Kemper Statistics
Total Valuation
Kemper has a market cap or net worth of $2.21 billion. The enterprise value is $3.57 billion.
Important Dates
The last earnings date was Wednesday, November 5, 2025, after market close.
| Earnings Date | Nov 5, 2025 |
| Ex-Dividend Date | Nov 17, 2025 |
Share Statistics
Kemper has 58.55 million shares outstanding. The number of shares has decreased by -1.16% in one year.
| Current Share Class | 58.55M |
| Shares Outstanding | 58.55M |
| Shares Change (YoY) | -1.16% |
| Shares Change (QoQ) | -4.83% |
| Owned by Insiders (%) | 5.19% |
| Owned by Institutions (%) | 91.24% |
| Float | 55.46M |
Valuation Ratios
The trailing PE ratio is 9.43 and the forward PE ratio is 7.69.
| PE Ratio | 9.43 |
| Forward PE | 7.69 |
| PS Ratio | 0.48 |
| Forward PS | 0.44 |
| PB Ratio | 0.81 |
| P/TBV Ratio | 1.45 |
| P/FCF Ratio | 3.88 |
| P/OCF Ratio | 3.67 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 7.90, with an EV/FCF ratio of 6.46.
| EV / Earnings | 14.36 |
| EV / Sales | 0.74 |
| EV / EBITDA | 7.90 |
| EV / EBIT | 9.44 |
| EV / FCF | 6.46 |
Financial Position
The company has a current ratio of 0.91, with a Debt / Equity ratio of 0.56.
| Current Ratio | 0.91 |
| Quick Ratio | 0.87 |
| Debt / Equity | 0.56 |
| Debt / EBITDA | 3.23 |
| Debt / FCF | 2.77 |
| Interest Coverage | 8.58 |
Financial Efficiency
Return on equity (ROE) is 8.68% and return on invested capital (ROIC) is 5.26%.
| Return on Equity (ROE) | 8.68% |
| Return on Assets (ROA) | 1.87% |
| Return on Invested Capital (ROIC) | 5.26% |
| Return on Capital Employed (ROCE) | 3.61% |
| Revenue Per Employee | $654,797 |
| Profits Per Employee | $33,608 |
| Employee Count | 7,400 |
| Asset Turnover | 0.38 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Kemper has paid $55.20 million in taxes.
| Income Tax | 55.20M |
| Effective Tax Rate | 18.81% |
Stock Price Statistics
The stock price has decreased by -48.01% in the last 52 weeks. The beta is 1.14, so Kemper's price volatility has been higher than the market average.
| Beta (5Y) | 1.14 |
| 52-Week Price Change | -48.01% |
| 50-Day Moving Average | 46.86 |
| 200-Day Moving Average | 57.91 |
| Relative Strength Index (RSI) | 26.60 |
| Average Volume (20 Days) | 1,188,084 |
Short Selling Information
The latest short interest is 1.91 million, so 3.26% of the outstanding shares have been sold short.
| Short Interest | 1.91M |
| Short Previous Month | 2.06M |
| Short % of Shares Out | 3.26% |
| Short % of Float | 3.45% |
| Short Ratio (days to cover) | 1.82 |
Income Statement
In the last 12 months, Kemper had revenue of $4.85 billion and earned $248.70 million in profits. Earnings per share was $3.89.
| Revenue | 4.85B |
| Gross Profit | 1.58B |
| Operating Income | 378.30M |
| Pretax Income | 293.50M |
| Net Income | 248.70M |
| EBITDA | 452.40M |
| EBIT | 378.30M |
| Earnings Per Share (EPS) | $3.89 |
Full Income StatementBalance Sheet
The company has $496.10 million in cash and $1.53 billion in debt, giving a net cash position of -$1.42 billion or -$24.34 per share.
| Cash & Cash Equivalents | 496.10M |
| Total Debt | 1.53B |
| Net Cash | -1.42B |
| Net Cash Per Share | -$24.34 |
| Equity (Book Value) | 2.72B |
| Book Value Per Share | 45.38 |
| Working Capital | -182.20M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $584.60 million and capital expenditures -$31.50 million, giving a free cash flow of $553.10 million.
| Operating Cash Flow | 584.60M |
| Capital Expenditures | -31.50M |
| Free Cash Flow | 553.10M |
| FCF Per Share | $9.45 |
Full Cash Flow StatementMargins
Gross margin is 32.63%, with operating and profit margins of 7.81% and 5.13%.
| Gross Margin | 32.63% |
| Operating Margin | 7.81% |
| Pretax Margin | 6.06% |
| Profit Margin | 5.13% |
| EBITDA Margin | 9.34% |
| EBIT Margin | 7.81% |
| FCF Margin | 11.41% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 3.49%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 3.49% |
| Dividend Growth (YoY) | 3.23% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 32.92% |
| Buyback Yield | 1.16% |
| Shareholder Yield | 4.63% |
| Earnings Yield | 11.58% |
| FCF Yield | 25.76% |
Dividend DetailsAnalyst Forecast
The average price target for Kemper is $56.67, which is 50.40% higher than the current price. The consensus rating is "Hold".
| Price Target | $56.67 |
| Price Target Difference | 50.40% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on March 29, 1999. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 29, 1999 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |
