Kemper Corporation (KMPR)
NYSE: KMPR · Real-Time Price · USD
33.77
-1.31 (-3.73%)
At close: Nov 3, 2026, 4:00 PM EST
34.55
+0.78 (2.31%)
Pre-market: Nov 4, 2026, 7:10 AM EST

Kemper Statistics

Total Valuation

Kemper has a market cap or net worth of $1.99 billion. The enterprise value is $3.30 billion.

Market Cap1.99B
Enterprise Value 3.30B

Important Dates

The next confirmed earnings date is Monday, November 9, 2026, after market close.

Earnings Date Nov 9, 2026
Ex-Dividend Date Aug 21, 2026

Share Statistics

Kemper has 58.92 million shares outstanding. The number of shares has decreased by -8.07% in one year.

Current Share Class 58.92M
Shares Outstanding 58.92M
Shares Change (YoY) -8.07%
Shares Change (QoQ) +0.21%
Owned by Insiders (%) 1.23%
Owned by Institutions (%) 92.18%
Float 54.88M

Valuation Ratios

PE Ratio n/a
Forward PE 10.03
PS Ratio 0.43
Forward PS 0.47
PB Ratio 0.91
P/TBV Ratio 1.41
P/FCF Ratio 5.02
P/OCF Ratio 4.58
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 29.09, with an EV/FCF ratio of 8.32.

EV / Earnings n/a
EV / Sales 0.72
EV / EBITDA 29.09
EV / EBIT 79.56
EV / FCF 8.32

Financial Position

The company has a current ratio of 0.82, with a Debt / Equity ratio of 0.64.

Current Ratio 0.82
Quick Ratio 0.78
Debt / Equity 0.64
Debt / EBITDA 12.27
Debt / FCF 3.51
Interest Coverage 1.14

Financial Efficiency

Return on equity (ROE) is -19.70% and return on invested capital (ROIC) is 1.09%.

Return on Equity (ROE) -19.70%
Return on Assets (ROA) 0.21%
Return on Invested Capital (ROIC) 1.09%
Return on Capital Employed (ROCE) 0.41%
Weighted Average Cost of Capital (WACC) 6.78%
Revenue Per Employee $620,662
Profits Per Employee -$66,959
Employee Count7,400
Asset Turnover 0.37
Inventory Turnover n/a

Taxes

Income Tax -16.90M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -24.94% in the last 52 weeks. The beta is 1.06, so Kemper's price volatility has been similar to the market average.

Beta (5Y) 1.06
52-Week Price Change -24.94%
50-Day Moving Average 27.94
200-Day Moving Average 29.67
Relative Strength Index (RSI) 70.23
Average Volume (20 Days) 851,694

Short Selling Information

The latest short interest is 5.31 million, so 9.01% of the outstanding shares have been sold short.

Short Interest 5.31M
Short Previous Month 5.24M
Short % of Shares Out 9.01%
Short % of Float 9.67%
Short Ratio (days to cover) 6.01

Income Statement

In the last 12 months, Kemper had revenue of $4.59 billion and -$495.50 million in losses. Loss per share was -$8.33.

Revenue4.59B
Gross Profit 1.17B
Operating Income 41.50M
Pretax Income -521.50M
Net Income -495.50M
EBITDA 113.50M
EBIT 41.50M
Loss Per Share -$8.33
Full Income Statement

Balance Sheet

The company has $362.00 million in cash and $1.39 billion in debt, with a net cash position of -$1.31 billion or -$22.26 per share.

Cash & Cash Equivalents 362.00M
Total Debt 1.39B
Net Cash -1.31B
Net Cash Per Share -$22.26
Equity (Book Value) 2.18B
Book Value Per Share 37.22
Working Capital -349.60M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $434.20 million and capital expenditures -$37.60 million, giving a free cash flow of $396.60 million.

Operating Cash Flow 434.20M
Capital Expenditures -37.60M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 396.60M
FCF Per Share $6.73
Full Cash Flow Statement

Margins

Gross margin is 25.40%, with operating and profit margins of 0.90% and -10.79%.

Gross Margin 25.40%
Operating Margin 0.90%
Pretax Margin -11.35%
Profit Margin -10.79%
EBITDA Margin 2.47%
EBIT Margin 0.90%
FCF Margin 8.64%

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 3.79%.

Dividend Per Share $1.28
Dividend Yield 3.79%
Dividend Growth (YoY) 0.79%
Years of Dividend Growth 1
Payout Ratio n/a
FCF Payout Ratio 19.02%
Buyback Yield 8.07%
Shareholder Yield 11.86%
Earnings Yield -24.68%
FCF Yield 19.93%
Dividend Details

Analyst Forecast

The average price target for Kemper is $36.33, which is 7.58% higher than the current price. The consensus rating is "Hold".

Price Target $36.33
Price Target Difference 7.58%
Analyst Consensus Hold
Analyst Count 6
Revenue Growth Forecast (3Y) -2.62%
EPS Growth Forecast (3Y) 13.49%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on March 29, 1999. It was a forward split with a ratio of 2:1.

Last Split Date Mar 29, 1999
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4