Kemper Corporation (KMPR)

Kemper Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	343.4	317.8	-272.1	-286.6	-123.7	409.9
Depreciation & Amortization	51.5	53.7	58.6	70.9	54.8	50.3
Other Amortization	-	-	-	-	45	4.7
Gain (Loss) on Sale of Investments	-2.9	-12.8	11	95.5	-118.2	-110.2
Change in Accounts Receivable	-57.5	-25.9	326.4	129.4	-75.2	-77.4
Reinsurance Recoverable	4.7	7	12.1	-1.9	20.6	16.8
Change in Unearned Revenue	53.1	-26	-403.1	-183.5	105.9	69.6
Change in Income Taxes	45	65.3	33.2	-83.6	-163.9	46.5
Change in Insurance Reserves / Liabilities	165.7	-2.3	-30.8	26.5	616.4	38.3
Change in Other Net Operating Assets	9.2	2.3	-33	-11.2	89.1	-27.8
Other Operating Activities	4.5	5.2	70	3.7	-	64.1
Operating Cash Flow	586.6	382.9	-134.2	-210.3	350.7	448
Operating Cash Flow Growth	-	-	-	-	-21.72%	-16.15%
Capital Expenditures	-35.5	-53.2	-53.8	-30.8	-57.8	-53.4
Cash Acquisitions	-	-	-	-	-316.6	-
Investment in Securities	168.7	-228	90.3	2	385.6	-594.7
Other Investing Activities	9	22.8	81.3	-101.5	-83.2	-86.6
Investing Cash Flow	84.4	-244.4	107.9	-108.4	-118.2	-757
Long-Term Debt Issued	-	-	-	541.9	-	396.8
Total Debt Repaid	-450	-	-	-280	-50	-
Net Debt Issued (Repaid)	-450	-	-	261.9	-50	396.8
Issuance of Common Stock	3.6	3.8	4.3	4.9	5.4	4.4
Repurchases of Common Stock	-71.4	-38.9	-	-	-161.7	-110.4
Common Dividends Paid	-81.3	-80.1	-80.1	-79.7	-80.6	-78.9
Other Financing Activities	1.2	-3.6	-0.5	-1.5	3.7	4.2
Financing Cash Flow	-601.4	-137.2	-122	382.9	-290.4	378.3
Net Cash Flow	69.6	1.3	-148.3	64.2	-57.9	69.3
Free Cash Flow	551.1	329.7	-188	-241.1	292.9	394.6
Free Cash Flow Growth	-	-	-	-	-25.77%	-12.37%
Free Cash Flow Margin	11.52%	7.11%	-3.80%	-4.37%	5.12%	7.58%
Free Cash Flow Per Share	8.52	5.09	-2.94	-3.78	4.56	5.91
Cash Interest Paid	54.3	54.5	54.5	51.5	43.9	34.6
Cash Income Tax Paid	38.5	11.2	-106.7	0.7	38	55.8
Levered Free Cash Flow	462.78	1,190	-275.74	-266.05	646.53	113.58
Unlevered Free Cash Flow	493.65	1,225	-240.68	-231.86	673.78	136.08
Change in Working Capital	168.7	-17.9	-51.3	-110.1	515.3	13.7

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q