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LCNB Corporation (LCNB)

Stock Price: $14.93 USD -0.66 (-4.23%)
Updated December 1, 11:39 AM EST - Market open

Stock Price Chart

Key Info

Market Cap 192.28M
Revenue (ttm) 68.01M
Net Income (ttm) 19.16M
Shares Out 12.88M
EPS (ttm) 1.48
PE Ratio 10.09
Forward PE 17.33
Dividend $0.76
Dividend Yield 5.09%

Stock Quote

Trading Day December 1
Last Price $14.93
Previous Close $15.59
Change ($) -0.66
Change (%) -4.23%
Day's Open 15.08
Day's Range 14.72 - 15.12
Day's Volume 4,463
52-Week Range 10.54 - 18.81

More Stats

Market Cap 192.28M
Enterprise Value 205.58M
Earnings Date (est) n/a
Ex-Dividend Date Nov 30, 2020
Shares Outstanding 12.88M
Float n/a
EPS (basic) 1.48
EPS (diluted) 1.48
FCF / Share 1.04
Dividend $0.76
Dividend Yield 5.09%
Earnings Yield 9.91%
FCF Yield 6.99%
Payout Ratio 48.60%
Shares Short 86,419
Short Ratio 3.97
Short % of Float n/a
Beta 0.90
PE Ratio 10.09
Forward PE 17.33
P/FCF Ratio 14.30
PS Ratio 2.83
PB Ratio 0.84
Revenue 68.01M
Operating Income 23.17M
Net Income 19.16M
Free Cash Flow 13.44M
Net Cash -13.30M
Net Cash / Share -1.03
Gross Margin 97.79%
Operating Margin 34.06%
Profit Margin 28.20%
FCF Margin 19.77%
ROA 1.14%
ROE 8.26%
ROIC 1.40%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (1)

Buy 0
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Hold

Price Target

$24.00*
Low
24.0
Current: $14.93
High
24.0
Target: 24.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue66.5558.3051.1150.1948.0944.1037.9332.7531.3832.90
Revenue Growth14.15%14.07%1.84%4.36%9.05%16.25%15.84%4.35%-4.63%-
Gross Profit66.5558.3051.1150.1948.0944.1037.9332.7531.3832.90
Operating Income23.0317.7917.2416.9315.7013.2611.7211.079.5311.63
Net Income18.9114.8512.9712.4811.479.878.788.278.129.37
Shares Outstanding13.0811.9410.019.959.709.307.856.726.696.69
Earnings Per Share1.441.241.291.251.171.051.101.221.201.39
EPS Growth16.13%-3.88%3.2%6.84%11.43%-4.55%-9.84%1.67%-13.67%-
Dividend Per Share0.690.650.640.640.640.640.640.160.480.32
Dividend Growth6.15%1.56%0%0%0%0%300%-66.67%50%-
Operating Cash Flow21.9719.7418.1415.4813.2415.9410.4310.9910.6613.80
Capital Expenditures-3.930.05-6.35-9.39-0.48-0.87-0.86-0.46-2.56-1.43
Free Cash Flow18.0419.7911.796.1012.7615.079.5810.538.1012.37
Cash & Equivalents20.7721.0425.3918.8714.9915.8514.6913.4819.5411.00
Total Debt46.4410347.3042.6443.3328.0020.7627.4642.9744.81
Net Cash / Debt-25.68-82.23-21.92-23.77-28.35-12.16-6.07-13.99-23.43-33.81
Assets1,6391,6371,2961,3071,2811,108932789792760
Liabilities1,4111,4181,1451,1641,140982813707714689
Book Value22821915014314012611982.0177.9670.71
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name LCNB Corporation
Country United States
Employees 332
CEO Eric J. Meilstrup

Stock Information

Ticker Symbol LCNB
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: LCNB

Description

LCNB operates as the financial holding company for LCNB National Bank that provides commercial and personal banking services in Ohio. The company's deposit products include checking, NOW, savings, Christmas and vacation club, money market deposit, lifetime checking, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio comprises commercial and industrial, commercial and residential real estate, agricultural, construction, small business administration, and residential mortgage loans. The company also offers consumer loans, such as automobile, recreational vehicles, boat, home improvement, and personal loans. In addition, it provides trust administration, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, the company offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, it provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, personal computer-based cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. As of December 31, 2019, the company operated 35 offices, including a main office in Warren County; branch offices in Warren, Butler, Clinton, Clermont, Fayette, Franklin, Hamilton, Montgomery, Preble, and Ross Counties; and an operations center in Warren County, Ohio, as well as 38 ATMs. LCNB Corp. was founded in 1877 and is headquartered in Lebanon, Ohio.