Joint Stock Company Kaspi.kz (KSPI)

KSPI Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Oct 4, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	20,060	17,546	12,599	27,359	10,377	-
Market Cap Growth	58.79%	39.26%	-53.95%	163.66%	-	-
Enterprise Value	19,167	16,801	12,175	27,353	10,251	-
Last Close Price	105.57	88.29	58.34	119.40	43.67	-
PE Ratio	10.26	9.14	8.95	23.37	13.66	-
PS Ratio	4.26	4.18	4.59	13.44	7.25	-
PB Ratio	7.92	7.21	7.06	23.57	11.08	-
P/FCF Ratio	26.27	7.53	6.06	261.77	7.29	-
P/OCF Ratio	22.42	7.19	5.71	169.11	7.08	-
EV/Sales Ratio	4.08	4.00	4.44	13.43	7.16	-
EV/EBITDA Ratio	5.28	5.03	5.54	16.67	9.26	-
EV/EBIT Ratio	5.37	5.12	5.64	16.97	9.45	-
EV/FCF Ratio	25.10	7.21	5.86	261.71	7.20	-
Debt / Equity Ratio	0.11	0.15	0.27	0.56	0.55	0.74
Debt / EBITDA Ratio	0.08	0.11	0.22	0.40	0.47	0.60
Debt / FCF Ratio	0.38	0.15	0.23	6.25	0.36	0.79
Asset Turnover	0.34	0.32	0.29	0.28	0.24	0.26
Quick Ratio	5.23	4.63	4.13	3.80	3.55	5.21
Current Ratio	5.28	4.70	4.21	3.86	3.65	5.33
Return on Equity (ROE)	87.78%	88.01%	88.52%	96.78%	76.30%	77.37%
Return on Assets (ROA)	16.24%	15.58%	14.30%	13.66%	11.43%	11.50%
Return on Capital (ROIC)	81.23%	80.40%	67.89%	62.57%	50.68%	46.73%
Earnings Yield	9.83%	10.58%	10.04%	3.63%	5.97%	-
FCF Yield	3.81%	13.27%	16.50%	0.38%	13.71%	-
Dividend Yield	6.79%	7.99%	6.30%	1.70%	7.63%	-
Payout Ratio	69.70%	66.58%	35.91%	78.80%	67.20%	50.41%
Buyback Yield / Dilution	0.67%	0.99%	0.18%	-0.32%	-2.63%	-20.89%
Total Shareholder Return	7.46%	8.99%	6.48%	1.38%	4.99%	-20.89%

Source: S&P Capital IQ. Standard template. Financial Sources.