Kemper Statistics
Total Valuation
Kemper has a market cap or net worth of $1.96 billion. The enterprise value is $3.43 billion.
| Market Cap | 1.96B |
| Enterprise Value | 3.43B |
Important Dates
The last earnings date was Wednesday, February 4, 2026, after market close.
| Earnings Date | Feb 4, 2026 |
| Ex-Dividend Date | Feb 17, 2026 |
Share Statistics
Kemper has 58.55 million shares outstanding. The number of shares has decreased by -3.35% in one year.
| Current Share Class | 58.55M |
| Shares Outstanding | 58.55M |
| Shares Change (YoY) | -3.35% |
| Shares Change (QoQ) | -4.35% |
| Owned by Insiders (%) | 1.19% |
| Owned by Institutions (%) | 89.19% |
| Float | 57.80M |
Valuation Ratios
The trailing PE ratio is 14.86 and the forward PE ratio is 8.25.
| PE Ratio | 14.86 |
| Forward PE | 8.25 |
| PS Ratio | 0.44 |
| Forward PS | 0.42 |
| PB Ratio | 0.75 |
| P/TBV Ratio | 1.40 |
| P/FCF Ratio | 3.62 |
| P/OCF Ratio | 3.43 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 10.56, with an EV/FCF ratio of 6.19.
| EV / Earnings | 23.94 |
| EV / Sales | 0.72 |
| EV / EBITDA | 10.56 |
| EV / EBIT | 13.69 |
| EV / FCF | 6.19 |
Financial Position
The company has a current ratio of 0.81, with a Debt / Equity ratio of 0.58.
| Current Ratio | 0.81 |
| Quick Ratio | 0.81 |
| Debt / Equity | 0.58 |
| Debt / EBITDA | 4.78 |
| Debt / FCF | 2.80 |
| Interest Coverage | 6.51 |
Financial Efficiency
Return on equity (ROE) is 4.86% and return on invested capital (ROIC) is 4.88%.
| Return on Equity (ROE) | 4.86% |
| Return on Assets (ROA) | 1.25% |
| Return on Invested Capital (ROIC) | 4.88% |
| Return on Capital Employed (ROCE) | 2.40% |
| Weighted Average Cost of Capital (WACC) | 6.78% |
| Revenue Per Employee | $647,257 |
| Profits Per Employee | $19,365 |
| Employee Count | 7,400 |
| Asset Turnover | 0.38 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Kemper has paid $28.10 million in taxes.
| Income Tax | 28.10M |
| Effective Tax Rate | 17.49% |
Stock Price Statistics
The stock price has decreased by -50.13% in the last 52 weeks. The beta is 1.12, so Kemper's price volatility has been higher than the market average.
| Beta (5Y) | 1.12 |
| 52-Week Price Change | -50.13% |
| 50-Day Moving Average | 39.41 |
| 200-Day Moving Average | 51.13 |
| Relative Strength Index (RSI) | 26.00 |
| Average Volume (20 Days) | 883,789 |
Short Selling Information
The latest short interest is 2.26 million, so 3.86% of the outstanding shares have been sold short.
| Short Interest | 2.26M |
| Short Previous Month | 2.03M |
| Short % of Shares Out | 3.86% |
| Short % of Float | 3.91% |
| Short Ratio (days to cover) | 2.93 |
Income Statement
In the last 12 months, Kemper had revenue of $4.79 billion and earned $143.30 million in profits. Earnings per share was $2.29.
| Revenue | 4.79B |
| Gross Profit | 1.41B |
| Operating Income | 250.50M |
| Pretax Income | 160.70M |
| Net Income | 143.30M |
| EBITDA | 324.80M |
| EBIT | 250.50M |
| Earnings Per Share (EPS) | $2.29 |
Balance Sheet
The company has $453.90 million in cash and $1.55 billion in debt, with a net cash position of -$1.43 billion or -$24.35 per share.
| Cash & Cash Equivalents | 453.90M |
| Total Debt | 1.55B |
| Net Cash | -1.43B |
| Net Cash Per Share | -$24.35 |
| Equity (Book Value) | 2.67B |
| Book Value Per Share | 45.71 |
| Working Capital | -383.40M |
Cash Flow
In the last 12 months, operating cash flow was $584.50 million and capital expenditures -$30.60 million, giving a free cash flow of $553.90 million.
| Operating Cash Flow | 584.50M |
| Capital Expenditures | -30.60M |
| Free Cash Flow | 553.90M |
| FCF Per Share | $9.46 |
Margins
Gross margin is 29.53%, with operating and profit margins of 5.23% and 2.99%.
| Gross Margin | 29.53% |
| Operating Margin | 5.23% |
| Pretax Margin | 3.36% |
| Profit Margin | 2.99% |
| EBITDA Margin | 6.78% |
| EBIT Margin | 5.23% |
| FCF Margin | 11.56% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 3.76%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 3.76% |
| Dividend Growth (YoY) | 2.40% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 55.90% |
| Buyback Yield | 3.35% |
| Shareholder Yield | 7.09% |
| Earnings Yield | 7.15% |
| FCF Yield | 27.63% |
Analyst Forecast
The average price target for Kemper is $47.50, which is 41.98% higher than the current price. The consensus rating is "Hold".
| Price Target | $47.50 |
| Price Target Difference | 41.98% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 29, 1999. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 29, 1999 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |