.57%2.54%2.13%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
40.1917.7013.53---
Forward PE
10.008.7111.1918.8246.4633.15
P/FCF Ratio
3.684.2912.86--12.78
PS Ratio
0.360.500.910.630.570.65