Kemper Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	31.2	132.6	312.5	-272.3	-286.6	-123.7
Depreciation & Amortization	73.4	74.3	53.7	58.6	70.9	99.8
Other Adjustments	19.3	16.6	36.9	133.7	115.5	-140.7
Changes in Receivables	59.8	10.5	-25.9	326.4	129.4	-75.2
Changes in Reinsurance Contract Assets	3.2	-0.5	7	12.1	-1.9	20.6
Changes in Deferred Acquisition Costs	-19.4	-26.7	-38.3	43.9	14.2	-77.6
Changes in Unearned Premiums	-92.1	-30.1	-26	-403.1	-183.5	105.9
Changes in Claims Reserves	438.9	375.4	-2.3	-30.8	26.5	616.4
Changes in Income Taxes Payable	-33.2	-7	65.3	33.2	-83.6	-163.9
Changes in Other Operating Activities	-46.15	39.4	-	-35.9	-11.2	89.1
Operating Cash Flow	493.3	584.5	382.9	-134.2	-210.3	350.7
Operating Cash Flow Growth	-5.12%	52.65%	-	-	-	-21.72%
Capital Expenditures	-33.8	-30.6	-53.2	-53.8	-30.8	-57.8
Purchases of Investments	-1,792	-1,752	-1,198	-616.7	-2,082	-2,280
Proceeds from Sale of Investments	1,741	2,114	993.9	799.3	1,981	2,519
Payments for Business Acquisitions	-	-	-	-	-	-316.6
Proceeds from Business Divestments	-	-	-	-	14.8	-
Other Investing Activities	2.3	4.1	12.8	-20.9	8.5	16.8
Investing Cash Flow	-78	336.2	-244.4	107.9	-108.4	-118.2
Long-Term Debt Issued	10.9	30.9	102.2	123.3	877.4	386.8
Long-Term Debt Repaid	79.5	515.5	120.6	169	420.3	444
Net Long-Term Debt Issued (Repaid)	90.4	546.4	222.8	292.3	1,298	830.8
Issuance of Common Stock	3.7	3.7	3.8	4.3	4.9	5.4
Repurchase of Common Stock	297.9	301.9	38.9	-	-	161.7
Net Common Stock Issued (Repurchased)	301.6	305.6	42.7	4.3	4.9	167.1
Common Dividends Paid	-77.7	-79.6	-80.1	-80.1	-79.7	-80.6
Other Financing Activities	2.4	2.3	-3.6	-0.5	0.6	3.7
Financing Cash Flow	-438.1	-860.1	-137.2	-122	382.9	-290.4
Net Cash Flow	-33.4	60.6	1.3	-148.3	64.2	-57.9
Free Cash Flow	459.5	553.9	329.7	-188	-241.1	292.9
Free Cash Flow Growth	-17.04%	68.00%	-	-	-	-25.77%
FCF Margin	9.77%	11.56%	7.11%	-3.80%	-4.36%	5.12%
Free Cash Flow Per Share	7.54	8.85	5.09	-2.94	-3.78	4.56
Levered Free Cash Flow	-15.75	708.5	549.1	-324.8	785.2	723.2
Unlevered Free Cash Flow	-119.87	183.17	366.77	-573.29	-467.39	-107.6

SEC Filings: 10-K · 10-Q