Joint Stock Company Kaspi.kz (KSPI)

NASDAQ: KSPI · Real-Time Price · USD

72.61

+0.62 (0.86%)

At close: Feb 25, 2026, 4:00 PM EST

73.00

+0.39 (0.54%)

After-hours: Feb 25, 2026, 7:08 PM EST

KSPI Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 25, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	13,853	17,996	17,546	12,599	27,359	10,377
Market Cap Growth	-24.72%	2.57%	39.26%	-53.95%	163.66%	-
Enterprise Value	13,653	17,352	16,801	12,175	27,353	10,251
Last Close Price	72.61	94.71	86.91	57.43	117.53	42.99
PE Ratio	6.93	9.08	9.46	9.96	27.55	16.75
Forward PE	5.71	7.40	-	-	-	-
PS Ratio	2.08	3.71	4.18	4.59	13.44	7.25
PB Ratio	3.34	6.00	7.21	7.06	23.57	11.08
P/TBV Ratio	4.59	6.63	7.86	7.25	24.50	11.47
P/FCF Ratio	19.34	19.42	7.53	6.06	261.77	7.29
P/OCF Ratio	15.20	16.23	7.19	5.71	169.11	7.08
EV/Sales Ratio	2.05	3.58	4.00	4.44	13.43	7.16
EV/EBITDA Ratio	3.31	4.69	5.03	5.55	16.67	9.26
EV/EBIT Ratio	3.41	4.76	5.12	5.64	16.97	9.45
EV/FCF Ratio	19.07	18.72	7.21	5.86	261.71	7.20
Debt / Equity Ratio	0.18	0.09	0.15	0.27	0.56	0.55
Debt / EBITDA Ratio	0.18	0.07	0.11	0.22	0.40	0.47
Debt / FCF Ratio	1.16	0.28	0.15	0.23	6.25	0.36
Net Debt / Equity Ratio	-0.05	-0.31	-0.60	-0.47	-0.11	-0.29
Net Debt / EBITDA Ratio	-0.05	-0.25	-0.43	-0.38	-0.08	-0.24
Net Debt / FCF Ratio	-0.30	-0.99	-0.62	-0.41	-1.28	-0.19
Asset Turnover	0.41	0.34	0.32	0.29	0.28	0.24
Inventory Turnover	-	21.73	-	-	-	-
Quick Ratio	4.04	4.97	4.63	4.13	3.80	3.55
Current Ratio	4.29	5.05	4.71	4.21	3.86	3.65
Return on Equity (ROE)	59.55%	78.98%	88.01%	88.52%	96.78%	76.30%
Return on Assets (ROA)	15.29%	15.71%	15.58%	14.30%	13.66%	11.43%
Return on Invested Capital (ROIC)	96.15%	205.05%	281.24%	185.20%	158.52%	135.86%
Return on Capital Employed (ROCE)	25.80%	27.00%	26.00%	23.80%	24.50%	19.80%
Earnings Yield	14.49%	11.01%	10.58%	10.04%	3.63%	5.97%
FCF Yield	5.17%	5.15%	13.27%	16.50%	0.38%	13.71%
Dividend Yield	-	5.13%	8.12%	6.40%	1.73%	7.75%
Payout Ratio	-	62.14%	66.57%	35.91%	78.80%	67.20%
Buyback Yield / Dilution	0.12%	0.33%	0.99%	0.18%	-0.32%	-2.63%
Total Shareholder Return	0.12%	5.46%	9.12%	6.58%	1.41%	5.11%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q