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Joint Stock Company Kaspi.kz (KSPI)
NASDAQ: KSPI · Real-Time Price · USD
75.00
+0.03 (0.04%)
At close: Oct 29, 2025, 4:00 PM EDT
75.10
+0.10 (0.14%)
After-hours: Oct 29, 2025, 5:20 PM EDT

Revenue

Millions KZT. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212018 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 2018 - 2020
Payments Revenue
630.47B587.10B
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Marketplace Revenue
1.22T732.94B
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Fintech Revenue
1.40T1.28T
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Eliminations from Revenue
-26.02B-15.49B
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Revenue by Geography

Millions KZT. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212018 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 2018 - 2020
Kazakhstan Revenue
-2.52T
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Azerbaijan Revenue
-5.08B
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Ukraine Revenue
-5.57B
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Net Income

Millions KZT. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212018 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 2018 - 2020
Payments Segment Net Income
415.80B381.61B
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Marketplace Segment Net Income
349.43B348.40B
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Fintech Segment Net Income
338.23B326.83B
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Key Performance Indicators

Millions KZT. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212018 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 2018 - 2020
Total Payment Volume (TPV)
40.88T37.20T
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Payments Active Consumers
14.10M13.60M
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Total Payment Volume (TPV) Payments Transactions
6.40B5.89B
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Payments Take Rate
-1.18%
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Average Balances on Current Accounts
935.00B938.00B
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Marketplace Gross Merchandise Volume (GMV)
6.46T5.98T
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Marketplace Active Consumers
8.40M8.10M
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Marketplace Purchases
270.60M234.00M
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Marketplace Take Rate
-9.70%
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Total Finance Volume (TFV)
11.05T10.31T
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Fintech Active Consumers (Loans)
6.30M6.40M
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Fintech Active Consumers (Deposits)
6.00M5.70M
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Average Net Loan Portfolio
-4.90T
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Fintech Yield
-24.00%
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Total Finance Volume (TFV) to Average Net Loan Portfolio Conversion Rate
-2.10
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Fintech Average Savings
-5.69T
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Fintech Cost of Risk
-2.10%
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Updated Jun 30, 2025. Data Source: Fiscal.ai.