Joint Stock Company Kaspi.kz (KSPI)

KSPI Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	17,736	17,996	17,546	12,599	27,359	10,377
Market Cap Growth	2.57%	2.57%	39.26%	-53.95%	163.66%	-
Enterprise Value	16,951	17,352	16,801	12,175	27,353	10,251
Last Close Price	94.04	94.71	86.91	57.43	117.53	42.99
PE Ratio	8.97	9.08	9.46	9.96	27.55	16.75
Forward PE	7.05	7.40	-	-	-	-
PS Ratio	3.68	3.71	4.18	4.59	13.44	7.25
PB Ratio	6.18	6.00	7.21	7.06	23.57	11.08
P/TBV Ratio	6.63	6.63	7.86	7.25	24.50	11.47
P/FCF Ratio	18.39	19.42	7.53	6.06	261.77	7.29
P/OCF Ratio	16.11	16.23	7.19	5.71	169.11	7.08
EV/Sales Ratio	3.50	3.58	4.00	4.44	13.43	7.16
EV/EBITDA Ratio	4.59	4.69	5.03	5.55	16.67	9.26
EV/EBIT Ratio	4.65	4.76	5.12	5.64	16.97	9.45
EV/FCF Ratio	17.45	18.72	7.21	5.86	261.71	7.20
Debt / Equity Ratio	0.09	0.09	0.15	0.27	0.56	0.55
Debt / EBITDA Ratio	0.07	0.07	0.11	0.22	0.40	0.47
Debt / FCF Ratio	0.28	0.28	0.15	0.23	6.25	0.36
Asset Turnover	0.34	0.34	0.32	0.29	0.28	0.24
Inventory Turnover	21.73	21.73	-	-	-	-
Quick Ratio	4.97	4.97	4.63	4.13	3.80	3.55
Current Ratio	5.05	5.05	4.71	4.21	3.86	3.65
Return on Equity (ROE)	78.98%	78.98%	88.01%	88.52%	96.78%	76.30%
Return on Assets (ROA)	15.71%	15.71%	15.58%	14.30%	13.66%	11.43%
Return on Capital (ROIC)	80.25%	80.25%	80.40%	67.89%	62.57%	50.68%
Return on Capital Employed (ROCE)	27.00%	27.00%	26.00%	23.80%	24.50%	19.80%
Earnings Yield	11.09%	11.01%	10.58%	10.04%	3.63%	5.97%
FCF Yield	5.44%	5.15%	13.27%	16.50%	0.38%	13.71%
Dividend Yield	7.89%	5.13%	8.12%	6.40%	1.73%	7.75%
Payout Ratio	70.73%	62.14%	66.57%	35.91%	78.80%	67.20%
Buyback Yield / Dilution	0.33%	0.33%	0.99%	0.18%	-0.32%	-2.63%
Total Shareholder Return	8.12%	5.46%	9.12%	6.58%	1.41%	5.11%

Updated Feb 25, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q