LCNB Corp. Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	72.77	70.22	60.8	56.35	61.04	57.12
Net Interest Income Growth	15.14%	15.51%	7.89%	-7.69%	6.86%	1.61%
Non-Interest Income	21.25	21.78	20.4	15.41	14.29	16.23
Non-Interest Income Growth	-2.08%	6.72%	32.40%	7.86%	-11.98%	3.12%
Revenues Before Loan Losses	94.02	92	81.2	71.76	75.33	73.36
Provision for Credit Losses	4.08	1.94	1.96	2.08	0.25	-0.27
Revenue	89.94	90.06	79.24	69.68	75.08	73.63
Revenue Growth (YoY)	8.54%	13.66%	13.71%	-7.19%	1.98%	5.26%
Compensation Expenses	35.79	35.5	35.17	29.11	28.48	27.62
Selling, General & Admin	15.2	16.03	15.91	13.24	12.25	14.22
Other Non-Interest Expenses	9.86	10.39	12.2	12.07	7.41	6.21
Total Non-Interest Expense	61.98	61.91	63.28	54.42	48.13	48.04
Pretax Income	27.96	28.15	15.96	15.26	26.95	25.59
Provision for Income Taxes	5	5.03	2.47	2.63	4.82	4.61
Net Income	22.96	23.12	13.49	12.63	22.13	20.97
Net Income to Common	22.96	23.12	13.49	12.63	22.13	20.97
Net Income Growth	41.82%	71.36%	6.84%	-42.93%	5.50%	4.48%
Shares Outstanding (Basic)	14	14	14	11	11	13
Shares Outstanding (Diluted)	14	14	14	11	11	13
Shares Change (YoY)	-99.60%	2.33%	20.56%	0.06%	-9.36%	-2.52%
EPS (Basic)	1.61	1.63	0.97	1.10	1.93	1.66
EPS (Diluted)	1.61	1.63	0.97	1.10	1.93	1.66
EPS Growth	40.00%	68.04%	-11.82%	-43.00%	16.27%	7.10%
Shares Outstanding	14.25	14.19	14.12	13.17	11.26	12.42
Free Cash Flow	34.6	33.44	89.44	20.75	27.83	15.88
Free Cash Flow Growth	3.48%	-62.61%	330.94%	-25.42%	75.23%	45.87%
Free Cash Flow Per Share	2.45	2.37	6.50	1.82	2.44	1.26
Dividends Per Share	0.880	0.880	0.880	0.850	0.810	0.770
Dividend Growth	-	-	3.53%	4.94%	5.20%	5.48%
Profit Margin	25.52%	25.67%	17.03%	18.12%	29.47%	28.49%
FCF Margin	38.47%	37.13%	112.87%	29.78%	37.06%	21.57%
EBITDA	0.38	0.67	0.6	2.99	2.74	2.61
EBITDA Margin	0.43%	0.74%	0.76%	4.29%	3.65%	3.55%
Effective Tax Rate	17.89%	17.87%	15.47%	17.25%	17.88%	18.02%

SEC Filings: 10-K · 10-Q