Provident Financial Services, Inc. (PFS)
NYSE: PFS · Real-Time Price · USD
18.85
+0.06 (0.32%)
Sep 18, 2024, 4:00 PM EDT - Market closed

PFS Statistics

Total Valuation

PFS has a market cap or net worth of $2.46 billion.

Market Cap 2.46B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Thursday, October 24, 2024, after market close.

Earnings Date Oct 24, 2024
Ex-Dividend Date Aug 16, 2024

Share Statistics

PFS has 130.49 million shares outstanding. The number of shares has increased by 10.00% in one year.

Shares Outstanding 130.49M
Shares Change (YoY) +10.00%
Shares Change (QoQ) +36.77%
Owned by Insiders (%) 3.40%
Owned by Institutions (%) 68.79%
Float 126.00M

Valuation Ratios

The trailing PE ratio is 20.35 and the forward PE ratio is 9.20.

PE Ratio 20.35
Forward PE 9.20
PS Ratio 3.61
Forward PS 3.53
PB Ratio 0.96
P/FCF Ratio 12.31
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 14.93
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 3.64%.

Return on Equity (ROE) 3.64%
Return on Assets (ROA) 0.40%
Return on Capital (ROIC) n/a
Revenue Per Employee $374,581
Profits Per Employee $66,948
Employee Count 1,142
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PFS has paid $22.35 million in taxes.

Income Tax 22.35M
Effective Tax Rate 22.62%

Stock Price Statistics

The stock price has increased by +19.53% in the last 52 weeks. The beta is 1.03, so PFS's price volatility has been similar to the market average.

Beta (5Y) 1.03
52-Week Price Change +19.53%
50-Day Moving Average 17.92
200-Day Moving Average 16.08
Relative Strength Index (RSI) 60.50
Average Volume (20 Days) 737,864

Short Selling Information

The latest short interest is 4.22 million, so 3.23% of the outstanding shares have been sold short.

Short Interest 4.22M
Short Previous Month 5.08M
Short % of Shares Out 3.23%
Short % of Float 3.35%
Short Ratio (days to cover) 4.48

Income Statement

In the last 12 months, PFS had revenue of $427.77 million and earned $76.46 million in profits. Earnings per share was $0.93.

Revenue 427.77M
Gross Profit 427.77M
Operating Income 143.21M
Pretax Income 98.81M
Net Income 76.46M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.93
Full Income Statement

Balance Sheet

The company has $499.64 million in cash and $2.98 billion in debt, giving a net cash position of -$2.48 billion or -$19.04 per share.

Cash & Cash Equivalents 499.64M
Total Debt 2.98B
Net Cash -2.48B
Net Cash Per Share -$19.04
Equity (Book Value) 2.56B
Book Value Per Share 19.60
Working Capital -19.46B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $205.91 million and capital expenditures -$6.04 million, giving a free cash flow of $199.87 million.

Operating Cash Flow 205.91M
Capital Expenditures -6.04M
Free Cash Flow 199.87M
FCF Per Share $1.53
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 33.48%
Pretax Margin 23.10%
Profit Margin 17.87%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 46.80%

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 5.15%.

Dividend Per Share $0.96
Dividend Yield 5.15%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 103.63%
Buyback Yield -10.00%
Shareholder Yield -4.85%
Earnings Yield 3.11%
FCF Yield 8.13%
Dividend Details

Analyst Forecast

The average price target for PFS is $20.25, which is 7.43% higher than the current price. The consensus rating is "Strong Buy".

Price Target $20.25
Price Target Difference 7.43%
Analyst Consensus Strong Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4